PRAETCAFE
ActivePRAETCAFE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €47k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.81 against 3.22 in 2024; short-term debt: 9.9% and cash: 7% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
18.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
26 d late
2023
29 d late
2022
29 d late
2020
61 d late
2019
26 d late
2018
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€225k▲ 26.7%
2024 · €177k
2018: €68k
2019: €69k
2020: €76k
2022: €139k
2023: €119k
2024: €177k
2018 → 2025
Total assets
€250k▲ 10.3%
2024 · €227k
2018: €111k
2019: €129k
2020: €130k
2022: €212k
2023: €185k
2024: €227k
2018 → 2025
Net result
€47k▼ 18.8%
2024 · €58k
2018: €2k
2019: €1k
2020: €29k
2022: €76k
2023: €44k
2024: €58k
2018 → 2025
Working capital
€169k▲ 54.7%
2024 · €109k
2018: €15k
2019: €23k
2020: €44k
2022: €74k
2023: €61k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€76k-€139k▲ 82.6%€119k▼ 14.4%€177k▲ 49.0%€225k▲ 26.7%
Operating result€39k-€96k▲ 146%€66k▼ 31.2%€87k▲ 31.4%€71k▼ 19.0%
Net result€29k-€76k▲ 160%€44k▼ 42.0%€58k▲ 32.9%€47k▼ 18.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€56k▼ 18.6%
Current assets
€193k▲ 22.2%
Equity and liabilities €250k
Equity
€225k▲ 26.7%
Debt
€25k▼ 48.9%
The debt ratio falls from 21.7% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €109k
Cash flow
€71k▼
2024 · €80k
Solvency
89.9%▲
2024 · 78.3%
Current ratio
7.81▲
2024 · 3.22
Quick ratio
7.51▲
2024 · 3.06
Debt / equity
0.11▼
2024 · 0.28
ROE
21.1%▼
2024 · 32.9%
ROA
18.9%▼
2024 · 25.7%
Interest coverage
387.04▲
2024 · 258.68
Debt
€25k▼
2024 · €49k
Debt ≤ 1 year
€25k▼
2024 · €49k
Income taxes
€23k▼
2024 · €30k
Staff costs
€64k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€250k▲
Formation expenses20-€876
Fixed assets21/28€68k€56k▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€59k€50k▼
Plant, machinery and equipment23€32k€28k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€23k€20k▼
Financial fixed assets28€5k€5k=
Current assets29/58€158k€193k▲
Amounts receivable after more than one year29€35k€32k▼
Other amounts receivable291€35k€32k▼
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€1k€50▼
Other amounts receivable41€2k€3k▲
Current investments50/53€86k€130k▲
Cash at bank and in hand54/58€24k€18k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€227k€250k▲
Equity10/15€177k€225k▲
Reserves13€177k€225k▲
Tax-exempt reserves132€38k€67k▲
Distributable reserves133€140k€157k▲
Amounts payable17/49€49k€25k▼
Amounts payable within one year42/48€49k€25k▼
Current portion of amounts payable after more than one year42€14k€8k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€18k€12k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€9k-
Accrued charges and deferred income492/3€8€362▲
Income statement
Code20242025
Remuneration, social security and pensions62€65k€64k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€176k€160k▼
Operating profit (loss)9901€87k€71k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€421€2k▲
Recurring financial charges65€421€242▼
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€88k€70k▼
Income taxes67/77€30k€23k▼
Profit (loss) for the period9904€58k€47k▼
Transfer from tax-exempt reserves789€22k-
Transfer to tax-exempt reserves689€38k€29k▼
Profit (loss) for the period to be appropriated9905€43k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€18k▼
Transfer to equity691/2€43k€18k▼
To other reserves6921€43k€18k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 7.81
Current ratio from 3.22 to 7.81; short-term debt falls from €49k to €25k.
31-12
Financial
Equity above €200kEq €225k ▲26.7%
7 profitable years in a row build equity to €225k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €177k ▲49%
6 profitable years in a row build equity to €177k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €76k ▲160%
Operating result €96k, net result €76k, both a record.
31-12
Financial
Equity above €100kEq €139k ▲82.6%
4 profitable years in a row build equity to €139k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼36.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 61700 DilbeekGround area
877 m²
Building footprint
209 m²
Volume, LiDAR
1,720 m³
2 parcels, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Het Westrand Praetcafé
since 20092.181.882.960
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0145/00M005 | Flanders | 658 m² | 1 · 141 m² | 13.2 m · 3 fl. |
| 23352F0025/00L002 | Flanders | 220 m² | 1 · 68 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.181.882.960
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Politika
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Creative Floors
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CANAL OOST
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 2,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2009
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.