Praktijk Dr. R. Roels
ActiveSummary
Praktijk Dr. R. Roels has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €554k and a net result of €29k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency95▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.5 in 2024; short-term debt: 28.2% and cash: 24.4% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
23 d late
2022
5 d early
2021
18 d late
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€554k▲ 5.6%
2024 · €525k
2018: €309k
2019: €300k
2020: €363k
2021: €446k
2022: €483k
2023: €491k
2024: €525k
2018 → 2025
Total assets
€793k▲ 1.3%
2024 · €783k
2018: €536k
2019: €569k
2020: €650k
2021: €929k
2022: €900k
2023: €800k
2024: €783k
2018 → 2025
Net result
€29k▼ 10.9%
2024 · €33k
2018: €-27k
2019: €-9k
2020: €63k
2021: €83k
2022: €37k
2023: €9k
2024: €33k
2018 → 2025
Working capital
€-26k▲ 77.9%
2024 · €-117k
2018: €-83k
2019: €-172k
2020: €-128k
2021: €-157k
2022: €-178k
2023: €-217k
2024: €-117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€446k-€483k▲ 8.2%€491k▲ 1.8%€525k▲ 6.7%€554k▲ 5.6%
Operating result€134k-€66k▼ 50.8%€27k▼ 58.5%€68k▲ 149%€62k▼ 9.6%
Net result€83k-€37k▼ 55.9%€9k▼ 75.8%€33k▲ 273%€29k▼ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €793k
Fixed assets
€596k ▼ 10.7%
Current assets
€197k ▲ 69.7%
Equity and liabilities €793k
Equity
€554k ▲ 5.6%
Debt
€239k ▼ 7.5%
Debt's share of the balance-sheet total falls from 33.0% to 30.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€223k▲
2024 · €221k
Cash flow
€190k▲
2024 · €186k
Current ratio
0.88▲
2024 · 0.50
Debt to equity
0.43▼
2024 · 0.49
ROE
5.3%▼
2024 · 6.3%
ROA
3.7%▼
2024 · 4.2%
Interest coverage
14.86▲
2024 · 13.22
Debt ≤ 1 year
€223k▼
2024 · €234k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€17k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€783k€793k▲
Fixed assets21/28€667k€596k▼
Tangible fixed assets22/27€665k€596k▼
Land and buildings22€652k€589k▼
Plant, machinery and equipment23€2k€685▼
Furniture and vehicles24€11k€6k▼
Financial fixed assets28€2k€0▼
Current assets29/58€116k€197k▲
Amounts receivable within one year40/41€563€0▼
Trade receivables40€563€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€112k€194k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€783k€793k▲
Equity10/15€525k€554k▲
Contributions10/11€164k€164k=
Reserves13€361k€390k▲
Distributable reserves133€361k€390k▲
Amounts payable17/49€259k€239k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€234k€223k▼
Current portion of amounts payable after more than one year42€24k€8k▼
Financial debts43€0€32▲
Credit institutions430/8€0€32▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€201k€210k▲
Accrued charges and deferred income492/3€17k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€161k▲
Other operating charges640/8€8k€7k▼
Non-recurring operating charges66A€0€194▲
Gross operating margin9900€229k€230k▲
Operating profit (loss)9901€68k€62k▼
Financial income75/76B€1€131▲
Recurring financial income75€1€131▲
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€52k€47k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€33k€29k▼
Profit (loss) for the period to be appropriated9905€33k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€29k▼
Transfer to equity691/2€33k€29k▼
To other reserves6921€33k€29k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €525k ▲6.7%
5 profitable years in a row build equity to €525k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €83k ▲32.3%
Operating result €134k, net result €83k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €63k
Net result €63k after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 452940 StabroekGround area
358 m²
Building footprint
137 m²
Volume, LiDAR
811 m³
Parcel 11020I0349/00H005, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beukenlaan 45, 2940 Stabroek
since 19972.228.598.853
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020I0349/00H005 | Flanders | 358 m² | 1 · 137 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300N47CGPSPTNWJ08
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-1997
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
86109Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.