PRAESENS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €107k and a net result of €-15k. Its solvency ranks better than 73% of 2776 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€107k
Net result
€-15k
Total assets
€129k
Solvency
82.7%
Balance-sheet composition
Assets €129k
Fixed assets
€122k
Current assets
€8k
Equity and liabilities €129k
Equity
€107k
Debt
€22k
Debt finances 17.3% of the balance-sheet total.
Key figures and ratios
Solvency
82.7%
ROE
-13.6%
ROA
-11.3%
Debt
€22k
Debt ≤ 1 year
€22k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€129k
Fixed assets21/28€122k
Financial fixed assets28€122k
Current assets29/58€8k
Amounts receivable within one year40/41€812
Other amounts receivable41€812
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€129k
Equity10/15€107k
Contributions10/11€122k
Capital10€122k
Issued capital100€122k
Profit (loss) carried forward14€-15k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€125
Suppliers440/4€125
Other amounts payable47/48€22k
Income statement
Code2024
Gross operating margin9900€-15k
Operating profit (loss)9901€-15k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€125
Recurring financial charges65€125
Profit (loss) for the period before taxes9903€-15k
Profit (loss) for the period9904€-15k
Profit (loss) for the period to be appropriated9905€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1851170 Watermaal-BosvoordeGround area
7,608 m²
Building footprint
1,019 m²
Volume, LiDAR
29,191 m³
Parcel 21652E0042/00H002, Brussels · tallest building 35.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Terhulpsesteenweg 185, 1170 Watermaal-Bosvoorde
since 20232.356.311.330
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0042/00H002 | Brussels | 7,608 m² | 1 · 1,019 m² | 35.8 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formEuropese vennootschap (Societas Europaea)
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
64999Other financial services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.