PONTOS
ActiveSummary
PONTOS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,676 and a net result of €438. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 19% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-1
Solvency37▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.08 in 2024; short-term debt: 73% and cash: 2.5% of total assets), and 87.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
0%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8190 sector peers (2025).
NBB · sector comparisonPosition among 8190 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
26 d late
2022
32 d late
2021
31 d late
2020
4 d early
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€118,676▲ 0.4%
2024 · €118,238
Total assets
€976,132▲ 34.5%
2024 · €726,018
Net result
€438▼ 94.0%
2024 · €7,338
Working capital
€524▼ 98.8%
2024 · €42,121
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,059-€27,393▼ 441%€56,598€37,597▼ 33.6%€37,286▼ 0.8%
Net result-€15,811below the sector's middle half-€40,774below the sector's middle half▼ 158%€34,695within the sector's middle half€7,338within the sector's middle half▼ 78.9%€438within the sector's middle half▼ 94.0%
Equity€116,979below the sector's middle half▼ 11.9%€76,205below the sector's middle half▼ 34.9%€110,900below the sector's middle half▲ 45.5%€118,238below the sector's middle half▲ 6.6%€118,676within the sector's middle half▲ 0.4%
Total assets€771,219within the sector's middle half▲ 0.9%€711,530within the sector's middle half▼ 7.7%€691,918within the sector's middle half▼ 2.8%€726,018within the sector's middle half▲ 4.9%€976,132within the sector's middle half▲ 34.5%
Debt€654,240▲ 3.5%€635,325▼ 2.9%€581,018▼ 8.5%€607,780▲ 4.6%€857,456▲ 41.1%
Working capital€10,128below the sector's middle half▼ 52.8%-€16,075below the sector's middle half€28,219below the sector's middle half€42,121below the sector's middle half▲ 49.3%€524below the sector's middle half▼ 98.8%
Solvency15.2%below the sector's middle half▼ 2.2pp10.7%below the sector's middle half▼ 4.5pp16.0%below the sector's middle half▲ 5.3pp16.3%below the sector's middle half▲ 0.3pp12.2%below the sector's middle half▼ 4.1pp
Current ratio1.02below the sector's middle half▼ 0.020.97below the sector's middle half▼ 0.051.05below the sector's middle half▲ 0.081.08below the sector's middle half▲ 0.031.00below the sector's middle half▼ 0.08
Return on assets (ROA)-2.1%below the sector's middle half▼ 3.4pp-5.7%below the sector's middle half▼ 3.7pp5.0%within the sector's middle half▲ 10.7pp1.0%within the sector's middle half▼ 4.0pp0.0%within the sector's middle half▼ 1.0pp
Staff (FTE)5.5within the sector's middle half=4.2within the sector's middle half▼ 23.6%3.8within the sector's middle half▼ 9.5%2.7within the sector's middle half▼ 28.9%1.9within the sector's middle half▼ 29.6%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €976,132
Fixed assets
€262,701 ▲ 63.3%
Current assets
€713,432 ▲ 26.2%
Equity and liabilities €976,132
Equity
€118,676 ▲ 0.4%
Debt
€857,456 ▲ 41.1%
Debt's share of the balance-sheet total rises from 83.7% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87,547▲
2024 · €64,691
Cash flow
€50,700▲
2024 · €34,432
Quick ratio
0.31▼
2024 · 0.40
Debt to equity
7.23▲
2024 · 5.14
ROE
0.4%▼
2024 · 6.2%
Interest coverage
2.29▲
2024 · 2.25
Debt ≤ 1 year
€712,908▲
2024 · €522,989
Debt > 1 year
€141,282▲
2024 · €73,390
Income taxes
€0▼
2024 · €1,502
Staff costs
€79,103▼
2024 · €102,794
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,276 | €999 | €0 | €1,294 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €224,167 | €173,798 | €175,712 | €102,794 | €79,103 | ▼ 23.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,212 | €41,342 | €26,626 | €27,094 | €50,261 | ▲ 85.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,066 | €0 | - | €1,437 | - |
| Other operating charges640/8 | €1,415 | €1,466 | €1,229 | €648 | €6,207 | ▲ 859% |
| Non-recurring operating charges66A | - | - | €1,146 | €67 | €0 | ▼ 100% |
| Gross operating margin9900 | €261,735 | €190,279 | €261,310 | €168,200 | €174,294 | ▲ 3.6% |
| Operating profit (loss)9901 | -€5,059 | -€27,393 | €56,598 | €37,597 | €37,286 | ▼ 0.8% |
| Financial income75/76B | €2,318 | €574 | €26 | €5 | €1,322 | ▲ 24,284% |
| Recurring financial income75 | €2,318 | €574 | €26 | €5 | €1,322 | ▲ 24,284% |
| Financial charges65/66B | €12,681 | €13,601 | €20,597 | €28,762 | €38,169 | ▲ 32.7% |
| Recurring financial charges65 | €12,681 | €13,601 | €20,597 | €28,762 | €38,169 | ▲ 32.7% |
| Profit (loss) for the period before taxes9903 | -€15,422 | -€40,420 | €36,028 | €8,840 | €438 | ▼ 95.0% |
| Income taxes67/77 | €389 | €354 | €1,332 | €1,502 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€15,811 | -€40,774 | €34,695 | €7,338 | €438 | ▼ 94.0% |
| Profit (loss) for the period to be appropriated9905 | -€15,811 | -€40,774 | €34,695 | €7,338 | €438 | ▼ 94.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €771,219 | €711,530 | €691,918 | €726,018 | €976,132 | ▲ 34.5% |
| Fixed assets21/28 | €204,954 | €163,613 | €138,617 | €160,908 | €262,701 | ▲ 63.3% |
| Intangible fixed assets21 | €169,890 | €146,829 | €124,675 | €103,575 | €181,072 | ▲ 74.8% |
| Tangible fixed assets22/27 | €35,064 | €16,784 | €13,942 | €57,333 | €81,629 | ▲ 42.4% |
| Plant, machinery and equipment23 | €8,122 | €528 | €2,316 | €31,767 | €38,199 | ▲ 20.2% |
| Furniture and vehicles24 | €26,942 | €16,256 | €11,626 | €22,082 | €37,167 | ▲ 68.3% |
| Other tangible fixed assets26 | - | - | - | €3,484 | €6,263 | ▲ 79.8% |
| Current assets29/58 | €566,265 | €547,918 | €553,301 | €565,110 | €713,432 | ▲ 26.2% |
| Stocks and contracts in progress3 | €338,041 | €332,467 | €339,851 | €356,707 | €495,291 | ▲ 38.9% |
| Stocks30/36 | €338,041 | €332,467 | €339,851 | €356,707 | €495,291 | ▲ 38.9% |
| Amounts receivable within one year40/41 | €194,821 | €184,584 | €157,915 | €183,387 | €190,743 | ▲ 4.0% |
| Trade receivables40 | €194,341 | €184,104 | €157,435 | €178,115 | €182,854 | ▲ 2.7% |
| Other amounts receivable41 | €480 | €480 | €480 | €5,272 | €7,889 | ▲ 49.6% |
| Cash at bank and in hand54/58 | €31,402 | €27,703 | €52,754 | €16,987 | €24,280 | ▲ 42.9% |
| Deferred charges and accrued income490/1 | €2,000 | €3,164 | €2,781 | €8,029 | €3,118 | ▼ 61.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €771,219 | €711,530 | €691,918 | €726,018 | €976,132 | ▲ 34.5% |
| Equity10/15 | €116,979 | €76,205 | €110,900 | €118,238 | €118,676 | ▲ 0.4% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €114,240 | €57,655 | €92,350 | €99,688 | €100,126 | ▲ 0.4% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €0 | - | - | - |
| Distributable reserves133 | €112,385 | €55,800 | €92,350 | €99,688 | €100,126 | ▲ 0.4% |
| Profit (loss) carried forward14 | -€15,811 | €0 | - | - | - | - |
| Amounts payable17/49 | €654,240 | €635,325 | €581,018 | €607,780 | €857,456 | ▲ 41.1% |
| Amounts payable after more than one year17 | €96,783 | €70,418 | €48,653 | €73,390 | €141,282 | ▲ 92.5% |
| Financial debts170/4 | €96,783 | €70,418 | €48,653 | €73,390 | €141,282 | ▲ 92.5% |
| Amounts payable within one year42/48 | €556,137 | €563,993 | €525,082 | €522,989 | €712,908 | ▲ 36.3% |
| Current portion of amounts payable after more than one year42 | €34,616 | €26,365 | €21,766 | €33,429 | €86,347 | ▲ 158% |
| Financial debts43 | €157,166 | €156,914 | €149,748 | €123,407 | €150,000 | ▲ 21.5% |
| Credit institutions430/8 | €157,166 | €156,914 | €149,748 | €123,407 | €150,000 | ▲ 21.5% |
| Trade debts44 | €162,637 | €202,891 | €170,734 | €217,131 | €238,493 | ▲ 9.8% |
| Suppliers440/4 | €162,637 | €202,891 | €170,734 | €217,131 | €238,493 | ▲ 9.8% |
| Advances received on contracts in progress46 | €228 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €50,941 | €37,129 | €46,256 | €15,290 | €21,973 | ▲ 43.7% |
| Taxes450/3 | €9,738 | €10,473 | €14,049 | €9,455 | €7,301 | ▼ 22.8% |
| Remuneration and social security454/9 | €41,203 | €26,656 | €32,207 | €5,835 | €14,672 | ▲ 151% |
| Other amounts payable47/48 | €150,549 | €140,695 | €136,578 | €133,733 | €216,095 | ▲ 61.6% |
| Accrued charges and deferred income492/3 | €1,320 | €914 | €7,284 | €11,401 | €3,266 | ▼ 71.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,811 | -€40,774 | €34,695 | €7,338 | €438 | ▼ 94.0% |
| + Depreciation and write-downs630 | €41,212 | €41,342 | €26,626 | €27,094 | €50,261 | ▲ 85.5% |
| Operating cash flow (approximation) | €25,400 | €568 | €61,321 | €34,432 | €50,700 | ▲ 47.2% |
| Investment in fixed assets (approximation) | - | €0 | -€1,630 | -€49,385 | -€152,054 | ▼ 208% |
| Change in cash | - | -€3,699 | €25,051 | -€35,768 | €7,294 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Back to profitnet €34,695
Net result €34,695 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €110,900 ▲45.5%
Equity rises from €76,205 to €110,900.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet -€40,774
Net result drops to -€40,774, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 2 establishment units since 2009
Ground area
6,749 m²
Building footprint
2,255 m²
Volume, LiDAR
14,464 m³
2 parcels, Flanders · tallest building 19.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
PONTOS
since 20092.175.563.609
Jan Latoslaan 7, 3600 Genk
since 20202.314.110.093
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0032/00B036 | Flanders | 5,280 m² | 1 · 2,128 m² | 19.5 m · 2 fl. |
| 71047A0947/00L000 | Flanders | 1,469 m² | 1 · 127 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts MEVECON 202550%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.314.110.093
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Of 1,567 companies in sector 46900 we hold annual accounts for 920. 618 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
46900Non-specialised wholesale trade
64210Activities of holding companies
70200Business and other management consultancy
Contact
Phone
013/555912Oudsbergen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808268237
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.