PORTIER
ActivePORTIER has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €15k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 62% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+37
Solvency80▲+8
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.63 in 2024; short-term debt: 36.9% and cash: 19.1% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
13.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d late
2023
9 d early
2022
1 d early
2021
5 d early
2020
2 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 31.6%
2024 · €47k
2019: €58k
2020: €69k
2021: €69k
2022: €79k
2023: €59k
2024: €47k
2019 → 2025
Total assets
€112k▲ 13.5%
2024 · €99k
2019: €82k
2020: €124k
2021: €109k
2022: €146k
2023: €135k
2024: €99k
2019 → 2025
Net result
€15k
2024 · €-13k
2019: €24k
2020: €11k
2021: €358
2022: €10k
2023: €-20k
2024: €-13k
2019 → 2025
Working capital
€41k▲ 94.3%
2024 · €21k
2019: €32k
2020: €45k
2021: €44k
2022: €52k
2023: €28k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€79k▲ 14.2%€59k▼ 24.9%€47k▼ 21.4%€62k▲ 31.6%
Operating result€361-€10k▲ 2,748%€-19k€-12k▲ 37.1%€17k
Net result€358-€10k▲ 2,654%€-20k€-13k▲ 35.4%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €12k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€30k▼ 32.3%
Current assets
€82k▲ 51.0%
Equity and liabilities €112k
Equity
€62k▲ 31.6%
Debt
€51k▼ 2.7%
The debt ratio falls from 52.8% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €5k
Cash flow
€31k▲
2024 · €5k
Solvency
54.7%▲
2024 · 47.2%
Current ratio
1.98▲
2024 · 1.63
Quick ratio
1.50▲
2024 · 1.07
Debt / equity
0.83▼
2024 · 1.12
ROE
24.0%▲
2024 · -27.2%
ROA
13.1%▲
2024 · -12.8%
Interest coverage
35.03▲
2024 · 5.45
Debt
€51k▼
2024 · €52k
Debt ≤ 1 year
€42k▲
2024 · €33k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€2k▲
2024 · €247
Staff costs
€53k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€112k▲
Fixed assets21/28€45k€30k▼
Tangible fixed assets22/27€45k€30k▼
Plant, machinery and equipment23€16k€13k▼
Furniture and vehicles24€29k€18k▼
Financial fixed assets28€135€135=
Current assets29/58€54k€82k▲
Stocks and contracts in progress3€19k€20k▲
Stocks30/36€19k€20k▲
Amounts receivable within one year40/41€25k€34k▲
Trade receivables40€25k€31k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€4k€21k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€99k€112k▲
Equity10/15€47k€62k▲
Contributions10/11€19k€19k=
Reserves13€28k€43k▲
Distributable reserves133€28k€43k▲
Amounts payable17/49€52k€51k▼
Amounts payable after more than one year17€19k€9k▼
Financial debts170/4€19k€9k▼
Amounts payable within one year42/48€33k€42k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€7k€11k▲
Suppliers440/4€7k€11k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€4k€2k▼
Remuneration and social security454/9€6k€13k▲
Other amounts payable47/48€8k€7k▼
Accrued charges and deferred income492/3€250-
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€55k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€62k€88k▲
Operating profit (loss)9901€-12k€17k▲
Financial income75/76B€390€668▲
Recurring financial income75€390€668▲
Financial charges65/66B€1k€943▼
Recurring financial charges65€1k€943▼
Profit (loss) for the period before taxes9903€-12k€16k▲
Income taxes67/77€247€2k▲
Profit (loss) for the period9904€-13k€15k▲
Profit (loss) for the period to be appropriated9905€-13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€15k▲
Transfer from equity791/2€13k-
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-20k ▼300%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruishillestraat 148210 ZedelgemGround area
1,686 m²
Building footprint
242 m²
Volume, LiDAR
1,357 m³
Parcel 31040D0208/00C000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kruishillestraat 14, 8210 Zedelgem
since 20022.038.936.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0208/00C000 | Flanders | 1,686 m² | 1 · 242 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FIX HOUSE
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BERNARD GROGNA
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1988
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.