DEBA
ActiveSummary
DEBA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,741 and a net result of €31,403. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 61% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+64
Solvency82▼-18
Growth54▲+2
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 3.42 against 11.03 in 2024; short-term debt: 29.1% and cash: 11% of total assets), and 43% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
10.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
16 d late
2020
87 d late
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€460,341▲ 6.7%
2024 · €431,406
EBIT margin
7.0%▲ 12.5pp
2024 · -5.5%
Net result
€31,403
2024 · -€20,813
Working capital
€219,844▼ 25.0%
2024 · €293,267
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€431,406€460,341▲ 6.7%
Operating result€37,445▼ 51.3%-€3,973-€43,689▼ 1,000%-€23,570▲ 46.1%€32,403
Net result€21,637▼ 62.0%€143,148▲ 562%-€44,447-€20,813▲ 53.2%€31,403
EBIT margin-5.5%7.0%▲ 12.5pp
Equity€173,449▲ 14.3%€316,598▲ 82.5%€272,150▼ 14.0%€251,337▼ 7.6%€177,741▼ 29.3%
Total assets€358,912▼ 7.8%€402,830▲ 12.2%€362,573▼ 10.0%€323,937▼ 10.7%€311,762▼ 3.8%
Debt€185,463▼ 21.9%€42,880▼ 76.9%€47,071▲ 9.8%€29,248▼ 37.9%€90,670▲ 210%
Working capital€56,193▲ 23.8%€355,728▲ 533%€312,076▼ 12.3%€293,267▼ 6.0%€219,844▼ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2022 Net result +562%, Equity +83% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32,403 after a loss of €23,570 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311,762
Fixed assets
€1,248 ▼ 12.2%
Current assets
€310,514 ▼ 3.7%
Equity and liabilities €311,762
Equity
€177,741 ▼ 29.3%
Provisions
€43,352 =
Debt
€90,670 ▲ 210%
Debt's share of the balance-sheet total rises from 9.0% to 29.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33,609▲
2024 · -€21,566
Cash flow
€32,609▲
2024 · -€18,809
Current ratio
3.42▼
2024 · 11.03
Debt to equity
0.51▲
2024 · 0.12
ROE
17.7%▲
2024 · -8.3%
ROA
10.1%▲
2024 · -6.4%
Interest coverage
22.63▲
2024 · -15.09
Debt ≤ 1 year
€90,670▲
2024 · €29,248
Income taxes
€2,030
Staff costs
€1,429▼
2024 · €2,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €431,406 | €460,341 | ▲ 6.7% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €450,485 | €426,765 | ▼ 5.3% |
| Remuneration, social security and pensions62 | - | €1,739 | €3,996 | €2,624 | €1,429 | ▼ 45.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,421 | €1,232 | €1,768 | €2,004 | €1,206 | ▼ 39.8% |
| Other operating charges640/8 | - | €10,396 | €3,608 | €3,601 | €3,718 | ▲ 3.2% |
| Gross operating margin9900 | €62,716 | €9,395 | -€34,318 | -€15,340 | €38,756 | ▲ 353% |
| Operating profit (loss)9901 | €37,445 | -€3,973 | -€43,689 | -€23,570 | €32,403 | ▲ 237% |
| Financial income75/76B | - | €202,108 | €960 | €4,186 | €2,515 | ▼ 39.9% |
| Recurring financial income75 | €1,500 | €961 | €960 | €2,186 | €2,515 | ▲ 15.1% |
| Non-recurring financial income76B | - | €201,148 | - | €2,000 | - | - |
| Financial charges65/66B | - | €12,159 | €1,718 | €1,429 | €1,485 | ▲ 3.9% |
| Recurring financial charges65 | €8,945 | €12,159 | €1,718 | €1,429 | €1,485 | ▲ 3.9% |
| Profit (loss) for the period before taxes9903 | €30,000 | €185,976 | -€44,447 | -€20,813 | €33,433 | ▲ 261% |
| Transfer to deferred taxes680 | - | €43,352 | - | - | - | - |
| Income taxes67/77 | €8,363 | -€524 | - | - | €2,030 | - |
| Profit (loss) for the period9904 | €21,637 | €143,148 | -€44,447 | -€20,813 | €31,403 | ▲ 251% |
| Transfer to tax-exempt reserves689 | - | €150,055 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €21,637 | -€6,907 | -€44,447 | -€20,813 | €31,403 | ▲ 251% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €358,912 | €402,830 | €362,573 | €323,937 | €311,762 | ▼ 3.8% |
| Fixed assets21/28 | €234,168 | €4,221 | €3,426 | €1,422 | €1,248 | ▼ 12.2% |
| Tangible fixed assets22/27 | €234,143 | €4,196 | €3,401 | €1,397 | €1,223 | ▼ 12.4% |
| Plant, machinery and equipment23 | - | - | €884 | €560 | €236 | ▼ 57.8% |
| Furniture and vehicles24 | - | €4,196 | €2,516 | €836 | €987 | ▲ 18.0% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €124,745 | €398,608 | €359,147 | €322,516 | €310,514 | ▼ 3.7% |
| Amounts receivable after more than one year29 | - | €48,000 | €48,000 | €48,000 | €125,750 | ▲ 162% |
| Other amounts receivable291 | - | €48,000 | €48,000 | €48,000 | €125,750 | ▲ 162% |
| Amounts receivable within one year40/41 | €36,347 | €83,327 | €124,106 | €87,788 | €149,832 | ▲ 70.7% |
| Trade receivables40 | - | €57,366 | €89,763 | €58,614 | €110,031 | ▲ 87.7% |
| Other amounts receivable41 | - | €25,961 | €34,343 | €29,174 | €39,801 | ▲ 36.4% |
| Cash at bank and in hand54/58 | €28,397 | €267,281 | €186,909 | €186,194 | €34,358 | ▼ 81.5% |
| Deferred charges and accrued income490/1 | - | - | €132 | €533 | €574 | ▲ 7.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €358,912 | €402,830 | €362,573 | €323,937 | €311,762 | ▼ 3.8% |
| Equity10/15 | €173,449 | €316,598 | €272,150 | €251,337 | €177,741 | ▼ 29.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €151,915 | €151,915 | €151,915 | €151,915 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €150,055 | €150,055 | €150,055 | €150,055 | = |
| Profit (loss) carried forward14 | €152,989 | €146,082 | €101,635 | €80,822 | €7,225 | ▼ 91.1% |
| Provisions and deferred taxes16 | - | €43,352 | €43,352 | €43,352 | €43,352 | = |
| Deferred taxes168 | - | €43,352 | €43,352 | €43,352 | €43,352 | = |
| Amounts payable17/49 | €185,463 | €42,880 | €47,071 | €29,248 | €90,670 | ▲ 210% |
| Amounts payable after more than one year17 | €116,912 | - | - | - | - | - |
| Amounts payable within one year42/48 | €68,551 | €42,880 | €47,071 | €29,248 | €90,670 | ▲ 210% |
| Trade debts44 | €7,620 | €41,006 | €45,432 | €27,320 | €59,170 | ▲ 117% |
| Suppliers440/4 | - | €41,006 | €45,432 | €27,320 | €59,170 | ▲ 117% |
| Taxes, remuneration and social security45 | - | €1,874 | €1,639 | €1,928 | €31,500 | ▲ 1,534% |
| Taxes450/3 | - | €1,727 | €1,639 | €1,928 | €31,500 | ▲ 1,534% |
| Remuneration and social security454/9 | - | €147 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,637 | €143,148 | -€44,447 | -€20,813 | €31,403 | ▲ 251% |
| + Depreciation and write-downs630 | €13,421 | €1,232 | €1,768 | €2,004 | €1,206 | ▼ 39.8% |
| Operating cash flow (approximation) | €35,058 | €144,381 | -€42,680 | -€18,809 | €32,609 | ▲ 273% |
| Investment in fixed assets (approximation) | - | €228,714 | -€972 | €0 | -€1,032 | - |
| Change in cash | - | €238,884 | -€80,372 | -€715 | -€151,836 | ▼ 21,137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €31,403
Net result €31,403 after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€44,447
Net result drops to -€44,447, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €143,148 ▲562%
Net result €143,148, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 9.30
Current ratio from 1.82 to 9.30; short-term debt falls from €68,551 to €42,880.
30-06
Financial
Equity above €200,000Eq €316,598 ▲82.5%
4 profitable years in a row build equity to €316,598.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
30-06
Financial
Equity above €150,000Eq €151,813 ▲27.8%
2 profitable years in a row build equity to €151,813.
Show earlier events
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2008
Ground area
100 m²
Building footprint
62 m²
Volume, LiDAR
813 m³
Parcel 52011B0240/00G026, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DEBA sprl
since 20082.173.876.403
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0240/00G026 | Wallonia | 100 m² | 1 · 62 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
9 categoriesDEBA SRL39521
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Of 7,300 companies in sector 43350 we hold annual accounts for 2,361. 1,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43350Other building finishing work
33200Installation of industrial machinery and equipment
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
42110Construction of roads and motorways
42120Civil engineering
42130Civil engineering
42211Civil engineering
42212Civil engineering
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
42911Civil engineering
42990Civil engineering
43110Demolition
43211General electrical installation work
43212Electrical installation work in industrial facilities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
43421Specialised construction activities
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806314478
Registered
09-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.