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JOUvolutie Centrum

Active
Private limited companyfounded 2022active for 4 yearsElfenbergstraat 19, 3511 Hasselt, BelgiumKBO/BCE: BE 0784.316.660
Summary

JOUvolutie Centrum has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,914 and a net result of €7,706. Equity has been growing by about 0.6% per year since 2022. Its solvency ranks better than 26% of 20,736 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-03-2022 Normal situation
Activity
Psychology services NACE 86931and 4 others
Joint committee
200 Auxiliary committee for white-collar workers · annual accounts 2025
Establishment units
2.330.957.807 3511 Hasselt, since 31-03-2022
2.340.030.869 3500 Hasselt, since 01-10-2022
Financial year end
31 December
Peppol
Reachable since 24-10-2025

Board and ownership

Shareholders
  • OVERSTEYNS Dagmara Machteld Genovevadeed of 04-04-2022

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€12,978
▲ 12.4%
Turnover
≈ €78,000
estimated
Profit
€7,706
▲ 533%
Equity
€22,914
▲ 50.7%
Total assets
€76,632
▼ 9.0%
Staff
0.1 FTE
▼ 90.0%
  • 2025 accounts filed 30 days after the deadline
Score breakdownlowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.40, cash €23,683, halvedFigures for financial year 2025 (filed on 30-08-2026)Size: total assets €76,632Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 55+12
equity 29.9% of total assets
Liquidity 51-4
short-term debt 70.1% · cash 30.9%
Profitability 81+10
return on assets 10.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,173 companies, NACE 86, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.4 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.19 in 2024), below the usual 1.5. Short-term debt is 70.1% and cash 30.9% of total assets. 70.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 26% of them on solvency, 24% on liquidity, 28% on profitability and 80% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 1.40, cash €23,683, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €76,632
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
30 days late
2024
29 days late
2023
30 days late
2022
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 29 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 85% of companies in human healthsector median €60,088 · 20,723 companies €7,706 View

Recent changes

  1. · Gazette deed IncorporationFounding capital of €1,500, 150 shares · Founder: OVERSTEYNS Dagmara Machteld Genoveva · Appointment: OVERSTEYNS Dagmara Machteld Genoveva (director)
All 7 events

Comparable companies

These companies have the same main activity as JOUvolutie Centrum: psychology services (NACE 86931). They are comparable in size and age: total assets between €46,400 and €101,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
JOUvolutie Centrum Hasselt€76,632€12,978
CENTRE HARMONIE Morlanwelz€73,191€18,591
ATELJEE T Boechout€82,971€14,158
SoMii Dilbeek€55,859€16,451
Matthieu Puissant Psychologue Profondeville€95,994€13,371
Praktijk Aura Beringen€100,794€6,693
ENSAVA Leuven€46,420€12,488
Full comparison

Key facts about JOUvolutie Centrum

What is the company number of JOUvolutie Centrum?
The company number of JOUvolutie Centrum is 0784.316.660. The VAT number is the same number with BE in front: BE 0784.316.660.
Where is JOUvolutie Centrum based?
The registered office is at Elfenbergstraat 19, 3511 Hasselt.Company details
What does JOUvolutie Centrum do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of JOUvolutie Centrum?
JOUvolutie Centrum is a private limited company (BV).
When was JOUvolutie Centrum founded?
JOUvolutie Centrum was founded on 31-03-2022.
Is JOUvolutie Centrum still active?
Yes, JOUvolutie Centrum is an active enterprise in the KBO register.
How many employees does JOUvolutie Centrum have?
JOUvolutie Centrum had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JOUvolutie Centrum fall under?
In its 2025 annual accounts, JOUvolutie Centrum states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of JOUvolutie Centrum?
The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €12,978 and 41 comparable companies (NACE 869). It probably lies between €52,000 and €130,000. It is a rough estimate.
Is JOUvolutie Centrum profitable?
In financial year 2025, JOUvolutie Centrum made a profit of €7,706.
Where can I find the annual accounts of JOUvolutie Centrum?
JOUvolutie Centrum filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOUvolutie Centrum due?
JOUvolutie Centrum must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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