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Private limited companyfounded 20233 yrs activeKoning Albertstraat 173Y, 8210 Zedelgem, BelgiumKBO/BCE: BE 0804.318.456
Summary

ONSE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6k and a net result of €-1k. Its solvency ranks better than 12% of 8048 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8048 sector peers (2025).
NBB · sector comparison
Position among 8048 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
26 d late
2024
29 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€6k▼ 15.8%
2024 · €7k
2024: €7k
2024 → 2025
Net result
€-1k
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€122k▲ 36.7%
2024 · €89k
2024: €89k
2024 → 2025
Solvency
4.9%▼ 3.1pp
2024 · 8.0%
2024: 8.0%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€7k-€6k▼ 15.8%
Operating result€3k-€-1k
Net result€2k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-2k€0€2kOperating result 2024: €3k€3kNet result 2024: €2k€2kOperating result 2025: €-1k€-1kNet result 2025: €-1k€-1k20242025€-2k€0€2kOperating result 2024: €3k€2.8kNet result 2024: €2k€2.1kOperating result 2025: €-1k€-1.5kNet result 2025: €-1k€-1.1k20242025
The operating result turns negative in 2025: a loss of €1k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets €60k =
Current assets €63k ▲ 110%
Equity and liabilities €122k
Equity €6k ▼ 15.8%
Debt €116k ▲ 41.3%
Debt's share of the balance-sheet total rises from 92.0% to 95.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-18.7%▼
2024 · 29.7%
ROA
-0.9%▼
2024 · 2.4%
Debt ≤ 1 year
€116k▲
2024 · €82k
Income taxes
€-488▼
2024 · €650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€89k€122k▲
Fixed assets21/28€60k€60k=
Financial fixed assets28€60k€60k=
Current assets29/58€30k€63k▲
Amounts receivable within one year40/41€30k€62k▲
Trade receivables40€10k€726▼
Other amounts receivable41€20k€61k▲
Cash at bank and in hand54/58€3€1k▲
Equity and liabilities
Total equity and liabilities10/49€89k€122k▲
Equity10/15€7k€6k▼
Contributions10/11€5k€5k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€-1k
Amounts payable17/49€82k€116k▲
Amounts payable within one year42/48€82k€116k▲
Trade debts44€8k-
Suppliers440/4€8k-
Taxes, remuneration and social security45€1k€544▼
Taxes450/3€1k€544▼
Other amounts payable47/48€73k€116k▲
Income statement Code20242025
Other operating charges640/8€608€1k▲
Gross operating margin9900€3k€-383▼
Operating profit (loss)9901€3k€-1k▼
Financial charges65/66B€38€114▲
Recurring financial charges65€38€114▲
Profit (loss) for the period before taxes9903€3k€-2k▼
Income taxes67/77€650€-488▼
Profit (loss) for the period9904€2k€-1k▼
Profit (loss) for the period to be appropriated9905€2k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-1k▼
Transfer to equity691/2€2k-
To the legal reserve6920€2k-

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
2,269 m²
Volume, LiDAR
13,231 m³
Parcel 31036F1361/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ONSE
Koning Albertstraat 173Y, 8210 ZedelgemFinancial service activities, except insurance and pension funding
since 20232.347.730.392
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31036F1361/00E000 Flanders 1.1 ha 1 · 2,269 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 3,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.