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PONTOS

Active Private limited companyfounded 2008active for 17 yearsVinkenkantstraat 26, 3660 OudsbergenKBO/BCE: BE 0808.268.237

Lifetime

17 annual accounts with figures on one time axis
peak €297,321 (2020)
€174,294▲ 3.6%
lowest -€40,774 (2022)
€438▼ 94.0%
peak €132,790 (2020)
€118,676▲ 0.4%
€857,456▲ 41.1%
peak 5.5 FTE (2020)
1.9 FTE▼ 29.6%
Board2 names since 2011
2 directorsMEVECON and 1 other
Owners
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Result from €7,338 to €438Staff from 2.7 FTE to 1.9 FTEDebts from €607,780 to €857,456Investments €152,054Cash from €16,987 to €24,280

Key points

from the 2025 annual accounts

Turnover

≈ €890,000 estimated

The abbreviated format states no turnover.

Debts

€857,456 88% of the balance sheet
Financial debts 34%Suppliers 28%Taxes and wages 3%Other 36%

Of this, €712,908 falls due within a year.

Investments

€152,054 3.0 × depreciation
2021202320242025

Green is investment, beige is depreciation. Machinery stands 20.2% higher than in 2024.

Staff

1.9 FTE from 5.5 in 2020

Between 2020 and 2025, 65% of the full-time equivalents disappeared.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Eight of the last ten came late. The 2022 accounts came latest: 32 days after the end of the period.

Position in the sector

12.2%

Lower solvency than 80% of companies in wholesale trade. Sector median 42.9% · 9,902 companies.

Checked score

68
Healthy
Financially stronger than 28% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%▲ +0.3 percentage points vs 04-2025 06-2025: 2.1%▲ +0.2 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -2.3 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.6 percentage points vs 07-2026 09-2026: 0.6%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value

Financial strength
Weak

37-4equity 12.2% of total assets
14=short-term debt 73.0% · cash 2.5%
38-1return on assets 0.0%

Score breakdown

raises risk
Equity €118,676 (12.2% of total assets)
Liquidity: current ratio 1.00, cash €24,280
lowers risk
Founded in 2008
Size: 1.9 FTE, total assets €976,132
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 25% of them on solvency, 14% on liquidity, 31% on profitability and 42% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as PONTOS has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PONTOS itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for PONTOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.0 (1.08 in 2024), below the usual 1.5. Short-term debt is 73% and cash 2.5% of total assets. 87.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Equity €118,676 (12.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 1.9 FTE, total assets €976,132
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.00, cash €24,280
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9902 sector peers (2025).
NBB · sector comparison
Position among 9902 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days late
2023
26 days late
2022
32 days late
2021
31 days late
2020
4 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

M
Director, Tom VAN DIEST, since 23-03-2011
D
Director, Frederick DE BUSSCHERE, since 01-10-2021
  • MEVECON 50%equity €206,636 (2025) · 2025 annual accounts of MEVECON
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808268237
2 directors appointed, 2 resignations Resignations: MEVECON and DIBUCON · Appointments: MEVECON (director) and DIBUCON (director) · Permanent representatives: Tom VAN DIEST and Frederick DE BUSSCHERE · General meeting of 05-12-2023 · Gazette deed
Registered office moved from Diepenbeek to Oudsbergen New registered office: Vinkenkantstraat 26, 3660 Oudsbergen · Previous registered office: Ambachtsstraat 9 bus 1, 3590 Diepenbeek · Appointment: Dibucon VOF (director) · Board meeting of 01-08-2022 · Gazette deed
New establishment in Genk Jan Latoslaan 7
All 30 events

Comparable companies

same main activity, similar in size and age
Company
PONTOS Oudsbergen €1.0m €174,294 12.2% 1.9
TIMELESS INTERIORS Kortrijk €0.8m €190,513 35.7% 1.3
CLASSIC COMFORT Laakdal €0.8m €197,600 51.8% 2
ALLCHEM Ghent €0.7m €219,558 68.2% 1.9
THE DEPOT Zonhoven €1.7m €402,785 13.2% 1.3
HERMES TRADING Ronse €1.8m €228,238 75.9% 1.3
BRYSSE-DERAEDT Beernem €0.7m €233,395 10.3% 2

These companies have the same main activity as PONTOS: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €674,000 and €1.8m, founded between 2005 and 2010.

Official details

Source: KBO
Status
Active since 09-12-2008Normal situation
Activity
Non-specialised wholesale tradeNACE 46900and 3 others
Joint committees
116Chemical industry
207White-collar workers in the chemical industry · annual accounts 2022
Establishment units
2.175.563.6093660 Oudsbergen, since 01-01-2009
2.314.110.0933600 Genk, since 01-02-2020
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€976,132▲ 34.5%
Employeeson 31-12-2025
2=
Filing
Filed on 28-08-2026
Financials

Insights on PONTOS

PONTOS files the abbreviated format. That format states no turnover. The gross margin rose from €113,994 in 2009 to €174,294 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PONTOS

What is the company number of PONTOS?
The company number of PONTOS is 0808.268.237. The VAT number is the same number with BE in front: BE 0808.268.237.
Where is PONTOS based?
The registered office is at Vinkenkantstraat 26, 3660 Oudsbergen.Company details
What does PONTOS do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of PONTOS?
PONTOS is a private limited company (BV).
When was PONTOS founded?
PONTOS was founded on 09-12-2008.
Is PONTOS still active?
Yes, PONTOS is an active enterprise in the KBO register.
How many employees does PONTOS have?
PONTOS had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PONTOS fall under?
In its 2022 annual accounts, PONTOS states joint committees 116 (Chemical industry) and 207 (White-collar workers in the chemical industry).
What is the turnover of PONTOS?
The turnover in financial year 2025 is ≈ €890,000. This figure is estimated from the gross margin of €174,294 and 102 comparable companies (NACE 46). It probably lies between €420,000 and €1.6m.
Is PONTOS profitable?
In financial year 2025, PONTOS made a profit of €438.
Where can I find the annual accounts of PONTOS?
PONTOS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PONTOS due?
PONTOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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