POLYPHONIT
ActiveSummary
POLYPHONIT has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,696 and a net result of €88,682. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 30% of 21,120 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 1 FTE
- Equity
- €151,696
- Profit
- €88,682
Why 94lowers riskSize: total assets €446,513Sector: Computer programming, consultancy and related activities (NACE 62)Figures for financial year 2025 (filed 29-06-2026)Founded in 2012Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 31% on solvency, 20% on liquidity, 58% on profitability and 88% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €88,682 ▲302%
- Equity above €150,000equity €151,696 ▲92.2%
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 28% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €10,860 | €814 | ▼ 92.5% |
| Remuneration, social security and pensions62 | - | - | - | €59,526 | €64,781 | €69,864 | €77,498 | €81,238 | ▲ 4.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,331 | €22,207 | €24,180 | €23,725 | €37,019 | €32,664 | €34,624 | €32,211 | ▼ 7.0% |
| Other operating charges640/8 | - | - | - | €1,287 | €6,850 | €1,803 | €1,095 | €1,371 | ▲ 25.2% |
| Gross operating margin9900 | €43,489 | €35,101 | €46,659 | €107,446 | €98,447 | €129,625 | €149,963 | €141,448 | ▼ 5.7% |
| Operating profit (loss)9901 | €15,407 | €12,027 | €11,804 | €22,907 | -€10,203 | €25,294 | €36,746 | €26,627 | ▼ 27.5% |
| Financial income75/76B | - | - | - | €3 | €10,002 | €630 | €1,206 | €87,002 | ▲ 72× |
| Recurring financial income75 | - | €1 | €3 | €3 | €10,002 | €630 | €1,206 | €87,002 | ▲ 72× |
| Financial charges65/66B | - | - | - | €3,297 | €4,109 | €2,186 | €4,857 | €7,272 | ▲ 49.7% |
| Recurring financial charges65 | €1,039 | €1,276 | €1,681 | €3,297 | €4,109 | €2,186 | €4,857 | €7,272 | ▲ 49.7% |
| Profit (loss) for the period before taxes9903 | €14,368 | €10,752 | €10,126 | €19,613 | -€4,310 | €23,738 | €33,096 | €106,357 | ▲ 221% |
| Income taxes67/77 | €7,543 | €6,000 | €5,966 | €5,625 | €841 | €9,670 | €11,026 | €17,676 | ▲ 60.3% |
| Profit (loss) for the period9904 | €6,825 | €4,752 | €4,161 | €13,988 | -€5,151 | €14,069 | €22,069 | €88,682 | ▲ 302% |
| Profit (loss) for the period to be appropriated9905 | €6,825 | €4,752 | €4,161 | €13,988 | -€5,151 | €14,069 | €22,069 | €88,682 | ▲ 302% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €120,798 | €85,001 | €130,970 | €190,789 | €224,555 | €224,227 | €205,139 | €446,513 | ▲ 118% |
| Fixed assets21/28 | €72,830 | €54,554 | €66,623 | €111,134 | €157,968 | €136,319 | €105,904 | €341,697 | ▲ 223% |
| Tangible fixed assets22/27 | €71,630 | €50,254 | €61,960 | €106,471 | €153,305 | €131,656 | €101,241 | €70,368 | ▼ 30.5% |
| Land and buildings22 | - | - | - | €70,054 | €65,144 | €57,086 | €52,803 | €44,881 | ▼ 15.0% |
| Plant, machinery and equipment23 | - | - | - | - | - | €1,835 | €1,458 | €1,081 | ▼ 25.9% |
| Furniture and vehicles24 | - | - | - | €36,417 | €88,161 | €72,735 | €46,980 | €24,406 | ▼ 48.1% |
| Financial fixed assets28 | €1,200 | €4,300 | €4,663 | €4,663 | €4,663 | €4,663 | €4,663 | €271,330 | ▲ 58× |
| Current assets29/58 | €47,968 | €30,447 | €64,347 | €79,655 | €66,586 | €87,908 | €99,235 | €104,816 | ▲ 5.6% |
| Amounts receivable within one year40/41 | €20,783 | €20,650 | €28,272 | €49,184 | €41,465 | €57,304 | €76,148 | €61,898 | ▼ 18.7% |
| Trade receivables40 | - | - | - | €42,817 | €30,157 | €49,476 | €69,568 | €57,582 | ▼ 17.2% |
| Other amounts receivable41 | - | - | - | €6,368 | €11,308 | €7,828 | €6,581 | €4,316 | ▼ 34.4% |
| Cash at bank and in hand54/58 | €26,480 | €9,075 | €35,153 | €29,408 | €23,544 | €28,945 | €19,952 | €39,630 | ▲ 98.6% |
| Deferred charges and accrued income490/1 | - | - | - | €1,063 | €1,577 | €1,659 | €3,135 | €3,288 | ▲ 4.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €120,798 | €85,001 | €130,970 | €190,789 | €224,555 | €224,227 | €205,139 | €446,513 | ▲ 118% |
| Equity10/15 | €37,713 | €42,465 | €46,625 | €60,613 | €55,462 | €69,531 | €78,944 | €151,696 | ▲ 92.2% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €25,693 | €30,445 | €34,606 | €48,594 | €48,594 | €62,662 | €72,075 | €144,828 | ▲ 101% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €46,734 | €46,734 | €62,662 | €72,075 | €144,828 | ▲ 101% |
| Profit (loss) carried forward14 | €5,820 | €5,820 | €5,820 | €5,820 | €669 | €669 | €669 | €669 | = |
| Amounts payable17/49 | €83,085 | €42,536 | €84,344 | €130,175 | €169,092 | €154,696 | €126,195 | €294,816 | ▲ 134% |
| Amounts payable after more than one year17 | €34,781 | €18,296 | €32,666 | €55,290 | €85,360 | €54,989 | €30,719 | €135,051 | ▲ 340% |
| Financial debts170/4 | - | - | - | €55,290 | €85,360 | €54,989 | €30,719 | €135,051 | ▲ 340% |
| Amounts payable within one year42/48 | €48,304 | €24,240 | €51,678 | €74,886 | €83,732 | €98,984 | €92,476 | €159,766 | ▲ 72.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €27,377 | €32,070 | €30,371 | €24,270 | €44,078 | ▲ 81.6% |
| Financial debts43 | - | - | - | - | - | - | - | €35,000 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €35,000 | - |
| Trade debts44 | €12,500 | €1,813 | €898 | €8,762 | €9,173 | €23,046 | €14,927 | €18,935 | ▲ 26.8% |
| Suppliers440/4 | - | - | - | €8,762 | €9,173 | €23,046 | €14,927 | €18,935 | ▲ 26.8% |
| Taxes, remuneration and social security45 | - | - | - | €20,332 | €19,736 | €22,359 | €25,272 | €30,166 | ▲ 19.4% |
| Taxes450/3 | - | - | - | €13,686 | €12,092 | €13,868 | €12,717 | €20,360 | ▲ 60.1% |
| Remuneration and social security454/9 | - | - | - | €6,646 | €7,644 | €8,491 | €12,555 | €9,807 | ▼ 21.9% |
| Other amounts payable47/48 | - | - | - | €18,416 | €22,753 | €23,207 | €28,007 | €31,587 | ▲ 12.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €723 | €3,000 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,825 | €4,752 | €4,161 | €13,988 | -€5,151 | €14,069 | €22,069 | €88,682 | ▲ 302% |
| + Depreciation and write-downs630 | €23,331 | €22,207 | €24,180 | €23,725 | €37,019 | €32,664 | €34,624 | €32,211 | ▼ 7.0% |
| Operating cash flow (approximation) | €30,156 | €26,959 | €28,340 | €37,713 | €31,868 | €46,732 | €56,693 | €120,893 | ▲ 113% |
| Investment in fixed assets (approximation) | - | -€3,932 | -€36,248 | -€68,236 | -€83,854 | -€11,015 | -€4,209 | -€268,005 | ▼ 6,268% |
| Change in cash | - | -€17,405 | €26,078 | -€5,745 | -€5,864 | €5,401 | -€8,992 | €19,677 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00228748 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00272694 |
| 31-12-2023 | micro format | 25-06-2024 | 2024-00167561 |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00191924 |
| 31-12-2021 | micro format | 05-08-2022 | 2022-20276865 |
| 31-12-2020 | full format | 01-07-2021 | 2021-30300255 |
| 31-12-2019 | full format | 03-09-2020 | 2020-51200482 |
| 31-12-2018 | full format | 24-06-2019 | 2019-21400311 |
| 31-12-2017 | full format | 08-06-2018 | 2018-17200046 |
| 31-12-2016 | full format | 27-07-2017 | 2017-36500476 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Xavier NUTTENS |
|
Owners and capital
Capital and shareholders
- 28-12-2023 Converted to unavailable equity · €8,060
- 28-12-2023 Converted to uncalled contributions · €12,400
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
28-12
Gazette deed
Resignation: Xavier NUTTENS (manager)Appointment: Xavier NUTTENS (director) · Capital conversion · Reserve release13 facts ▸
- General meeting, 20-12-2023
- Other provision, “adaptation des statuts au Code des sociétés et des associations, adapter les statuts” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Capital conversion, “compte de capitaux propres apports non appelés” (deed in French)
- Reserve release, “suppression, fonds disponibles pour distribution” (deed in French)
- Other provision, “dispense de libération du solde des apports non appelés, dispense de libérer” (deed in French)
- Director resignation, Xavier NUTTENS (manager)
- Director appointment, Xavier NUTTENS (director (not named in the articles))
- Other provision, director discharge, “décharge sera donnée” (deed in French)
- Amendment of the articles
- Capital
- Registered office clause, “7904 Leuze-en-Hainaut (Tourpes), rue de la Première Brigade”, 61 (deed in French)
- +1 further fact in this act
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 51058A0432/00F002 | Wallonia | 1,495 m² | 1 · 192 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'importation, l'exportation, l'achat, la vente en gros ou au détail, par internet ou autrement de tout matériel ou programme informatique…” (deed in French)
14 activities (deed in French)
- L'importation, l'exportation, l'achat, la vente en gros ou au détail, par internet ou autrement de tout matériel ou programme informatique et d'une manière générale de tout produit en relation directe ou indirecte avec le secteur informatique
- De livres et de jouets
- L'activité de conseil de manière générale et notamment en matière commerciale et dans les domaines de l'informatique, de la gestion, de la communication
- L'activité de formation
- La mise à disposition de personnel (consultants)
- La réalisation d'études et de sondages en tous domaines
- L'expertise informatique
- La constitution, la gestion et la valorisation d'un patrimoine immobilier dans les domaines industriel, commercial, résidentiel et du marché de bureaux au sens le plus large. Dans ce cadre, elle pourra notamment effectuer toutes opérations de location-financement ou de leasing de biens immeubles aux tiers, d'acquisition par voie d'achat ou autrement, de vente, d'échange, de construction, de transformation, d'amélioration, d'équipement, d'aménagement, d'entretien, de location, de lotissement, de prospection et d'exploitation de biens immobiliers ainsi que toutes opérations qui, directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier
- La constitution, la gestion et la valorisation d'un patrimoine mobilier au sens le plus large. Dans ce cadre, elle pourra notamment : faire fonction de holding vis-à-vis de toute personne morale par la prise de participation, sous quelle que forme que ce soit, dans toutes sociétés ou entreprises belges ou étrangères, existantes ou à créer, par voie de souscription, d'apport, de prise ferme, d'achat ou de toute autre manière d'actions ou parts, d'obligations, de bons de caisse ou d'autres valeurs mobilières, quelle que soit leur nature, ainsi que la gestion et la valorisation de ces valeurs
- Acquérir de quelle que façon que ce soit tous brevets, marques de fabrique et procédés de fabrication; les réaliser et les mettre en valeur par tous moyens
- Octroyer occasionnellement tous prêts et crédits à des sociétés ou des personnes privées, sous quelle que forme que ce soit, hypothéquer ses immeubles et se porter caution pour tous prêts, ouvertures de crédit ou autres obligations, aussi bien pour elle même que pour des tiers; dans le cadre de cette activité, elle pourra effectuer, au sens large, toutes opérations commerciales et financières à l'exception de celles réservées légalement aux organismes de dépôts et de dépôts à court terme, aux caisses d'épargne, aux sociétés hypothécaires et aux sociétés de capitalisation
- Accomplir toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières, se rapportant directement ou indirectement à son objet. Dans ce cadre, elle pourra accomplir, pour son propre compte, toutes opérations financières relatives à des valeurs mobilières quelconques ainsi qu'à tous produits dérivés quels qu'ils soient
- S'intéresser, par voie d'apport, de cession, de fusion, de souscription, de prise de participation ou toute autre forme d'investissement en titre ou droit mobilier, d'intervention financière ou autrement, dans toutes affaires, entreprises, associations ou sociétés ayant un objet identique, analogue, similaire ou connexe, ou de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l'écoulement de ses produits et services
- Exercer les fonctions d'administrateur ou de liquidateur dans d'autres sociétés
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- POLYPHONIT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, pour autant que cette décision n'entraîne pas de changement en matière de régime linguistique” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, sans limitation” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions – Droit de préférence, jusqu'à émission entièrement souscrite ou plus aucun…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, administrateurs en fonction désignés comme liquidateurs en vertu des statuts…” (deed in French)