UNFLAPPABLE CONSULTING
ActiveUNFLAPPABLE CONSULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €9k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-41
Solvency57▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.84 in 2024; short-term debt: 59.2% and cash: 2.4% of total assets), but 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
2.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
1 d early
2023
22 d early
2022
19 d early
2021
15 d early
2020
31 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 3.3%
2024 · €110k
2018: €24k
2019: €23k
2020: €28k
2021: €62k
2022: €35k
2023: €80k
2024: €110k
2018 → 2025
Total assets
€354k▲ 19.0%
2024 · €297k
2018: €158k
2019: €331k
2020: €242k
2021: €270k
2022: €191k
2023: €248k
2024: €297k
2018 → 2025
Net result
€9k▼ 79.9%
2024 · €45k
2018: €17k
2019: €-901
2020: €5k
2021: €34k
2022: €-27k
2023: €45k
2024: €45k
2018 → 2025
Working capital
€121k▲ 3.3%
2024 · €117k
2018: €12k
2019: €144k
2020: €39k
2021: €58k
2022: €34k
2023: €104k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€35k▼ 43.3%€80k▲ 129%€110k▲ 37.2%€114k▲ 3.3%
Operating result€62k-€-22k€65k€76k▲ 17.0%€20k▼ 73.0%
Net result€34k-€-27k€45k€45k▲ 0.2%€9k▼ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€24k▼ 43.5%
Current assets
€330k▲ 29.3%
Equity and liabilities €354k
Equity
€114k▲ 3.3%
Debt
€240k▲ 28.2%
The debt ratio rises from 63.1% to 67.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €90k
Cash flow
€23k▼
2024 · €59k
Solvency
32.1%▼
2024 · 36.9%
Current ratio
1.58▼
2024 · 1.84
Quick ratio
1.58▼
2024 · 1.84
Debt / equity
2.12▲
2024 · 1.71
ROE
8.0%▼
2024 · 41.2%
ROA
2.6%▼
2024 · 15.2%
Interest coverage
3.04▼
2024 · 10.08
Debt
€240k▲
2024 · €188k
Debt ≤ 1 year
€210k▲
2024 · €139k
Debt > 1 year
€31k▼
2024 · €49k
Income taxes
€6k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€354k▲
Fixed assets21/28€42k€24k▼
Intangible fixed assets21€25k€13k▼
Tangible fixed assets22/27€11k€4k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€9k€531▼
Financial fixed assets28€6k€7k▲
Current assets29/58€255k€330k▲
Amounts receivable within one year40/41€252k€320k▲
Trade receivables40€27k€32k▲
Other amounts receivable41€226k€288k▲
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1€307€2k▲
Equity and liabilities
Total equity and liabilities10/49€297k€354k▲
Equity10/15€110k€114k▲
Contributions10/11€6k€6k=
Reserves13€104k€107k▲
Distributable reserves133€104k€107k▲
Amounts payable17/49€188k€240k▲
Amounts payable after more than one year17€49k€31k▼
Financial debts170/4€49k€31k▼
Amounts payable within one year42/48€139k€210k▲
Current portion of amounts payable after more than one year42€21k€44k▲
Trade debts44€52k€130k▲
Suppliers440/4€52k€130k▲
Taxes, remuneration and social security45€51k€30k▼
Taxes450/3€51k€30k▼
Other amounts payable47/48€16k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€655€5k▲
Non-recurring operating charges66A€172€325▲
Gross operating margin9900€91k€39k▼
Operating profit (loss)9901€76k€20k▼
Financial income75/76B€8€6k▲
Recurring financial income75€8€6k▲
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€67k€15k▼
Income taxes67/77€22k€6k▼
Profit (loss) for the period9904€45k€9k▼
Profit (loss) for the period to be appropriated9905€45k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€9k▼
Transfer from equity791/2€16k€5k▼
Transfer to equity691/2€45k€9k▼
To other reserves6921€45k€9k▼
Profit to be distributed694/7€16k€5k▼
Return on contributions (dividend)694€16k€5k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €45k ▲0.2%
Operating result €76k, net result €45k, both a record.
30-09
Financial
Equity above €100kEq €110k ▲37.2%
2 profitable years in a row build equity to €110k.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-27k ▼180%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierschaar 79820 Merelbeke-MelleGround area
4,555 m²
Building footprint
2,659 m²
Volume, LiDAR
23,539 m³
2 parcels, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UNFLAPPABLE CONSULTING
since 20242.359.751.662
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0014/00Y002 | Flanders | 3,980 m² | 1 · 2,501 m² | 14.9 m · 3 fl. |
| 44412B0824/00M002 | Flanders | 575 m² | 1 · 158 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRAINLANE
BE 0476.979.979
Hasselt · Eq €114k
GEKKOTA
BE 0669.831.817
Koekelberg · Eq €113k
Kajko
BE 0804.231.354
Beerse · Eq €114k
Greyfox Consulting
BE 0784.430.486
Stoumont · Eq €114k
PROSE CONSULTANCY
BE 0826.688.636
Leuven · Eq €113k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2014
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:johan_vandevelde@telenet.be
Phone:+32477729225