POPOVIC AVOCAT
ActiveSummary
POPOVIC AVOCAT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €11k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency68▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.36 in 2024; short-term debt: 56.7% and cash: 66.9% of total assets), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
5 d early
2022
49 d late
2021
43 d late
2020
15 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 5.9%
2024 · €184k
2018: €21k
2019: €4k
2020: €21k
2021: €95k
2022: €158k
2023: €180k
2024: €184k
2018 → 2025
Total assets
€451k▼ 3.4%
2024 · €467k
2018: €449k
2019: €411k
2020: €428k
2021: €486k
2022: €551k
2023: €486k
2024: €467k
2018 → 2025
Net result
€11k▲ 167%
2024 · €4k
2018: €1k
2019: €-17k
2020: €17k
2021: €74k
2022: €62k
2023: €23k
2024: €4k
2018 → 2025
Working capital
€133k▲ 31.3%
2024 · €101k
2018: €-79k
2019: €-91k
2020: €-72k
2021: €1k
2022: €62k
2023: €76k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€158k▲ 65.6%€180k▲ 14.4%€184k▲ 2.3%€195k▲ 5.9%
Operating result€102k-€90k▼ 11.8%€33k▼ 63.4%€7k▼ 78.5%€17k▲ 136%
Net result€74k-€62k▼ 15.2%€23k▼ 63.6%€4k▼ 82.1%€11k▲ 167%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 136% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€63k ▼ 24.9%
Current assets
€389k ▲ 1.3%
Equity and liabilities €451k
Equity
€195k ▲ 5.9%
Debt
€256k ▼ 9.5%
Debt's share of the balance-sheet total falls from 60.5% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €28k
Cash flow
€32k▲
2024 · €25k
Current ratio
1.52▲
2024 · 1.36
Debt to equity
1.31▼
2024 · 1.53
ROE
5.6%▲
2024 · 2.2%
ROA
2.4%▲
2024 · 0.9%
Interest coverage
71.89▼
2024 · 89.76
Debt ≤ 1 year
€256k▼
2024 · €283k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€467k€451k▼
Fixed assets21/28€83k€63k▼
Tangible fixed assets22/27€83k€63k▼
Land and buildings22€65k€49k▼
Furniture and vehicles24€18k€14k▼
Current assets29/58€384k€389k▲
Amounts receivable within one year40/41€145k€85k▼
Trade receivables40€123k€44k▼
Other amounts receivable41€22k€42k▲
Cash at bank and in hand54/58€237k€302k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€467k€451k▼
Equity10/15€184k€195k▲
Contributions10/11€12k€12k=
Reserves13€172k€183k▲
Distributable reserves133€172k€183k▲
Amounts payable17/49€283k€256k▼
Amounts payable within one year42/48€283k€256k▼
Trade debts44€1k€583▼
Suppliers440/4€1k€583▼
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€323€712▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€270k€252k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€32k€41k▲
Operating profit (loss)9901€7k€17k▲
Financial income75/76B€10€211▲
Recurring financial income75€10€211▲
Financial charges65/66B€315€525▲
Recurring financial charges65€315€525▲
Profit (loss) for the period before taxes9903€7k€16k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€4k€11k▲
Profit (loss) for the period to be appropriated9905€4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€11k▲
Transfer to equity691/2€4k€11k▲
To the legal reserve6920€4k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲65.6%
3 profitable years in a row build equity to €158k.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
31-12
Financial
Highest result since 2018net €74k ▲324%
Operating result €102k, net result €74k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €-17k ▼1594%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Similar companies · same sector, comparable size
IUS POSSIT COTTIDIE IN MELIUS PRODUCI
BE 0788.962.366
Braine-le-Comte · Eq €195,183
Vandevyvere Mattias
BE 0627.753.415
Mol · Eq €195,246
DE SAMBLANX Avocat
BE 0705.887.113
Huy · Eq €195,269
ALDO SCALINI
BE 0779.342.936
Elsene · Eq €195,279
Bernard De Meyer
BE 0802.137.243
Gent · Eq €195,310
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Scores and ratios are computed by Checked and are not a credit decision.