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CLASSIC COMFORT

Active
Private limited companyfounded 2006active for 20 yearsMarkestraat 7, 2430 Laakdal, BelgiumKBO/BCE: BE 0880.019.533

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CLASSIC COMFORT has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400,805 and a net result of €4,207. Equity has been growing by about 7.4% per year since 2018. Its solvency ranks better than 59% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 16-03-2006 Normal situation
Activity
Non-specialised wholesale trade NACE 46900and 3 others
Establishment unit
2.152.841.358 2430 Laakdal, since 11-04-2006
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Mellebeek GuntherDirector · since 18-12-2023

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€197,600
▼ 1.5%
Turnover
≈ €1.0m
estimated
Profit
€4,207
▼ 41.8%
Equity
€400,805
▼ 22.8%
Total assets
€774,375
▼ 0.6%
Staff
2 FTE
=
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownraises risk1 of the last 3 accounts latelowers riskFounded in 2006Equity €400,805 (51.8% of total assets)Size: 2 FTE, total assets €774,375Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 77-15
equity 51.8% of total assets
Liquidity 37-14
short-term debt 48.2% · cash 9.0%
Profitability 48+6
return on assets 0.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.1%▼ -0.3 percentage points vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.6 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.98 (2.79 in 2024), above the usual 1.5. Short-term debt is 48.2% and cash 9% of total assets. 48.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 59% of them on solvency, 35% on liquidity, 37% on profitability and 18% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €400,805 (51.8% of total assets)
NBB · annual accounts
lowers risk · Size: 2 FTE, total assets €774,375
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
14 days late
2023
92 days late
2022
88 days late
2021
88 days late
2020
60 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 October (4 of the last 5 accounts filed within 74 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as CLASSIC COMFORT: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €591,000 and €1.1m, founded between 2004 and 2008.

CompanyTotal assetsGross margin
CLASSIC COMFORT Laakdal€0.8m€0.2m
ALLCHEM Gent€0.7m€0.2m
BRYSSE-DERAEDT Beernem€0.7m€0.2m
WHITE FARM PASSCHENDAELE Zonnebeke€1.1m€0.2m
PONTOS Oudsbergen€1.0m€0.2m
ZAP INTERNATIONAL TRADE Lochristi€0.7m€0.1m
S.K.S Antwerpen€0.6m€0.4m
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about CLASSIC COMFORT

What is the company number of CLASSIC COMFORT?
The company number of CLASSIC COMFORT is 0880.019.533. The VAT number is the same number with BE in front: BE 0880.019.533.
Where is CLASSIC COMFORT based?
The registered office is at Markestraat 7, 2430 Laakdal.Company details
What does CLASSIC COMFORT do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of CLASSIC COMFORT?
The legal form of CLASSIC COMFORT is Private limited company (BV).
When was CLASSIC COMFORT founded?
CLASSIC COMFORT was founded on 16-03-2006.
Is CLASSIC COMFORT still active?
Yes, CLASSIC COMFORT is an active enterprise in the KBO register.
How many employees does CLASSIC COMFORT have?
CLASSIC COMFORT had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CLASSIC COMFORT?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €197,600 and 103 comparable companies (NACE 46). It probably lies between €510,000 and €1.8m.
Is CLASSIC COMFORT profitable?
In financial year 2025, CLASSIC COMFORT made a profit of €4,207.
Where can I find the annual accounts of CLASSIC COMFORT?
CLASSIC COMFORT filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CLASSIC COMFORT due?
CLASSIC COMFORT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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