Checked.be
Active
BE 0793.288.764Private limited company
PRAKTIJK MOUTERIJ
Mouterijstraat 16 ·3582 Beringen, Belgium· 3 yrs active
Sector: General medical practice
(86210)
Conclusion
PRAKTIJK MOUTERIJ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €9k. Equity is growing by ~113.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 16132 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €10k |
| Net result | €9k |
| Staff (FTE) | 2.2 |
| Better than sector | 11% |
Financial profile
78
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
81
Profitability
100
Solvency
37
Growth
78
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
81
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€1k
estimate, not credit advice
Score history
35
2023
40
2024
81
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 16.05 (≥ 1.5)
+10
Quick ratio
Quick ratio 16.05 (≥ 1.0)
+5
Leverage
Debt/equity 15.02 (> 3.0)
-10
Profitability
ROE 91% (≥ 10%)
+10
Interest coverage
Interest coverage 8.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~113.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.2% | 63.4% | |
| Net result | €9k | €62k | |
| Equity | €10k | €132k | |
| Gross operating margin | €116k | €116k | |
| Staff costs | €104k | €29k |
€12k
-
23-25
€9k
-
23-25
€10k
-
23-25
€156k
+87.9%
23-25
€10k
+1031.7%
23-25
€144k
+128.2%
23-25
2
-21.4%
23-25
€104k
+23.4%
23-25
€376
-
23-25
€146k
+78.1%
23-25
€10k
-46.4%
23-25
16.05
+253.8%
23-25
16.05
+253.8%
23-25
6.2%
+502.2%
23-25
15.02
-84.3%
23-25
91.2%
-
23-25
5.7%
-
23-25
8.08
-
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €12k | €-319 | €-10k |
| Net profit | €9k | €-2k | €-12k |
| Cash flow | €10k | €-1k | €-12k |
| Staff costs | €104k | €84k | €85k |
| Income taxes | €376 | - | - |
| Dividends | - | - | - |
| Total assets | €156k | €83k | €69k |
| Equity | €10k | €860 | €3k |
| Debt | €146k | €82k | €66k |
| of which ≤ 1y | €10k | €18k | €13k |
| of which > 1y | - | - | - |
| Working capital | €144k | €63k | €53k |
| Employees (FTE) | 2.2 | 2.8 | 2.1 |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 16.05 | 4.54 | 5.20 |
| Quick ratio | 16.05 | 4.54 | 5.20 |
| Working capital ratio | 92.3% | 76.0% | 77.7% |
| Solvency | 6.2% | 1.0% | 4.4% |
| Debt / equity | 15.02 | 95.46 | 21.97 |
| Long-term debt ratio | - | - | - |
| Interest coverage | 8.08 | -0.34 | -7.29 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 5.7% | -2.6% | -17.7% |
| ROE | 91.2% | -246.9% | -406.9% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €156k | €83k | €69k |
| Fixed assets | 21/28 | €2k | €2k | €3k |
| Tangible fixed assets | 22/27 | €2k | €2k | €3k |
| Current assets | 29/58 | €153k | €81k | €66k |
| Cash & bank | 54/58 | €139k | €70k | €53k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €156k | €83k | €69k |
| Equity | 10/15 | €10k | €860 | €3k |
| Contributions / capital | 10/11 | €15k | €15k | €15k |
| Accumulated profits (losses) | 14 | €-5k | €-14k | €-12k |
| Amounts payable | 17/49 | €146k | €82k | €66k |
| Amounts payable within one year | 42/48 | €10k | €18k | €13k |
| Trade debts payable within one year | 44 | €2k | €3k | €1k |
| Income statement | ||||
| Gross operating margin | 9900 | €116k | €84k | €76k |
| Operating result | 9901 | €11k | €-1k | €-11k |
| Financial income | 75 | €17 | €16 | €27 |
| Financial charges | 65 | €1k | €940 | €1k |
| Result before taxes | 9903 | €9k | €-2k | €-12k |
| Income taxes | 67/77 | €376 | - | - |
| Net result for the period | 9904 | €9k | €-2k | €-12k |
| Result to be appropriated | 9905 | €9k | €-2k | €-12k |
Legal Structure
| NACE primary | General medical practice(86210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-11-2022 |
| Status | Active |
| Postal code | 3582 |
Establishment units
PRAKTIJK MOUTERIJ
since 20222.338.319.711
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B0490/00D000 | Flanders | 3,056 m² | 1 · 286 m² | 7.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 16.05
Current ratio from 4.54 to 16.05; short-term debt falls from €18k to €10k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General medical practice86210
Names & trade names
| Legal nameNL | PRAKTIJK MOUTERIJ |
Similar companies
DR. BRANTS CAROLIEN
BE 0773.876.589 · Leuven
Antwerps Rugcentrum
BE 0461.536.292 · Antwerpen
CABINET MEDICAL DOCTEUR SIMON DELOGNE
BE 0799.244.663 · Liège
Docteur RIKIR Anne-France
BE 1005.442.414 · Herve
DERMANOVA
BE 1028.678.466 · Schaarbeek