Result
€1.6m €1.6m
Back in profit in 2025, after a loss of €732,873 in 2024.
PPS EU
Lifetime
7 annual accounts with figures on one time axispeak €20.1m (2025)
€20.1m▲ 17.9%
lowest -€2.1m (2023)
€1.6m▲ €2.4m
peak €14.7m (2025)
€14.7m▲ 12.4%
€384.6m▼ 67.4%
peak 31.5 FTE (2025)
31.5 FTE▲ 1.6%
Board14 names since 2018all names
7 directorsEric André Suberbielle and 6 others
Owners2 names in the annual accounts
consolidatesEdenred S.E.
Documentsfilings and deeds
04-06-202657 days before the deadline
2025financial year
Turnover from €17.0m to €20.1mBack to profit: €1.6m1 director resigning, 5 reappointments 20-08New director 31-01Registered office moved within Brussels 31-01Equity from €13.1m to €14.7m
Key points
from the 2025 annual accountsGrowth
6 years
6 years of growth in a row. Turnover 2025: €20.1m.
Debts
€384.6m 96% of the balance sheet
Suppliers 2%Taxes and wages 0%Other 97%
Of this, €382.4m falls due within a year.
Staff
31 employees on 31-12-2025
In 2025, 8 people joined and 9 left.
Payment terms
192 days to suppliers
PPS EU pays its suppliers 1,694 days earlier than in 2024. Customers pay 17 days later.
Position in the sector
3.7%
Lower solvency than 90% of companies in auxiliary financial services. Sector median 41.6% · 616 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 616 sector peers (2025).
NBB · sector comparisonPosition among 616 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
57 days early
2024
22 days early
2023
343 days late
2022
41 days early
2021
46 days early
2020
44 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 2 others
- PrePay Technologies Ltd 100%annual accounts 2024
- EDENRED consolidatedLEI register
- Edenred S.E. consolidatesannual accounts 2025
Recent changes
1 director resigning, 5 reappointments
Resignation: Frederic MISZEWSKI · Reappointments: Vanessa GALHARDO, Philippe RELLAND, Damien PERILLAT, Andrea KELLER and Vincent MERCENIER · General meeting of 03-06-2025 · Gazette deed
New director
Damien PERILLAT appointed, Gilles COCCOLI resigned · General meeting of 25-11-2024 · Gazette deed
Registered office moved within Brussels
New registered office: avenue Herman Debroux 40-42 à 1160 Bruxelles · Previous registered office: boulevard du Souverain 165 boîte 9, 1160 Bruxelles · Board meeting of 29-11-2024 · Gazette deed
Appointment: Vanessa GALHARDO-GALHETAS (director)
General meeting of 22-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PPS EU Auderghem | €20.1m | -14.2% | 3.7% | 31.5 |
| PAYNOVATE Brussels | €27.4m | 2.6% | 1.5% | 24.7 |
| EPI Company Brussels | €31.0m | - | 93.6% | 15.7 |
| BATOPIN Saint-Josse-ten-Noode | €115.0m | 16.5% | 18.0% | 31.4 |
| IBANFIRST Brussels | €47.9m | -23.6% | 2.7% | 19.6 |
| Bancontact Company Brussels | €36.3m | 11.2% | 44.7% | 51.8 |
| Mastercard Transaction Services (Europe) Waterloo | €3.7m | 68.3% | 22.8% | 38.8 |
Grey: the largest companies of the sector (auxiliary financial services (NACE 66)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as PPS EU: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €74m and €689m, founded between 2012 and 2020.
Official details
Source: KBO- Status
- Active since 31-10-2018Normal situation
- Registered office
- 126 active companies are registered at this address12 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Other activities auxiliary to financial services, excluding insurance and pension fundingNACE 66199and 1 other
- Establishment unit
- 2.340.424.2151160 Auderghem, since 31-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €399.3m▼ 66.6%
- Employeeson 31-12-2025
- 31▼ 3.1%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on PPS EU
PPS EU has existed since 2018. In 2020 turnover rose from €726,931 to €4.3m and staff from 2.3 to 5.2 full-time equivalents.
Turnover has grown every year since.
PrePay Technologies Ltd holds all the shares. In March 2023, the Official Gazette published the appointment of Vincent MERCENIER as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PPS EU
- What is the company number of PPS EU?
- The company number of PPS EU is 0712.775.202. The VAT number is the same number with BE in front: BE 0712.775.202.
- Where is PPS EU based?
- The registered office is at Herrmann-Debrouxlaan 40-42, 1160 Auderghem.Company details
- What does PPS EU do?
- According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
- What is the legal form of PPS EU?
- PPS EU is a public limited company (NV).
- When was PPS EU founded?
- PPS EU was founded on 31-10-2018.
- Is PPS EU still active?
- Yes, PPS EU is an active enterprise in the KBO register.
- How many employees does PPS EU have?
- PPS EU had an average of 31.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PPS EU?
- The turnover of PPS EU was €20.1m in financial year 2025, according to the filed annual accounts.
- Is PPS EU profitable?
- In financial year 2025, PPS EU made a profit of €1.6m.
- Where can I find the annual accounts of PPS EU?
- PPS EU filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PPS EU due?
- PPS EU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed
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