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FIMMOVERSEAS

Active
Public limited companyfounded 198837 yrs activeTerhulpsesteenweg 177, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0436.443.877

FIMMOVERSEAS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-241k) and a net result of €-303k. Equity is shrinking by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+2
Solvency23▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.56 in 2024; short-term debt: 5.4% and cash: 2.6% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-2.4%
Return on assets
-3%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €-241k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
21 d early
2022
43 d early
2021
on the day
2020
22 d late
2019
55 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-303k▼ 27.2%
2024 · €-239k
2019: €-190k 2020: €-252k 2021: €-89k 2022: €-116k 2023: €-195k 2024: €-239k
2019 → 2025
Working capital
€-262k▼ 17.9%
2024 · €-222k
2019: €29k 2020: €-19k 2021: €-95k 2022: €-150k 2023: €-80k 2024: €-222k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€613k-€496k▼ 19.0%€301k▼ 39.3%€63k▼ 79.2%€-241k
Operating result€-93k-€-5k▲ 94.2%€-48k▼ 796%€-93k▼ 92.7%€-105k▼ 12.7%
Net result€-89k-€-116k▼ 31.4%€-195k▼ 67.5%€-239k▼ 22.3%€-303k▼ 27.2%
Result per fiscal year
Operating resultNet result
€-400k€-300k€-200k€-100k€0Operating result 2021: €-93k€-93kNet result 2021: €-89k€-89kOperating result 2022: €-5k€-5kNet result 2022: €-116k€-116kOperating result 2023: €-48k€-48kNet result 2023: €-195k€-195kOperating result 2024: €-93k€-93kNet result 2024: €-239k€-239kOperating result 2025: €-105k€-105kNet result 2025: €-303k€-303k20212022202320242025
The operating result stays negative: a loss of €105k in 2025 against €93k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.08M
Fixed assets €9.79M▲ 79.5%
Current assets €285k▲ 2.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€219k
2024 · €153k
Cash flow
€20k
2024 · €8k
Solvency
-2.4%
2024 · 1.1%
Current ratio
0.52
2024 · 0.56
Quick ratio
0.52
2024 · 0.56
Debt / equity
-42.58
2024 · 89.35
ROA
-3.0%
2024 · -4.2%
Interest coverage
1.10
2024 · 1.05
Debt
€10.25M
2024 · €5.60M
Debt ≤ 1 year
€547k
2024 · €500k
Debt > 1 year
€9.11M
2024 · €4.61M
Income taxes
€308
2024 · €157
Staff costs
€110k
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€5.73M€10.08M
Fixed assets21/28€5.45M€9.79M
Tangible fixed assets22/27€3.96M€8.30M
Land and buildings22€3.75M€8.11M
Furniture and vehicles24€49k€37k
Other tangible fixed assets26€161k€149k
Financial fixed assets28€1.49M€1.49M=
Current assets29/58€278k€285k
Amounts receivable within one year40/41€62k€24k
Trade receivables40€42k-
Other amounts receivable41€20k€24k
Cash at bank and in hand54/58€204k€261k
Deferred charges and accrued income490/1€12k-
Equity and liabilities
Total equity and liabilities10/49€5.73M€10.08M
Equity10/15€63k€-241k
Contributions10/11€1.50M€1.50M=
Capital10€1.50M€1.50M=
Issued capital100€1.50M€1.50M=
Reserves13€115k€115k=
Non-distributable reserves130/1€115k€115k=
Legal reserve130€115k€115k=
Profit (loss) carried forward14€-1.55M€-1.86M
Provisions and deferred taxes16€65k€66k
Provisions for liabilities and charges160/5€65k€66k
Other liabilities and charges164/5€65k€66k
Amounts payable17/49€5.60M€10.25M
Amounts payable after more than one year17€4.61M€9.11M
Financial debts170/4€4.61M€9.11M
Amounts payable within one year42/48€500k€547k
Trade debts44€316k€316k
Suppliers440/4€316k€316k
Taxes, remuneration and social security45€14k€14k
Taxes450/3€112€116
Remuneration and social security454/9€14k€14k
Other amounts payable47/48€169k€217k
Accrued charges and deferred income492/3€498k€598k
Income statement Code20242025
Remuneration, social security and pensions62€111k€110k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€246k€324k
Other operating charges640/8€62k€76k
Gross operating margin9900€326k€405k
Operating profit (loss)9901€-93k€-105k
Financial income75/76B€359€1k
Recurring financial income75€359€1k
Financial charges65/66B€145k€199k
Recurring financial charges65€145k€199k
Profit (loss) for the period before taxes9903€-238k€-303k
Income taxes67/77€157€308
Profit (loss) for the period9904€-239k€-303k
Profit (loss) for the period to be appropriated9905€-239k€-303k
Appropriation of the result
Profit (loss) to be appropriated9906€-1.55M€-1.86M
Profit (loss) brought forward from the previous period14P€-1.31M€-1.55M
Social balance
Average headcount (FTE)90870.80.8=

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial Weakest financial yearnet €-303k
Net result drops to €-303k, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
10-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
19-12
NBB filing Annual accounts filed
fiscal year 2022 · full schema
31-01
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
22-02
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 22 days late
2019
07-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
05-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
02-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-04-2025 CIGL S.A.: Resigned as Director
03-04-2025 Marianne Bribosia: Resigned as Director
10-01-2024 Vincent Bribosia: Resigned as Director
31-03-2014 L.J. Management: Resigned as Director
31-03-2014 LJ Management: Resigned as Director
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Terhulpsesteenweg 1771170 Watermaal-Bosvoorde
Ground area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Terhulpsesteenweg 177, 1170 Watermaal-Bosvoorde
Insurance, reinsurance and pension funding, except compulsory social security
since 19892.042.187.520
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21652E0039/00H003 Brussels 5,127 m² 1 · 1,510 m² 36.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,189 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded29-12-1988
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.