PORTUSANN
ActiveSummary
PORTUSANN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €60k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-12
Solvency74▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.11 against 3.18 in 2024; short-term debt: 15.6% and cash: 72.3% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
28%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
114 d early
2023
112 d early
2022
41 d early
2021
136 d early
2020
136 d early
2019
130 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 46.5%
2024 · €195k
2018: €205k
2019: €266k
2020: €261k
2021: €142k
2022: €167k
2023: €192k
2024: €195k
2018 → 2025
Total assets
€212k▼ 42.8%
2024 · €371k
2018: €359k
2019: €415k
2020: €403k
2021: €288k
2022: €1.01M
2023: €377k
2024: €371k
2018 → 2025
Net result
€60k▼ 27.5%
2024 · €82k
2018: €152k
2019: €201k
2020: €195k
2021: €81k
2022: €8.75M
2023: €101k
2024: €82k
2018 → 2025
Working capital
€136k▼ 33.3%
2024 · €204k
2018: €212k
2019: €273k
2020: €268k
2021: €138k
2022: €181k
2023: €208k
2024: €204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€167k▲ 17.1%€192k▲ 15.5%€195k▲ 1.1%€104k▼ 46.5%
Operating result€107k-€-158k€107k€98k▼ 8.3%€19k▼ 80.4%
Net result€81k-€8.75M▲ 10,683%€101k▼ 98.8%€82k▼ 18.6%€60k▼ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€43k ▼ 41.2%
Current assets
€169k ▼ 43.2%
Equity and liabilities €212k
Equity
€104k ▼ 46.5%
Debt
€108k ▼ 38.7%
Debt's share of the balance-sheet total rises from 47.6% to 51.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €106k
Cash flow
€68k▼
2024 · €91k
Current ratio
5.11▲
2024 · 3.18
Debt to equity
1.04▲
2024 · 0.91
ROE
57.2%▲
2024 · 42.2%
ROA
28.0%▲
2024 · 22.1%
Interest coverage
4.10▼
2024 · 15.91
Debt ≤ 1 year
€33k▼
2024 · €94k
Debt > 1 year
€75k▼
2024 · €83k
Income taxes
€54k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€371k€212k▼
Fixed assets21/28€74k€43k▼
Tangible fixed assets22/27€45k€43k▼
Land and buildings22€43k€40k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€951▼
Financial fixed assets28€29k€0▼
Current assets29/58€297k€169k▼
Amounts receivable within one year40/41€35k€10k▼
Trade receivables40€35k€6k▼
Other amounts receivable41€443€4k▲
Current investments50/53€0-
Cash at bank and in hand54/58€257k€154k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€371k€212k▼
Equity10/15€195k€104k▼
Contributions10/11€50k€50k=
Reserves13€145k€54k▼
Distributable reserves133€145k€54k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€177k€108k▼
Amounts payable after more than one year17€83k€75k▼
Financial debts170/4€83k€75k▼
Amounts payable within one year42/48€94k€33k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€7€0▼
Credit institutions430/8€7€0▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48€82k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€3k€8k▲
Gross operating margin9900€109k€36k▼
Operating profit (loss)9901€98k€19k▼
Financial income75/76B€693€101k▲
Recurring financial income75€693€0▼
Non-recurring financial income76B-€101k
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€92k€114k▲
Income taxes67/77€10k€54k▲
Profit (loss) for the period9904€82k€60k▼
Profit (loss) for the period to be appropriated9905€82k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€60k▼
Transfer from equity791/2-€100k
Transfer to equity691/2€2k€10k▲
To other reserves6921€2k€10k▲
Profit to be distributed694/7€80k€150k▲
Return on contributions (dividend)694€80k€150k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €60k ▼27.5%
Net result drops to €60k, the lowest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.41
Current ratio from 1.25 to 3.41; short-term debt falls from €737k to €86k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €8.75M ▲10683%
Net result €8.75M, the highest in the series.
31-12
Financial
Equity above €150kEq €167k ▲17.1%
5 profitable years in a row build equity to €167k.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
State Gazette act
General meeting · Name change
Merger · Dissolution
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
27-06
State Gazette act
General meeting · Name change
Purpose change · Statutes amendment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lettenburg 48730 BeernemGround area
718 m²
Building footprint
206 m²
Volume, LiDAR
1,215 m³
Parcel 31021B0206/00M000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PORTUSANN
since 20152.239.476.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021B0206/00M000 | Flanders | 718 m² | 1 · 206 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 390 EUR awarded · 390 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 390 EUR | 390 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.