Praktijk Aura
ActiveSummary
Praktijk Aura has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-2k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 44% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-54
Solvency81▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.89 in 2024; short-term debt: 44.3% and cash: 89.3% of total assets), and 44.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
8 d late
2024
29 d late
2023
67 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 2.9%
2024 · €58k
2022: €34k
2023: €39k
2024: €58k
2022 → 2025
Total assets
€101k▼ 12.4%
2024 · €115k
2022: €74k
2023: €95k
2024: €115k
2022 → 2025
Net result
€-2k
2024 · €19k
2022: €31k
2023: €5k
2024: €19k
2022 → 2025
Working capital
€46k▼ 10.2%
2024 · €51k
2022: €17k
2023: €31k
2024: €51k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€39k▲ 16.1%€58k▲ 47.4%€56k▼ 2.9%
Operating result€39k-€8k▼ 80.4%€27k▲ 250%€2k▼ 94.3%
Net result€31k-€5k▼ 82.4%€19k▲ 242%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€10k ▲ 52.6%
Current assets
€90k ▼ 16.4%
Equity and liabilities €101k
Equity
€56k ▼ 2.9%
Debt
€45k ▼ 22.0%
Debt's share of the balance-sheet total falls from 49.7% to 44.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €28k
Cash flow
€1k▼
2024 · €20k
Current ratio
2.03▲
2024 · 1.89
Debt to equity
0.79▼
2024 · 0.99
ROE
-3.0%▼
2024 · 32.1%
ROA
-1.7%▼
2024 · 16.2%
Interest coverage
2.15▼
2024 · 10.86
Debt ≤ 1 year
€45k▼
2024 · €57k
Income taxes
€1k▼
2024 · €6k
Staff costs
€135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€115k€101k▼
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€7k€10k▲
Land and buildings22€5k€5k▼
Plant, machinery and equipment23€775€5k▲
Furniture and vehicles24€771€0▼
Current assets29/58€108k€90k▼
Amounts receivable within one year40/41€56k-
Trade receivables40€54k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€52k€90k▲
Deferred charges and accrued income490/1€7€518▲
Equity and liabilities
Total equity and liabilities10/49€115k€101k▼
Equity10/15€58k€56k▼
Contributions10/11€3k€3k=
Reserves13-€53k
Distributable reserves133-€53k
Profit (loss) carried forward14€55k-
Amounts payable17/49€57k€45k▼
Amounts payable within one year42/48€57k€45k▼
Trade debts44€1k€583▼
Suppliers440/4€1k€583▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€50k€37k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€135
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€30k€7k▼
Operating profit (loss)9901€27k€2k▼
Financial income75/76B€110€0▼
Recurring financial income75€110€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€24k€-597▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€19k€-2k▼
Profit (loss) for the period to be appropriated9905€19k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€53k▼
Profit (loss) brought forward from the previous period14P€36k€55k▲
Transfer to equity691/2-€53k
To other reserves6921-€53k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 8 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 203582 BeringenGround area
152 m²
Building footprint
115 m²
Volume, LiDAR
747 m³
Parcel 71029B1987/00V000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Praktijk Aura
since 20222.333.662.226
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1987/00V000 | Flanders | 152 m² | 1 · 115 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 855 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 855 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
STYLING UP TOGETHER TOWARDS PERFECTION
BE 0644.590.239
Anhée · Eq €56,068
JK²
BE 0777.838.446
Antwerpen · Eq €56,627
M-CARE
BE 0772.821.467
Gent · Eq €55,272
C4YOU
BE 0476.890.107
Harelbeke · Eq €55,157
CENTRE D'EXPERTISES PSYCHOLOGIQUES
BE 0674.467.427
Sint-Agatha-Berchem · Eq €55,012
Of 5,524 companies in sector 86931 we hold annual accounts for 550. 435 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.