PR-Living
ActivePR-Living has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €698k and a net result of €148k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+80
Solvency70▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.49 in 2024), and 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
8.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
22 d early
2023
18 d early
2022
19 d early
2021
17 d early
2020
15 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€698k▲ 26.9%
2024 · €550k
2019: €10k
2020: €122k
2021: €168k
2022: €363k
2023: €527k
2024: €550k
2019 → 2025
Total assets
€1.81M▲ 21.3%
2024 · €1.49M
2019: €121k
2020: €1.13M
2021: €1.13M
2022: €1.23M
2023: €1.56M
2024: €1.49M
2019 → 2025
Net result
€148k▲ 556%
2024 · €23k
2019: €-8k
2020: €111k
2021: €47k
2022: €195k
2023: €165k
2024: €23k
2019 → 2025
Working capital
€433k▲ 16.8%
2024 · €371k
2019: €10k
2020: €-15k
2021: €-73k
2022: €124k
2023: €274k
2024: €371k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€363k▲ 116%€527k▲ 45.4%€550k▲ 4.3%€698k▲ 26.9%
Operating result€66k-€285k▲ 328%€251k▼ 11.9%€51k▼ 79.7%€197k▲ 286%
Net result€47k-€195k▲ 317%€165k▼ 15.4%€23k▼ 86.3%€148k▲ 556%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 286% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.81M
Fixed assets
€457k▲ 24.4%
Current assets
€1.35M▲ 20.2%
Equity and liabilities €1.81M
Equity
€698k▲ 26.9%
Debt
€1.11M▲ 18.0%
The debt ratio falls from 63.1% to 61.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€260k▲
2024 · €130k
Cash flow
€212k▲
2024 · €102k
Solvency
38.6%▲
2024 · 36.9%
Current ratio
1.47▼
2024 · 1.49
Quick ratio
1.38▲
2024 · 1.36
Debt / equity
1.59▼
2024 · 1.71
ROE
21.2%▲
2024 · 4.1%
ROA
8.2%▲
2024 · 1.5%
Interest coverage
7.24▲
2024 · 2.79
Debt
€1.11M▲
2024 · €941k
Debt ≤ 1 year
€919k▲
2024 · €754k
Debt > 1 year
€168k▲
2024 · €159k
Income taxes
€49k▲
2024 · €13k
Staff costs
€178k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.49M€1.81M▲
Fixed assets21/28€367k€457k▲
Intangible fixed assets21€39k€34k▼
Tangible fixed assets22/27€135k€230k▲
Plant, machinery and equipment23€33k€27k▼
Furniture and vehicles24€4k€8k▲
Leasing and similar rights25€7k€0▼
Other tangible fixed assets26€91k€195k▲
Financial fixed assets28€193k€193k=
Current assets29/58€1.12M€1.35M▲
Stocks and contracts in progress3€96k€87k▼
Stocks30/36€96k€87k▼
Amounts receivable within one year40/41€591k€649k▲
Trade receivables40€123k€126k▲
Other amounts receivable41€467k€523k▲
Current investments50/53€0-
Cash at bank and in hand54/58€422k€577k▲
Deferred charges and accrued income490/1€16k€38k▲
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.81M▲
Equity10/15€550k€698k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€531k€679k▲
Amounts payable17/49€941k€1.11M▲
Amounts payable after more than one year17€159k€168k▲
Financial debts170/4€159k€168k▲
Amounts payable within one year42/48€754k€919k▲
Current portion of amounts payable after more than one year42€49k€73k▲
Trade debts44€194k€390k▲
Suppliers440/4€194k€390k▲
Advances received on contracts in progress46€164k€93k▼
Taxes, remuneration and social security45€46k€44k▼
Taxes450/3€21k€9k▼
Remuneration and social security454/9€25k€35k▲
Other amounts payable47/48€301k€317k▲
Accrued charges and deferred income492/3€29k€24k▼
Income statement
Code20242025
Remuneration, social security and pensions62€142k€178k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€64k▼
Other operating charges640/8€2k€17k▲
Non-recurring operating charges66A-€79k
Gross operating margin9900€274k€535k▲
Operating profit (loss)9901€51k€197k▲
Financial income75/76B€31k€36k▲
Recurring financial income75€31k€36k▲
Financial charges65/66B€47k€36k▼
Recurring financial charges65€47k€36k▼
Profit (loss) for the period before taxes9903€36k€196k▲
Income taxes67/77€13k€49k▲
Profit (loss) for the period9904€23k€148k▲
Profit (loss) for the period to be appropriated9905€23k€148k▲
Appropriation of the result
Profit (loss) to be appropriated9906€531k€679k▲
Profit (loss) brought forward from the previous period14P€509k€531k▲
Social balance
Average headcount (FTE)90872.83.0▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €527k ▲45.4%
4 profitable years in a row build equity to €527k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €195k ▲317%
Operating result €285k, net result €195k, both a record.
31-12
Financial
Equity above €200kEq €363k ▲116%
3 profitable years in a row build equity to €363k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €168k ▲38.4%
2 profitable years in a row build equity to €168k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
31-12
Financial
Equity above €100kEq €122k ▲1102%
Equity rises from €10k to €122k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat (W.) 109790 Wortegem-PetegemGround area
9,735 m²
Building footprint
2,560 m²
Volume, LiDAR
14,685 m³
2 parcels, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PR-Living
since 20192.285.770.653
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0839/00C005 | Flanders | 5,377 m² | 1 · 2,166 m² | 21.6 m · 1 fl. |
| 45055D0125/00H000 | Flanders | 4,358 m² | 1 · 393 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 21,190 EUR awarded · 21,190 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,000 EUR | 5,000 EUR |
| 2024 | 2 | 11,006 EUR | 11,006 EUR |
| 2023 | 1 | 0 EUR | 5,184 EUR |
| 2022 | 1 | 5,184 EUR | 0 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
OSWALD 180
BE 0880.507.701
Sint-Niklaas · Eq €698k
THE EXTRA MILE
BE 0760.860.476
Bierbeek · Eq €701k
DUO KEUKEN DESIGN
BE 0877.534.155
Zonhoven · Eq €702k
COSMO BELGIUM
BE 0707.712.889
Kontich · Eq €705k
BOOMBASTIX
BE 0667.853.116
As · Eq €691k
Of 1,734 companies in sector 46150 we hold annual accounts for 750. 408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2019
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46471Wholesale trade
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000