PRADIAM
ActiveSummary
PRADIAM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €756k and a net result of €156k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2021
Profitability83▲+30
Solvency81▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.45 in 2021; short-term debt: 43.6% and cash: 67.7% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.4%
Return on assets
11.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
6 d early
2022
19 d early
2021
5 d early
2020
39 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€756k▲ 46.2%
2021 · €517k
Total assets
€1.34M▼ 9.6%
2021 · €1.48M
Net result
€156k▼ 4.5%
2021 · €163k
Working capital
€727k▲ 65.8%
2021 · €439k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212024
Operating result€104k-€90k▼ 13.2%€74k▼ 18.3%€301k▲ 309%€151k-
Net result€103k-€44k▼ 57.0%€123k▲ 177%€163k▲ 32.4%€156k-
Equity€122k-€166k▲ 36.4%€290k▲ 74.0%€517k▲ 78.4%€756k-
Total assets€1.47M-€1.16M▼ 21.2%€527k▼ 54.5%€1.48M▲ 181%€1.34M-
Debt€1.35M-€994k▼ 26.4%€238k▼ 76.1%€966k▲ 307%€585k-
Working capital€122k-€166k▲ 36.4%€214k▲ 28.8%€439k▲ 105%€727k-
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €151k in 2024, compared with €301k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2021 as the grey bar beneath
Assets €1.34M
Fixed assets
€28k ▼ 63.6%
Current assets
€1.31M ▼ 6.6%
Equity and liabilities €1.34M
Equity
€756k ▲ 46.2%
Debt
€585k ▼ 39.5%
Debt's share of the balance-sheet total falls from 65.2% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€168k▼
2021 · €317k
Cash flow
€173k▼
2021 · €179k
Current ratio
2.24▲
2021 · 1.45
Debt to equity
0.77▼
2021 · 1.87
ROE
20.6%▼
2021 · 31.6%
ROA
11.6%▲
2021 · 11.0%
Interest coverage
34.10▲
2021 · 2.52
Debt ≤ 1 year
€584k▼
2021 · €966k
Income taxes
€-3k▼
2021 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €4k | €16k | €17k | - |
| Other operating charges640/8 | - | - | - | €2k | €1k | - |
| Gross operating margin9900 | €105k | €91k | €79k | €319k | €169k | - |
| Operating profit (loss)9901 | €104k | €90k | €74k | €301k | €151k | - |
| Financial income75/76B | - | - | - | €77 | €7k | - |
| Recurring financial income75 | €17k | €26k | €90k | €77 | €7k | - |
| Financial charges65/66B | - | - | - | €126k | €5k | - |
| Recurring financial charges65 | €5k | €63k | €31k | €126k | €5k | - |
| Profit (loss) for the period before taxes9903 | €116k | €53k | €133k | €175k | €153k | - |
| Income taxes67/77 | €13k | €9k | €9k | €12k | €-3k | - |
| Profit (loss) for the period9904 | €103k | €44k | €123k | €163k | €156k | - |
| Profit (loss) for the period to be appropriated9905 | €103k | €44k | €123k | €163k | €156k | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.47M | €1.16M | €527k | €1.48M | €1.34M | - |
| Fixed assets21/28 | - | - | €75k | €78k | €28k | - |
| Tangible fixed assets22/27 | - | - | €75k | €78k | €28k | - |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | - | - | €78k | €27k | - |
| Current assets29/58 | €1.47M | €1.16M | €452k | €1.40M | €1.31M | - |
| Stocks and contracts in progress3 | €1.11M | - | - | €113k | - | - |
| Stocks30/36 | - | - | - | €113k | - | - |
| Amounts receivable within one year40/41 | €209k | €585k | €335k | €1.05M | €403k | - |
| Trade receivables40 | - | - | - | €1.05M | €393k | - |
| Other amounts receivable41 | - | - | - | €3k | €9k | - |
| Cash at bank and in hand54/58 | €154k | €575k | €116k | €241k | €907k | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.47M | €1.16M | €527k | €1.48M | €1.34M | - |
| Equity10/15 | €122k | €166k | €290k | €517k | €756k | - |
| Contributions10/11 | €19k | €19k | - | €23k | €21k | - |
| Reserves13 | €102k | €147k | €271k | €494k | €735k | - |
| Non-distributable reserves130/1 | - | - | - | €2k | - | - |
| Reserves not available under the articles1311 | - | - | - | €2k | - | - |
| Distributable reserves133 | - | - | - | €492k | €735k | - |
| Profit (loss) carried forward14 | €2k | €1k | €170 | - | - | - |
| Amounts payable17/49 | €1.35M | €994k | €238k | €966k | €585k | - |
| Amounts payable within one year42/48 | €1.35M | €994k | €238k | €966k | €584k | - |
| Trade debts44 | €1.34M | €992k | €234k | €961k | €556k | - |
| Suppliers440/4 | - | - | - | €961k | €556k | - |
| Taxes, remuneration and social security45 | - | - | - | €785 | €3k | - |
| Taxes450/3 | - | - | - | €785 | €3k | - |
| Other amounts payable47/48 | - | - | - | €4k | €25k | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €210 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €103k | €44k | €123k | €163k | €156k | - |
| + Depreciation and write-downs630 | - | - | €4k | €16k | €17k | - |
| Operating cash flow (approximation) | €103k | €44k | €127k | €179k | €173k | - |
| Investment in fixed assets (approximation) | - | - | - | €-19k | - | - |
| Change in cash | - | €421k | €-459k | €126k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €163k ▲32.4%
Operating result €301k, net result €163k, both a record.
31-12
Financial
Equity above €500kEq €517k ▲78.4%
4 profitable years in a row build equity to €517k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €290k ▲74%
3 profitable years in a row build equity to €290k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €44k ▼57%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €166k ▲36.4%
2 profitable years in a row build equity to €166k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
804 m²
Building footprint
177 m²
Volume, LiDAR
1,242 m³
Parcel 11051C0194/00X000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PRADIAM
since 20182.271.658.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0194/00X000 | Flanders | 803 m² | 1 · 177 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPARKLE DIAM
BE 0441.428.885
Antwerpen · Eq €760k
MULTI GEMS
BE 0477.670.263
Antwerpen · Eq €745k
ULTIMATE DIAMONDS
BE 0451.653.279
Antwerpen · Eq €744k
SAACHI GEMS
BE 0849.886.086
Antwerpen · Eq €741k
DD DIAMONDS
BE 0846.748.335
Antwerpen · Eq €771k
Of 1,230 companies in sector 46861 we hold annual accounts for 678. 490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Scores and ratios are computed by Checked and are not a credit decision.