Summary
PoolNet Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €789,017 and a net result of -€7,037. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 19% of 5587 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
12 d late
2022
6 d early
2021
31 d early
2020
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€789,017▼ 0.9%
2024 · €796,054
Net result
-€7,037▲ 83.2%
2024 · -€41,997
Total assets
€4.5m▼ 0.3%
2024 · €4.5m
Solvency
17.6%▼ 0.1pp
2024 · 17.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€90,796▲ 460%€43,779▼ 51.8%€25,150▼ 42.6%-€41,486-€6,409▲ 84.6%
Net result€31,039within the sector's middle half€805,073above the sector's middle half▲ 2,494%€18,329within the sector's middle half▼ 97.7%-€41,997below the sector's middle half-€7,037below the sector's middle half▲ 83.2%
Equity€14,649below the sector's middle half€819,722within the sector's middle half▲ 5,496%€838,052within the sector's middle half▲ 2.2%€796,054within the sector's middle half▼ 5.0%€789,017within the sector's middle half▼ 0.9%
Total assets€4.8mabove the sector's middle half▲ 3.8%€4.9mabove the sector's middle half▲ 3.2%€4.6mabove the sector's middle half▼ 6.9%€4.5mwithin the sector's middle half▼ 1.6%€4.5mabove the sector's middle half▼ 0.3%
Debt€4.7m▲ 3.1%€4.1m▼ 13.7%€3.7m▼ 8.8%€3.7m▼ 0.8%€3.7m▼ 0.2%
Working capital-€1.0mbelow the sector's middle half▼ 118%-€3.1mbelow the sector's middle half▼ 200%€174,482within the sector's middle half€152,217within the sector's middle half▼ 12.8%€153,817within the sector's middle half▲ 1.1%
Solvency0.3%below the sector's middle half▲ 0.7pp16.7%below the sector's middle half▲ 16.4pp18.3%below the sector's middle half▲ 1.6pp17.7%below the sector's middle half▼ 0.6pp17.6%below the sector's middle half▼ 0.1pp
Current ratio0.19below the sector's middle half▼ 0.040.14below the sector's middle half▼ 0.045.32above the sector's middle half▲ 5.1717.91above the sector's middle half▲ 12.5979.09above the sector's middle half▲ 61.17
Return on assets (ROA)0.7%within the sector's middle half▲ 1.3pp16.4%above the sector's middle half▲ 15.7pp0.4%below the sector's middle half▼ 16.0pp-0.9%below the sector's middle half▼ 1.3pp-0.2%below the sector's middle half▲ 0.8pp
Staff (FTE)5.9above the sector's middle half▲ 2,850%5.2above the sector's middle half▼ 11.9%0.2within the sector's middle half▼ 96.2%0within the sector's middle half▼ 100%0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,409 in 2025 against €41,486 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.5m
Fixed assets
€4.3m ▼ 0.2%
Current assets
€155,787 ▼ 3.4%
Equity and liabilities €4.5m
Equity
€789,017 ▼ 0.9%
Debt
€3.7m ▼ 0.2%
Debt's share of the balance-sheet total rises from 82.3% to 82.4%. Equity and debt are lower.
Key figures and ratios
ROE
-0.9%▲
2024 · -5.3%
Debt ≤ 1 year
€1,970▼
2024 · €9,000
Debt > 1 year
€3.7m=
2024 · €3.7m
Income taxes
€0▲
2024 · -€12
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €392,297 | €383,254 | €18,594 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,536 | €22,033 | €21,928 | €19,732 | €800 | ▼ 95.9% |
| Other operating charges640/8 | €602 | €396 | €1,229 | €10,590 | €2,213 | ▼ 79.1% |
| Non-recurring operating charges66A | - | - | - | - | €607 | - |
| Gross operating margin9900 | €486,231 | €449,461 | €66,900 | -€11,163 | -€2,790 | ▲ 75.0% |
| Operating profit (loss)9901 | €90,796 | €43,779 | €25,150 | -€41,486 | -€6,409 | ▲ 84.6% |
| Financial income75/76B | €4 | €800,240 | €0 | €521 | €0 | ▼ 100% |
| Recurring financial income75 | €4 | €800,240 | €0 | €521 | €0 | ▼ 100% |
| Financial charges65/66B | €55,605 | €31,608 | €774 | €1,045 | €628 | ▼ 39.9% |
| Recurring financial charges65 | €55,605 | €31,608 | €774 | €1,045 | €628 | ▼ 39.9% |
| Profit (loss) for the period before taxes9903 | €35,195 | €812,410 | €24,376 | -€42,009 | -€7,037 | ▲ 83.2% |
| Income taxes67/77 | €4,156 | €7,338 | €6,046 | -€12 | €0 | ▲ 100% |
| Profit (loss) for the period9904 | €31,039 | €805,073 | €18,329 | -€41,997 | -€7,037 | ▲ 83.2% |
| Profit (loss) for the period to be appropriated9905 | €31,039 | €805,073 | €18,329 | -€41,997 | -€7,037 | ▲ 83.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.8m | €4.9m | €4.6m | €4.5m | €4.5m | ▼ 0.3% |
| Fixed assets21/28 | €4.5m | €4.4m | €4.4m | €4.3m | €4.3m | ▼ 0.2% |
| Intangible fixed assets21 | €60,891 | €39,792 | €18,702 | €0 | - | - |
| Tangible fixed assets22/27 | €7,838 | €9,210 | €8,372 | €7,341 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €7,838 | €7,038 | €6,239 | €5,439 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | €2,171 | €2,133 | €1,902 | €0 | ▼ 100% |
| Financial fixed assets28 | €4.5m | €4.3m | €4.3m | €4.3m | €4.3m | = |
| Current assets29/58 | €241,246 | €534,020 | €214,880 | €161,216 | €155,787 | ▼ 3.4% |
| Amounts receivable within one year40/41 | €183,507 | €484,726 | €103,626 | €2,825 | €0 | ▼ 100% |
| Trade receivables40 | €183,507 | €175,201 | €103,626 | €35 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €309,525 | - | €2,790 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €55,736 | €47,892 | €111,231 | €158,369 | €155,787 | ▼ 1.6% |
| Deferred charges and accrued income490/1 | €2,003 | €1,402 | €22 | €22 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.8m | €4.9m | €4.6m | €4.5m | €4.5m | ▼ 0.3% |
| Equity10/15 | €14,649 | €819,722 | €838,052 | €796,054 | €789,017 | ▼ 0.9% |
| Contributions10/11 | €12,000 | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Reserves13 | €2,649 | €2,649 | €2,649 | €2,649 | €2,649 | = |
| Distributable reserves133 | €2,649 | €2,649 | €2,649 | €2,649 | €2,649 | = |
| Profit (loss) carried forward14 | - | €805,073 | €823,402 | €781,405 | €774,368 | ▼ 0.9% |
| Amounts payable17/49 | €4.7m | €4.1m | €3.7m | €3.7m | €3.7m | ▼ 0.2% |
| Amounts payable after more than one year17 | €3.4m | €400,000 | €3.7m | €3.7m | €3.7m | = |
| Financial debts170/4 | €3.4m | €400,000 | €3.7m | €3.7m | €3.7m | = |
| Amounts payable within one year42/48 | €1.3m | €3.7m | €40,398 | €9,000 | €1,970 | ▼ 78.1% |
| Current portion of amounts payable after more than one year42 | €348,682 | - | - | - | - | - |
| Trade debts44 | €45,338 | €52,479 | €26,721 | €1,812 | €0 | ▼ 100% |
| Suppliers440/4 | €45,338 | €52,479 | €26,721 | €1,812 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €124,241 | €29,407 | €13,676 | €7,188 | €1,970 | ▼ 72.6% |
| Taxes450/3 | €69,383 | €17,459 | €13,676 | €7,188 | €1,970 | ▼ 72.6% |
| Remuneration and social security454/9 | €54,858 | €11,948 | €0 | - | - | - |
| Other amounts payable47/48 | €771,961 | €3.6m | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €34,370 | €11,616 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,039 | €805,073 | €18,329 | -€41,997 | -€7,037 | ▲ 83.2% |
| + Depreciation and write-downs630 | €2,536 | €22,033 | €21,928 | €19,732 | €800 | ▼ 95.9% |
| Operating cash flow (approximation) | €33,575 | €827,106 | €40,257 | -€22,265 | -€6,238 | ▲ 72.0% |
| Investment in fixed assets (approximation) | - | €117,694 | €0 | €0 | €7,838 | - |
| Change in cash | - | -€7,844 | €63,339 | €47,138 | -€2,582 | ▼ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 79.09
Current ratio from 17.91 to 79.09; short-term debt falls from €9,000 to €1,970.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€41,997
Net result drops to -€41,997, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 17.91
Current ratio from 5.32 to 17.91; short-term debt falls from €40,398 to €9,000.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Liquidity times 37current ratio 5.32
Current ratio from 0.14 to 5.32; short-term debt falls from €3.7m to €40,398.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €805,073 ▲2,494%
Net result €805,073, the highest in the series.
31-12
Financial
Equity above €500,000Eq €819,722 ▲5,496%
2 profitable years in a row build equity to €819,722.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €31,039
Net result €31,039 after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2020
Ground area
2.1 ha
Building footprint
2.2 ha
Volume, LiDAR
115,581 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Nieuwlandlaan 87, 3200 Aarschot
since 20202.299.051.438
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M0234/00K002 | Flanders | 1.4 ha | 1 · 1.4 ha | 8.6 m · 2 fl. |
| 24662F0032/00T000 | Flanders | 6,845 m² | 1 · 7,586 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- T&A Holding
- PoolNet Group
Highest known parent: T&A Holding. The sources do not say who stands above it.
Owners 1
- T&A Holdingparent100%
Holdings 1
-
100%
According to the 2025 annual accounts of PoolNet Group and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,184 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82100Office administrative and support services
Contact
E-mail
info@tsph.be
E-invoicing
Not found in the Peppol register
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.