D TO I
ActiveD TO I has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €15k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-17
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 14.48 against 12.86 in 2024; short-term debt: 6.8% and cash: 4.8% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.2%
Return on assets
3.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
1 d early
2021
11 d late
2020
on the day
2018
on the day
2017
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€384k▲ 4.0%
2024 · €369k
2020: €201k
2021: €273k
2023: €324k
2024: €369k
2020 → 2025
Total assets
€412k▲ 3.0%
2024 · €400k
2020: €239k
2021: €331k
2023: €369k
2024: €400k
2020 → 2025
Net result
€15k▼ 77.9%
2024 · €66k
2020: €41k
2021: €72k
2023: €47k
2024: €66k
2020 → 2025
Working capital
€378k▲ 4.5%
2024 · €361k
2020: €199k
2021: €262k
2023: €322k
2024: €361k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€201k-€273k▲ 36.0%€324k▲ 18.7%€369k▲ 14.0%€384k▲ 4.0%
Operating result€54k-€102k▲ 87.2%€60k▼ 41.4%€86k▲ 43.4%€24k▼ 72.4%
Net result€41k-€72k▲ 76.1%€47k▼ 35.4%€66k▲ 42.1%€15k▼ 77.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€6k▼ 19.9%
Current assets
€406k▲ 3.5%
Equity and liabilities €412k
Equity
€384k▲ 4.0%
Debt
€28k▼ 8.1%
The debt ratio falls from 7.6% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €90k
Cash flow
€18k▼
2024 · €70k
Solvency
93.2%▲
2024 · 92.4%
Current ratio
14.48▲
2024 · 12.86
Quick ratio
14.48▲
2024 · 12.86
Debt / equity
0.07▼
2024 · 0.08
ROE
3.8%▼
2024 · 18.0%
ROA
3.6%▼
2024 · 16.6%
Interest coverage
112.56▼
2024 · 253.48
Debt
€28k▼
2024 · €30k
Debt ≤ 1 year
€28k▼
2024 · €30k
Income taxes
€9k▼
2024 · €19k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€412k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€392k€406k▲
Amounts receivable within one year40/41€338k€386k▲
Trade receivables40€10k€22k▲
Other amounts receivable41€328k€364k▲
Cash at bank and in hand54/58€54k€20k▼
Equity and liabilities
Total equity and liabilities10/49€400k€412k▲
Equity10/15€369k€384k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€363k€378k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€361k€376k▲
Amounts payable17/49€30k€28k▼
Amounts payable within one year42/48€30k€28k▼
Trade debts44€12k€11k▼
Suppliers440/4€12k€11k▼
Taxes, remuneration and social security45€19k€17k▼
Taxes450/3€19k€17k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€2k€271▼
Gross operating margin9900€94k€29k▼
Operating profit (loss)9901€86k€24k▼
Financial charges65/66B€353€237▼
Recurring financial charges65€353€237▼
Profit (loss) for the period before taxes9903€85k€23k▼
Income taxes67/77€19k€9k▼
Profit (loss) for the period9904€66k€15k▼
Profit (loss) for the period to be appropriated9905€66k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€15k▼
Transfer to equity691/2€45k€15k▼
To other reserves6921€45k€15k▼
Profit to be distributed694/7€21k-
Directors or managers695€21k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €15k ▼77.9%
Net result drops to €15k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-06
Financial
Highest result since 2020net €72k ▲76.1%
Operating result €102k, net result €72k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Sud 156001 CharleroiGround area
1,315 m²
Building footprint
147 m²
Volume, LiDAR
1,425 m³
Parcel 52392D0073/00G040, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MAG
since 20142.235.804.864
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392D0073/00G040 | Wallonia | 1,314 m² | 1 · 147 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
@ YOUR SITE CONSULTANCY SERVICES
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BE 0732.927.149
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FlowFactor
BE 0675.558.874
Kontich · Eq €384k
Clinitude
BE 0478.640.857
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Trends & Future Consulting
BE 0784.416.036
Manage · Eq €384k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 12,986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-09-2014
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47711Retail sale of women's outerwear
47712Retail trade
47714Retail trade
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.