Equity
€255,875 =
POP-BIT paid out €4,399 in dividends. That is 100% of the 2025 profit.
POP-BIT
Lifetime
11 annual accounts with figures on one time axispeak €123,325 (2020)
€34,512▲ 3.3%
lowest -€1,491 (2024)
€4,399▲ €5,890
peak €311,514 (2023)
€255,875unchanged
€139,561▲ 7.9%
Board2 names since 2021
2 directorsPOPPE Kristof and 1 other
Documentsfilings and deeds
07-05-202685 days before the deadline
2025micro format
Back to profit: €4,399Dividend €4,399Cash from €60,037 to €79,606
Key points
from the 2025 annual accountsFilings
11 annual accounts since 2015
Eight of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.
Position in the sector
€255,875
More equity than 86% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
93
Excellent
Financially stronger than 41% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.77, cash €79,606
Size: total assets €395,435
Equity €255,875 (64.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 57% of them on solvency, 42% on liquidity, 23% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as POP-BIT has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of POP-BIT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for POP-BIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.77 (0.78 in 2024), below 1. Short-term debt is 35.1% and cash 20.1% of total assets. 35.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 days early
2024
on the day
2023
29 days late
2022
29 days late
2021
9 days late
2020
26 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0554784273
2 directors resigning, 2 reappointments
Resignations: VERSCHELDEN Ilse (statutory director) and POPPE Kristof (statutory director) · Reappointments: VERSCHELDEN Ilse (statutory director) and POPPE Kristof (statutory director) · Director discharge: VERSCHELDEN Ilse · Gazette deed
Incorporation
published on 30-06-2014 · Gazette deed
First establishment
Destelwijk 37, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POP-BIT Sint-Niklaas | €395,435 | €34,512 | 64.7% | - |
| Lovitas.invest Dendermonde | €345,685 | €34,316 | 29.0% | - |
| Netronix Ronse | €383,654 | €29,557 | 20.8% | - |
| UNFLAPPABLE CONSULTING Merelbeke-Melle | €353,964 | €39,284 | 32.1% | - |
| NEELS Lommel | €416,236 | €34,605 | 29.2% | - |
| TECHMEL TEST & SOFT ENGINEERING Berchem-Sainte-Agathe | €350,471 | €34,749 | 12.5% | - |
| D TO I Charleroi | €412,138 | €29,402 | 93.2% | - |
These companies have the same main activity as POP-BIT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €346,000 and €416,000, founded between 2014 and 2015.
Official details
Source: KBO- Status
- Active since 26-06-2014Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.232.246.5489100 Sint-Niklaas, since 24-06-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- ≈ €120,000estimated
- €395,435▲ 2.7%
- Filing
- Filed on 07-05-2026, 85 days before the end of the filing period
Insights on POP-BIT
POP-BIT files the micro format. That format states no turnover. The gross margin fell from €57,811 in 2015 to €34,512 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about POP-BIT
- What is the company number of POP-BIT?
- The company number of POP-BIT is 0554.784.273. The VAT number is the same number with BE in front: BE 0554.784.273.
- Where is POP-BIT based?
- The registered office is at Destelwijk 37, 9100 Sint-Niklaas.Company details
- What does POP-BIT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of POP-BIT?
- POP-BIT is a private limited company (BV).
- When was POP-BIT founded?
- POP-BIT was founded on 26-06-2014.
- Is POP-BIT still active?
- Yes, POP-BIT is an active enterprise in the KBO register.
- What is the turnover of POP-BIT?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €34,512 and 63 comparable companies (NACE 62200). It probably lies between €94,000 and €160,000.Financials
- Is POP-BIT profitable?
- In financial year 2025, POP-BIT made a profit of €4,399.
- Where can I find the annual accounts of POP-BIT?
- POP-BIT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of POP-BIT due?
- POP-BIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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