POLYMAR
ActivePOLYMAR has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €26k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 156 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency53▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.17 in 2024), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
3.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
60 d early
2022
4 d early
2021
38 d early
2020
36 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▼ 53.7%
2024 · €57k
2018: €-119k
2019: €41k
2020: €47k
2021: €106k
2022: €-93k
2023: €10k
2024: €57k
2018 → 2025
Working capital
€123k▲ 27.7%
2024 · €96k
2018: €90k
2019: €67k
2020: €162k
2021: €240k
2022: €136k
2023: €95k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€287k-€185k▼ 35.5%€189k▲ 2.4%€184k▼ 2.6%€206k▲ 11.5%
Operating result€158k-€9k▼ 94.0%€45k▲ 370%€92k▲ 107%€61k▼ 34.0%
Net result€106k-€-93k€10k€57k▲ 446%€26k▼ 53.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €683k
Fixed assets
€123k▼ 4.7%
Current assets
€559k▼ 15.1%
Equity and liabilities €683k
Equity
€206k▲ 11.5%
Debt
€477k▼ 21.0%
The debt ratio falls from 76.6% to 69.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€116k▼
2024 · €150k
Cash flow
€82k▼
2024 · €114k
Solvency
30.1%▲
2024 · 23.4%
Current ratio
1.28▲
2024 · 1.17
Quick ratio
0.48▼
2024 · 0.56
Debt / equity
2.32▼
2024 · 3.27
ROE
12.7%▼
2024 · 30.6%
ROA
3.8%▼
2024 · 7.2%
Interest coverage
4.85▼
2024 · 5.55
Debt
€477k▼
2024 · €604k
Debt ≤ 1 year
€436k▼
2024 · €563k
Debt > 1 year
€34k▼
2024 · €38k
Income taxes
€17k▲
2024 · €15k
Staff costs
€283k▼
2024 · €285k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€789k€683k▼
Fixed assets21/28€129k€123k▼
Intangible fixed assets21€2k€10k▲
Tangible fixed assets22/27€126k€112k▼
Land and buildings22€11k€27k▲
Plant, machinery and equipment23€48k€33k▼
Furniture and vehicles24€28k€26k▼
Leasing and similar rights25€38k€25k▼
Financial fixed assets28€2k€2k=
Current assets29/58€659k€559k▼
Amounts receivable after more than one year29€22k€33k▲
Trade receivables290€22k-
Other amounts receivable291-€33k
Stocks and contracts in progress3€341k€350k▲
Stocks30/36€341k€350k▲
Amounts receivable within one year40/41€267k€109k▼
Trade receivables40€206k€105k▼
Other amounts receivable41€61k€5k▼
Cash at bank and in hand54/58€24k€56k▲
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€789k€683k▼
Equity10/15€184k€206k▲
Contributions10/11€75k€75k=
Outside capital11€75k-
Other1109/19€75k-
Revaluation surpluses12€20k€20k=
Reserves13€107k€107k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€-26k€301▲
Investment grants15€8k€4k▼
Amounts payable17/49€604k€477k▼
Amounts payable after more than one year17€38k€34k▼
Financial debts170/4€38k€34k▼
Amounts payable within one year42/48€563k€436k▼
Current portion of amounts payable after more than one year42€42k€51k▲
Financial debts43€275k€214k▼
Credit institutions430/8€275k€214k▼
Trade debts44€158k€140k▼
Suppliers440/4€158k€140k▼
Taxes, remuneration and social security45€33k€32k▼
Taxes450/3€13k€12k▼
Remuneration and social security454/9€20k€20k▼
Other amounts payable47/48€55k€0▼
Accrued charges and deferred income492/3€3k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€652€0▼
Remuneration, social security and pensions62€285k€283k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€55k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€11k
Other operating charges640/8€14k€14k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€452k€424k▼
Operating profit (loss)9901€92k€61k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€27k€24k▼
Recurring financial charges65€27k€24k▼
Profit (loss) for the period before taxes9903€72k€43k▼
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€57k€26k▼
Profit (loss) for the period to be appropriated9905€57k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€301▲
Profit (loss) brought forward from the previous period14P€-82k€-26k▲
Transfer from equity791/2€55k€0▼
Profit to be distributed694/7€55k€0▼
Return on contributions (dividend)694€55k€0▼
Social balance
Average headcount (FTE)9087-4.8
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €206k ▲11.5%
3 profitable years in a row build equity to €206k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €106k ▲126%
Operating result €158k, net result €106k, both a record.
31-12
Financial
Equity above €200kEq €287k ▲51.4%
3 profitable years in a row build equity to €287k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲134%
Equity rises from €66k to €153k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Industrie 31400 NivellesGround area
1,792 m²
Building footprint
792 m²
Volume, LiDAR
3,943 m³
Parcel 25782C0576/00X009, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Industrie 3, 1400 Nivelles
since 19872.029.610.578
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0576/00X009 | Wallonia | 1,792 m² | 1 · 792 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ASCOTPRINT
BE 0433.058.973
Aarschot · Eq €206k
IMPRIMERIE G. DONEUX ET FILS
BE 0437.184.542
Mettet · Eq €207k
Drukkerij Vervecken
BE 0416.699.726
Antwerpen · Eq €203k
Platevoet
BE 0412.513.680
Veurne · Eq €202k
EUROCORK
BE 0402.651.453
Rotselaar · Eq €210k
Of 778 companies in sector 22220 we hold annual accounts for 596. 436 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-1982
Fiscal year end31-12
Activities, NACEBEL
22220Manufacture of rubber and plastic products
22260Manufacture of rubber and plastic products
25240
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.