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POOL & HOUSE

Active
Private limited companyfounded 2007active for 19 yearsIlse Velden 21, 2260 Westerlo, BelgiumKBO/BCE: BE 0891.411.291
Summary

POOL & HOUSE has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,159 and a net result of €2,235. Equity has been stable since 2018 (±0.8% per year). Its solvency ranks better than 16% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-08-2007 Normal situation
Activity
Other building finishing work NACE 43350and 2 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.164.555.790 2260 Westerlo, since 27-08-2007
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Board
Shareholders

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€42,848
▼ 18.8%
Turnover
≈ €250,000
estimated
Profit
€2,235
▼ 65.4%
Equity
€47,159
▲ 5.0%
Total assets
€379,931
▲ 397%
Employees on 31-12-2025
1
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €47,159 (12.4% of total assets)lowers riskLiquidity: current ratio 1.71, cash €107,189Size: total assets €379,931Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 33% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 37-47
equity 12.4% of total assets
Liquidity 55-25
short-term debt 58.6% · cash 28.2%
Profitability 39-40
return on assets 0.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.2 percentage points vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.71 (2.43 in 2024), above the usual 1.5. Short-term debt is 58.6% and cash 28.2% of total assets. However, 87.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 15% of them on solvency, 51% on liquidity, 19% on profitability and 47% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €47,159 (12.4% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.71, cash €107,189
NBB · annual accounts
lowers risk · Size: total assets €379,931
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
17 days early
2023
21 days early
2022
14 days early
2021
30 days early
2020
47 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 84% of companies in specialised constructionsector median 46.7% · 34,946 companies 12.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €2,235 6 years View

Recent changes

  1. · Gazette deed Appointments: BV Green Wave Projects (director) and BV Sequoia Forest (director)Permanent representatives: Wannes Verrezen and Wim Verrezen
  2. · Gazette deed Registered office moved to WesterloChange of role: BENEENS, Nadine Martha Jozef, from manager to director
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as POOL & HOUSE: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €312,000 and €442,000, founded between 2006 and 2009.

CompanyTotal assetsGross margin
POOL & HOUSE Westerlo€379,931€42,848
MARCO BOUW Antwerpen€375,360€45,787
RENO STAN Antwerpen€441,624€46,105
ETHA Asse€370,571€42,005
BDW-projects Lievegem€342,425€44,548
TT-PROJECTS Roosdaal€337,880€52,000
DEBA Charleroi€311,762€38,756
Full comparison

Key facts about POOL & HOUSE

What is the company number of POOL & HOUSE?
The company number of POOL & HOUSE is 0891.411.291. The VAT number is the same number with BE in front: BE 0891.411.291.
Where is POOL & HOUSE based?
The registered office is at Ilse Velden 21, 2260 Westerlo.Company details
What does POOL & HOUSE do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of POOL & HOUSE?
The legal form of POOL & HOUSE is Private limited company (BV).
When was POOL & HOUSE founded?
POOL & HOUSE was founded on 13-08-2007.
Is POOL & HOUSE still active?
Yes, POOL & HOUSE is an active enterprise in the KBO register.
How many employees does POOL & HOUSE have?
POOL & HOUSE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does POOL & HOUSE fall under?
In its 2025 annual accounts, POOL & HOUSE states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of POOL & HOUSE?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €42,848 and 87 comparable companies (NACE 433). It probably lies between €170,000 and €430,000.
Is POOL & HOUSE profitable?
In financial year 2025, POOL & HOUSE made a profit of €2,235.
Where can I find the annual accounts of POOL & HOUSE?
POOL & HOUSE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POOL & HOUSE due?
POOL & HOUSE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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