DIGITAL CORDON BLEU
ActiveDIGITAL CORDON BLEU has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-14k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency60▼-18
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.84 against 1.17 in 2024), and 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
-27.5%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
2 d early
2022
9 d early
2021
30 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 39.8%
2024 · €34k
2018: €72k
2019: €72k
2020: €75k
2021: €75k
2022: €68k
2023: €53k
2024: €34k
2018 → 2025
Total assets
€50k▼ 24.5%
2024 · €66k
2018: €110k
2019: €106k
2020: €110k
2021: €104k
2022: €100k
2023: €81k
2024: €66k
2018 → 2025
Net result
€-14k▲ 26.3%
2024 · €-18k
2018: €-9k
2019: €144
2020: €2k
2021: €540
2022: €-7k
2023: €-15k
2024: €-18k
2018 → 2025
Working capital
€-4k
2024 · €5k
2018: €39k
2019: €38k
2020: €39k
2021: €38k
2022: €31k
2023: €20k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€68k▼ 9.8%€53k▼ 22.4%€34k▼ 35.1%€21k▼ 39.8%
Operating result€1k-€-7k€-15k▼ 116%€-18k▼ 22.7%€-13k▲ 26.9%
Net result€540-€-7k€-15k▼ 107%€-18k▼ 21.6%€-14k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€25k▼ 13.2%
Current assets
€24k▼ 33.5%
Equity and liabilities €50k
Equity
€21k▼ 39.8%
Debt
€29k▼ 7.9%
The debt ratio rises from 47.9% to 58.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-15k
Cash flow
€-10k▲
2024 · €-15k
Solvency
41.5%▼
2024 · 52.1%
Current ratio
0.84▼
2024 · 1.17
Quick ratio
0.84▼
2024 · 1.17
Debt / equity
1.41▲
2024 · 0.92
ROE
-66.2%▼
2024 · -54.0%
ROA
-27.5%▲
2024 · -28.1%
Interest coverage
-166.05▲
2024 · -354.78
Debt
€29k▼
2024 · €31k
Debt ≤ 1 year
€29k▼
2024 · €31k
Income taxes
€140▲
2024 · €134
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€50k▼
Fixed assets21/28€29k€25k▼
Tangible fixed assets22/27€29k€25k▼
Land and buildings22€18k€16k▼
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€18€18=
Current assets29/58€37k€24k▼
Amounts receivable within one year40/41€708€707▼
Trade receivables40€193€559▲
Other amounts receivable41€515€148▼
Cash at bank and in hand54/58€36k€23k▼
Deferred charges and accrued income490/1€432€448▲
Equity and liabilities
Total equity and liabilities10/49€66k€50k▼
Equity10/15€34k€21k▼
Contributions10/11€6k€6k=
Reserves13€28k€14k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€12k▼
Profit (loss) carried forward14€141€533▲
Amounts payable17/49€31k€29k▼
Amounts payable within one year42/48€31k€29k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€839€655▼
Taxes450/3€839€655▼
Remuneration and social security454/9€0-
Other amounts payable47/48€21k€20k▼
Accrued charges and deferred income492/3€54€54▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-13k€-8k▲
Operating profit (loss)9901€-18k€-13k▲
Financial income75/76B€70€0▼
Recurring financial income75€70€0▼
Financial charges65/66B€41€58▲
Recurring financial charges65€41€58▲
Profit (loss) for the period before taxes9903€-18k€-13k▲
Income taxes67/77€134€140▲
Profit (loss) for the period9904€-18k€-14k▲
Profit (loss) for the period to be appropriated9905€-18k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-13k▲
Profit (loss) brought forward from the previous period14P€0€141▲
Transfer from equity791/2€19k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €2k ▲1439%
Operating result €3k, net result €2k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €144
Net result €144 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Lobertstraat 609700 OudenaardeGround area
1,030 m²
Building footprint
247 m²
Volume, LiDAR
1,430 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Digital Cordon Bleu
since 20072.161.582.444
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45507A0315/00R000 | Flanders | 575 m² | 1 · 134 m² | 10.1 m · 2 fl. |
| 44061B0246/00G003 | Flanders | 455 m² | 1 · 112 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,787 companies in sector 63910 we hold annual accounts for 696. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-03-2007
Fiscal year end30-09
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
90393Specialised image, lighting and sound technical services
92313
62900Other information technology and computer services
72600
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.