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Pragma Consult

Active
Private limited companyfounded 2004active for 22 yearsRue de Genval 48, 1310 La Hulpe, BelgiumKBO/BCE: BE 0867.348.660
Summary

Pragma Consult has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,614 and a net result of €86,329. Equity is shrinking by about 25% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 23% of 224 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
Pragma ConsultActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Web portal activities
NACE 63910
1 site
Size
≈ €450,000turnover 2025, estimated
Staff
1 FTE
Equity
€20,614
Profit
€86,329
Turnover estimated from the gross margin
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
Brandinfluence · 100%
2025 accounts 44 days early1 of 7 deeds summarised
Why 88raises riskEquity €20,614 (10.8% of total assets)lowers riskLiquidity: current ratio 0.98, cash €78,217Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Founded in 2004Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 63, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 36-1
equity 10.8% of total assets
Liquidity 51+39
short-term debt 89.1% · cash 40.9%
Profitability 100=
return on assets 45.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,943 companies, NACE 63, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025highest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.2 percentage points vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.98, compared with 0.88 in 2024, below 1; short-term debt: 89.1% and cash: 40.9% of total assets), and 89.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 19% on solvency, 34% on liquidity, 85% on profitability and 40% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €20,614 (10.8% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.98, cash €78,217
NBB · annual accounts
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 224 sector peers (2025).
NBB · sector comparison
Position among 224 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
26 days early
2023
41 days early
2022
45 days early
2021
37 days early
2020
39 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median (NACE 63) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end31-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Among the weakest 15% on equitysector median €904,349 · 224 companies €20,614 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by Brandinfluence 100% View
  • Positive: 5 profitable years in a rowprofit 2025: €86,329 5 years View

By topic

Financials

Financial year
2025
Total assets
€191,092
Profit
€86,329
Solvency
10.8%
Total assets▲ 13.0%
Net result
20192025
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 30-04-2027
  1. 30-09-2023Highest result from 2019 to 2025
  2. 16-03-2023Annual accounts filed
  3. 20-01-2023Amendment of the articles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Web portal activitiesNACE 63910
Founded
21-09-2004
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Who signs
Each director alone
Annual meeting
Second Tuesday of March at 16:00
Purpose
“La réalisation de prestations de consultance en…” (deed in French)
Go to Articles of association

Key facts about Pragma Consult

What is the company number of Pragma Consult?
0867.348.660. In Belgium the VAT number is the company number with BE in front: BE 0867.348.660.
Where is Pragma Consult based?
The registered office is at Rue de Genval 48, 1310 La Hulpe.Company details
What does Pragma Consult do?
According to the KBO register, the main activity is web portal activities (NACE 63910).
What is the legal form of Pragma Consult?
Private limited company (BV).
When was Pragma Consult founded?
On 21-09-2004.
Is Pragma Consult still active?
Yes, Pragma Consult is an active enterprise in the KBO register.
How many employees does Pragma Consult have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Pragma Consult?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Pragma Consult profitable?
In financial year 2025, Pragma Consult made a profit of €86,329.
Where can I find the annual accounts of Pragma Consult?
Pragma Consult filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pragma Consult due?
By 30-04-2027, for financial year 2026.Timeline

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