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Generated 28-06-2026
Active BE 0433.844.871Private limited company

POLYMAT S.A.V.

Rue des Champs 10 ·4460 Grâce-Hollogne, Belgium· 38 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of POLYMAT S.A.V. is 1.2% (low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 38 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988 — 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 14-06-2025 2025-00139834
31-12-2023 volledig 29-03-2024 2024-00053197
31-12-2022 volledig 05-10-2023 2023-00475088
31-12-2021 volledig 01-02-2023 2023-00016822
31-12-2020 volledig 31-08-2021 2021-64500388
31-12-2019 volledig 30-09-2020 2020-57700181
31-12-2018 volledig 30-08-2019 2019-63100029
31-12-2017 volledig 28-08-2018 2018-53700161
31-12-2016 volledig 14-08-2017 2017-45100535
31-12-2015 volledig 01-12-2016 2016-69100318
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation31-03-1988
StatusActive
Postal code4460
Establishment units 1 location
Rue des Champs 10, 4460 Grâce-Hollogne
het bouwen van koelkamers, kluizen, enz.
since 19902.037.474.904
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62054B0041/00P000indicative Wallonia 1,463 m² 1 · 125 m² 7.7 m · 1 fl.
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
05-08-2024
State Gazette act Director changes
Candice COLLARD
29-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
05-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
01-02-2023
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2022
30-12-2022
State Gazette act Director changes
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
30-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
28-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
14-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
01-12-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2004
05-01-2004
State Gazette act Minor change
Agm rules change · Renaud PIRMOLIN
Belgisch Staatsblad — acts 3 acts
All acts · 3 updated 1 year ago
2024
05-08-2024 Change in the board of directors Director changes·Candice COLLARD
Notary: Candice COLLARD · Saint-Nicolas
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": "24420832",
        "name": "RUFFATO Didier Joseph Gustave",
        "address": "4050 Chaudfontaine, Rue Fond des Cris 47.",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "RUFFATO Amaury Marcel David",
        "address": "4357 Donceel, Rue Saint Martin 10.",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "van LEDE Alexis",
        "address": "Rue de la Chapelle 16, 1330 Rixensart",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "0452.116.307",
        "name": "SPARAXIS",
        "address": "4000 Li\u00E8ge Avenue Destenay 13",
        "country": "BE",
        "legal_form": "SA"
      },
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Candice COLLARD",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Saint-Nicolas",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-08-05",
    "filing_date": "2024-08-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-07-09",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0433.844.871",
    "name_full": "POLYMAT S.A.V.",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Candice COLLARD",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
30-12-2022 2 resigning Director changes
  • Amaury RUFFATO — Bestuurder
  • Nancy ROSMEULEN — Directrice
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Amaury RUFFATO",
        "address": "Rue de la Gendarmerie, 92 \u00E0 4141 LOUVEIGNE",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission d\u0027Amaury RUFFATO, demeurant Rue de la Gendarmerie, 92 \u00E0 4141 LOUVEIGNE, en tant qu\u0027administrateur \u00E0 dater de ce jour.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "Directrice",
      "person": {
        "rrn": null,
        "name": "Nancy ROSMEULEN",
        "address": "Rue de la K\u00E9rit\u00E9, 62 \u00E0 4540 FLONE",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de Madame Nancy ROSMEULEN, demeurant Rue de la K\u00E9rit\u00E9, 62 \u00E0 4540 FLONE, en tant que Directrice et lui retire les pouvoirs d\u0027engager la soci\u00E9t\u00E9 pour les actes d\u0027administration \u00E0 dater de ce jour.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "LIEGE",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2012-01-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0433.844.871",
    "name_full": "POLYMAT SAV",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "RUFFATO Didier",
    "org_rep_person_name": null,
    "person_role_at_subject": "G\u00E9rant"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2004
05-01-2004 Publication in the Belgian Official Gazette — Minor change Minor change·Renaud PIRMOLIN
Summary: Agm rules changeNotary: Renaud PIRMOLIN
Technical details 
{
  "notary": {
    "name": "Renaud PIRMOLIN",
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2004-01-05",
    "filing_date": "2003-12-24",
    "act_kind_objet": "D\u00E9p\u00F4t de la coordination de statuts."
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2003-12-24",
    "unanimous": null
  },
  "agm_change": {
    "new_schedule": null,
    "old_schedule": null,
    "effective_from_year": null,
    "rule_changes_summary": "Coordination of statutes"
  },
  "detected_kind": "agm_rules_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0433.844.871",
    "name_full": "POLYMAT",
    "legal_form": "SRL"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad-05/01/2004- Annexes du Moniteur belge"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": true,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van machines en apparaten voor de koeltechniek en de klimaatregeling, voor niet-huishoudelijk gebruik28250Vervaardiging van machines en apparaten voor klimaatregeling, voor niet-huishoudelijk gebruik28250Vervaardiging van uitrusting voor de koeltechniek en klimaatregeling, voor niet-huishoudelijk gebruik29230Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Vervaardiging van machines en apparaten voor de koeltechniek en de klimaatregeling, voor niet-huishoudelijk gebruik28250Vervaardiging van machines en apparaten voor klimaatregeling, voor niet-huishoudelijk gebruik28250Detailhandel in verlichtingsartikelen47552Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Detailhandel in artikelen voor verlichting en woninginrichting52442Overige reparaties, n.e.g.52740Reparatie van andere consumentenartikelen95290Reparatie en onderhoud van consumentenartikelen, neg95290
Primary activity highlighted.
Names & trade names
Legal nameFR POLYMAT S.A.V.
Registered office
Rue des Champs 10
4460 Grâce-Hollogne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative