JACOBS-JANSSENS
ActiveSummary
JACOBS-JANSSENS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €331k and a net result of €-4k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+7
Solvency55▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.97 in 2024; short-term debt: 63.5% and cash: 13.1% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
15 d early
2022
18 d early
2021
31 d late
2020
31 d late
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€331k▼ 1.1%
2024 · €335k
2018: €227k
2019: €303k
2020: €369k
2021: €427k
2022: €474k
2023: €401k
2024: €335k
2018 → 2025
Total assets
€1.09M▲ 1.4%
2024 · €1.08M
2018: €1.03M
2019: €1.47M
2020: €1.68M
2021: €1.68M
2022: €1.47M
2023: €1.19M
2024: €1.08M
2018 → 2025
Net result
€-4k▲ 94.2%
2024 · €-66k
2018: €70k
2019: €77k
2020: €67k
2021: €58k
2022: €47k
2023: €-73k
2024: €-66k
2018 → 2025
Working capital
€5k
2024 · €-17k
2018: €179k
2019: €253k
2020: €319k
2021: €238k
2022: €191k
2023: €69k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€427k-€474k▲ 10.9%€401k▼ 15.5%€335k▼ 16.4%€331k▼ 1.1%
Operating result€77k-€94k▲ 22.3%€-61k€-56k▲ 7.7%€5k
Net result€58k-€47k▼ 20.0%€-73k€-66k▲ 10.3%€-4k▲ 94.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€393k ▼ 12.7%
Current assets
€698k ▲ 11.6%
Equity and liabilities €1.09M
Equity
€331k ▼ 1.1%
Debt
€760k ▲ 2.5%
Debt's share of the balance-sheet total rises from 68.9% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€201k▲
2024 · €139k
Cash flow
€193k▲
2024 · €129k
Current ratio
1.01▲
2024 · 0.97
Quick ratio
0.99▲
2024 · 0.96
Debt to equity
2.30▲
2024 · 2.21
ROE
-1.2%▲
2024 · -19.7%
ROA
-0.3%▲
2024 · -6.1%
Interest coverage
12.43▲
2024 · 9.19
Debt ≤ 1 year
€693k▲
2024 · €643k
Debt > 1 year
€45k▼
2024 · €78k
Income taxes
€207▲
2024 · €200
Staff costs
€193k▼
2024 · €287k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€1.09M▲
Fixed assets21/28€450k€393k▼
Tangible fixed assets22/27€449k€392k▼
Plant, machinery and equipment23€74k€106k▲
Furniture and vehicles24€269k€245k▼
Leasing and similar rights25€105k€40k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€945€945=
Current assets29/58€625k€698k▲
Amounts receivable after more than one year29€128k€116k▼
Trade receivables290€128k€116k▼
Stocks and contracts in progress3€10k€10k▲
Stocks30/36€10k€10k▲
Amounts receivable within one year40/41€425k€407k▼
Trade receivables40€374k€358k▼
Other amounts receivable41€51k€49k▼
Cash at bank and in hand54/58€17k€143k▲
Deferred charges and accrued income490/1€47k€21k▼
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.09M▲
Equity10/15€335k€331k▼
Contributions10/11€30k€30k=
Reserves13€377k€377k=
Distributable reserves133€377k€377k=
Profit (loss) carried forward14€-72k€-76k▼
Amounts payable17/49€741k€760k▲
Amounts payable after more than one year17€78k€45k▼
Financial debts170/4€78k€45k▼
Amounts payable within one year42/48€643k€693k▲
Current portion of amounts payable after more than one year42€101k€80k▼
Financial debts43€819€502▼
Credit institutions430/8€819€502▼
Trade debts44€123k€178k▲
Suppliers440/4€123k€178k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€200€6k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€412k€421k▲
Accrued charges and deferred income492/3€20k€23k▲
Income statement
Code20242025
Non-recurring operating income76A€12k€13k▲
Remuneration, social security and pensions62€287k€193k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195k€197k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-1k▼
Other operating charges640/8€22k€15k▼
Non-recurring operating charges66A€10k-
Gross operating margin9900€464k€407k▼
Operating profit (loss)9901€-56k€5k▲
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€-66k€-4k▲
Income taxes67/77€200€207▲
Profit (loss) for the period9904€-66k€-4k▲
Profit (loss) for the period to be appropriated9905€-66k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-76k▼
Profit (loss) brought forward from the previous period14P€-6k€-72k▼
Social balance
Average headcount (FTE)90878.27.1▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-73k ▼258%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €77k ▲11.2%
Operating result €120k, net result €77k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerseweg 50B2321 HoogstratenGround area
1,456 m²
Building footprint
245 m²
Volume, LiDAR
1,241 m³
Parcel 13020D0459/00H000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meerseweg 50B, 2321 Hoogstraten
since 20092.175.299.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020D0459/00H000 | Flanders | 1,456 m² | 1 · 245 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 950 EUR awarded · 950 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 734 EUR | 734 EUR |
| 2024 | 1 | 216 EUR | 216 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedBekister (so)
Similar companies · same sector, comparable size
DEFORCHE JONAS
BE 0506.837.470
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HEVAM
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RENOVBIEN
BE 0866.314.225
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M-FLOORS
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Genk · Eq €329,052
Of 3,962 companies in sector 43331 we hold annual accounts for 1,790. 1,223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
43422Screed work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@jacobs-janssens.be