Pons Group
ActiveSummary
Pons Group has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.89M and a net result of €1.51M. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 10.56 against 7.91 in 2024; short-term debt: 5.7% and cash: 1.8% of total assets), and 6.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
16%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
57 d late
2023
2 d early
2022
on the day
2021
39 d early
2020
17 d late
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.51M▼ 1.2%
2024 · €1.53M
2018: €390k
2019: €505k
2020: €908k
2021: €690k
2022: €492k
2023: €1.14M
2024: €1.53M
2018 → 2025
Working capital
€5.15M▲ 41.7%
2024 · €3.64M
2018: €956k
2019: €1.46M
2020: €2.29M
2021: €1.53M
2022: €1.86M
2023: €2.51M
2024: €3.64M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.25M-€5.54M▲ 5.6%€6.18M▲ 11.5%€7.38M▲ 19.4%€8.89M▲ 20.5%
Operating result€132k-€145k▲ 9.9%€165k▲ 13.9%€200k▲ 21.3%€83k▼ 58.7%
Net result€690k-€492k▼ 28.6%€1.14M▲ 131%€1.53M▲ 34.5%€1.51M▼ 1.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.47M
Fixed assets
€3.78M ▼ 1.0%
Current assets
€5.69M ▲ 36.8%
Equity and liabilities €9.47M
Equity
€8.89M ▲ 20.5%
Debt
€580k ▼ 3.3%
Debt's share of the balance-sheet total falls from 7.5% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€120k▼
2024 · €211k
Cash flow
€1.55M▲
2024 · €1.54M
Current ratio
10.56▲
2024 · 7.91
Debt to equity
0.07▼
2024 · 0.08
ROE
17.0%▼
2024 · 20.7%
ROA
16.0%▼
2024 · 19.2%
Interest coverage
1.51▲
2024 · 0.99
Debt ≤ 1 year
€539k▲
2024 · €526k
Income taxes
€44k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.98M€9.47M▲
Fixed assets21/28€3.82M€3.78M▼
Tangible fixed assets22/27€1.58M€1.54M▼
Furniture and vehicles24€102k€64k▼
Other tangible fixed assets26€1.48M€1.48M=
Financial fixed assets28€2.24M€2.24M=
Current assets29/58€4.16M€5.69M▲
Amounts receivable after more than one year29€298k€1.32M▲
Other amounts receivable291€298k€1.32M▲
Amounts receivable within one year40/41€299k€2.08M▲
Trade receivables40€259k€374k▲
Other amounts receivable41€39k€1.71M▲
Current investments50/53€2.72M€2.12M▼
Cash at bank and in hand54/58€838k€169k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€7.98M€9.47M▲
Equity10/15€7.38M€8.89M▲
Contributions10/11€1.29M€1.29M=
Reserves13€1.57M€1.57M=
Non-distributable reserves130/1€90k€90k=
Reserves not available under the articles1311€90k€90k=
Distributable reserves133€1.48M€1.48M=
Profit (loss) carried forward14€4.51M€6.03M▲
Amounts payable17/49€600k€580k▼
Amounts payable within one year42/48€526k€539k▲
Financial debts43€499k€503k▲
Credit institutions430/8€499k€503k▲
Trade debts44€20k€24k▲
Suppliers440/4€20k€24k▲
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€0-
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€74k€41k▼
Income statement
Code20242025
Non-recurring operating income76A€41k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€38k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€218k€122k▼
Operating profit (loss)9901€200k€83k▼
Financial income75/76B€1.61M€1.55M▼
Recurring financial income75€1.61M€1.55M▼
Financial charges65/66B€212k€79k▼
Recurring financial charges65€212k€79k▼
Profit (loss) for the period before taxes9903€1.60M€1.56M▼
Income taxes67/77€64k€44k▼
Profit (loss) for the period9904€1.53M€1.51M▼
Profit (loss) for the period to be appropriated9905€1.53M€1.51M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.84M€6.03M▲
Profit (loss) brought forward from the previous period14P€3.31M€4.51M▲
Profit to be distributed694/7€330k€0▼
Return on contributions (dividend)694€330k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €1.53M ▲34.5%
Operating result €200k, net result €1.53M, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €5MEq €5.25M ▲15.1%
4 profitable years in a row build equity to €5.25M.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2015
Ground area
282 m²
Building footprint
181 m²
Volume, LiDAR
2,223 m³
Parcel 21362B0294/00W004, Brussels · tallest building 25.1 m, ±4 floors. Linked by address, not a title deed.
73
companies at this address
See who is registered here
1 establishment unit
Sint-Michielslaan 125, 1040 Etterbeek
since 20152.247.407.846
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0294/00W004 | Brussels | 282 m² | 1 · 180 m² | 25.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755002V2EP061TVGS46
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 7,434 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.