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DIARAYS

Active
Private limited companyfounded 2017active for 9 yearsHoveniersstraat 53, 2018 Antwerpen, Belgium113 active companies are registered at this addressKBO/BCE: BE 0675.994.285
Summary

DIARAYS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,566 and a net result of €6,357. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 21% of 9,701 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€5.1mturnover 2025
Equity
€178,566
Profit
€6,357
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 22 days early0 of 5 deeds read
Why 70raises risk1 of the last 3 lateEquity €178,566 (14.0% of total assets)Sector: Wholesale trade (NACE 46)lowers riskSize: turnover €5.1m, total assets €1.3mShow the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 36% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 39=
equity 14.0% of total assets
Liquidity 56-7
short-term debt 6.7% · cash 5.0%
Profitability 25-4
return on assets 0.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -0.7 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.4 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity ample (current ratio 13.44, compared with 16.23 in 2024, above the usual 1.5; short-term debt: 6.7% and cash: 5% of total assets), but 86% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 62% on liquidity, 24% on profitability and 33% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: turnover €5.1m, total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €178,566 (14.0% of total assets)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9701 sector peers (2025).
NBB · sector comparison
Position among 9701 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
22 days early
2024
42 days late
2023
30 days late
2022
13 days late
2021
3 days early
2020
60 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €12,649

Key points

  • Caution: Turnover fell in 2025from €7.4m to €5.1m ▼ 31.7% View
  • Turnover 20253 financial years filed €5.1m View
  • Active since 2017founded 24-05-2017 9 years View

By topic

Financials

Financial year
2025
Turnover
€5.1m
Profit
€6,357
Solvency
14.0%
Turnover▼ 31.7%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than 5 times
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
24-05-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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