POSTBUS X · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of POSTBUS X is 1.1% (low). The 2024 annual accounts show equity of €17k and a net result of €153k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	26-11-2025	118 d late	2025-00571122
31-12-2023	31-07-2024	29-10-2025	455 d late	2025-00552690
31-03-2022	31-10-2022	22-02-2023	114 d late	2023-00029849
31-03-2021	31-10-2021	29-10-2021	2 d early	2021-75500241
31-03-2020	31-10-2020	27-11-2020	27 d late	2020-72400287
31-03-2019	31-10-2019	24-10-2019	7 d early	2019-71300361
31-12-2017	31-07-2018	13-07-2018	18 d early	2018-33000311
31-12-2016	31-07-2017	11-05-2017	81 d early	2017-11700520
31-12-2015	31-07-2016	18-04-2017	261 d late	2017-09400480
31-12-2014	31-07-2015	29-09-2015	60 d late	2015-61600146

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.1% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€2.66M-0.4%

EBIT margin26.5%+10.3pp

Net result€153k

Working capital€3.31M+30.4%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 26-11-2025 with the NBB · fiscal year 2024 · verkort

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~42% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Revenue

€2.66M

-0.4% 19-24

EBITDA

€394k

- 19-24

Net profit

€153k

- 19-24

Cash flow

€179k

- 19-24

Total assets

€4.67M

-1.2% 19-24

Equity

€17k

- 19-24

Working capital

€3.31M

+30.4% 19-24

Employees (FTE)

0

- 19-24

Show 13 other metrics

Income taxes

€899

+36.3% 19-24

Debt

€4.65M

-4.3% 19-24

Debt ≤ 1y

€208k

-79.5% 19-24

Debt > 1y

€3.24M

+16.6% 19-24

Current ratio

16.95

+382.7% 19-24

Quick ratio

10.61

+266.0% 19-24

Solvency

0.4%

- 19-24

Debt / equity

267.67

- 19-24

ROE

879.3%

+360.9% 19-24

ROA

3.3%

- 19-24

Net margin

0.7%

-73.5% 19-24

EBITDA margin

27.0%

+60.7% 19-24

Interest coverage

1.84

- 19-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€394k
Net profit	€153k
Cash flow	€179k
Staff costs	-
Income taxes	€899
Dividends	-
Total assets	€4.67M
Equity	€17k
Debt	€4.65M
of which ≤ 1y	€208k
of which > 1y	€3.24M
Working capital	€3.31M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	16.95
Quick ratio	10.61
Working capital ratio	71.0%
Solvency	0.4%
Debt / equity	267.67
Long-term debt ratio	186.51
Interest coverage	1.84
Gross margin	-
Net margin	-
ROA	3.3%
ROE	879.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €1.15M · 24.5% Current assets €3.52M · 75.5%

Equity & liabilities

Equity €17k · 0.4% Debt €4.65M · 99.6%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.67M
Fixed assets	21/28	€1.15M
Tangible fixed assets	22/27	€617k
Financial fixed assets	28	€528k
Current assets	29/58	€3.52M
Stocks & contracts in progress	3	€1.32M
Amounts receivable within one year	40/41	€2.00M
Cash & bank	54/58	€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.67M
Equity	10/15	€17k
Contributions / capital	10/11	€19k
Reserves	13	€113k
Accumulated profits (losses)	14	€-114k
Amounts payable	17/49	€4.65M
Amounts payable after one year	17	€3.24M
Amounts payable within one year	42/48	€208k
Trade debts payable within one year	44	€158k
Income statement
Gross operating margin	9900	€397k
Operating result	9901	€368k
Financial income	75	€0
Financial charges	65	€214k
Result before taxes	9903	€154k
Income taxes	67/77	€899
Net result for the period	9904	€153k
Result to be appropriated	9905	€153k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

76 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

Current directors & mandates

CLAESSENS Filip
Sole director
State Gazette act 23333298 (12-04-2023)

Current
12-04-2023 → present

Former directors (1)

VAN HERREWEGHE Julie
Director
State Gazette act 23333298 (12-04-2023)

Former
- → 12-04-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	22-05-2013
Status	Active
Postal code	2220

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industriepark 36A2220 Heist-op-den-Berg

Establishment units

1 location

POSTBUS X

Priorijlaan 20, 2900 SchotenInstallatie van particuliere zwembaden (niet geprefabriceerd)

since 20132.219.695.441

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1.9 ha

Buildings2

Building footprint7,095 m²

Volume (LiDAR)57,006 m³

Tallest building19.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12014K0468/00P000	Flanders	1.3 ha	1 · 6,929 m²	9.4 m · 3 fl.
11040D0317/00E010	Flanders	6,563 m²	1 · 166 m²	19.3 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Address history · 1

02-10-2025

Registered-office move

All acts · 2 updated 10 months ago

2025

02-10-2025 Registered office moved from Schoten to Heist-op-den-Berg Registered-office change

Priorijlaan 20, 2900 Schoten → Industriepark 36A (1° verdiep) 2220 Heist-op-den-Berg

Original publication ↗

2023

12-04-2023 1 director appointed, 1 resigning Director changes·NATACHA STOOP

CLAESSENS Filip, Enig bestuurder
VAN HERREWEGHE Julie, Bestuurder

Notary: NATACHA STOOP · Antwerpen

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 100

Solvency 34

Growth 41

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

POSTBUS X

Registered office

Industriepark 36A

2220 Heist-op-den-Berg, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.