Summary
Polylim is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87,420 and a net result of €74,380. Its solvency ranks better than 89% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-01-2024 Normal situation
- Activity
- Activities of holding companies NACE 64210and 4 others
- Establishment unit
- 2.355.186.427 3520 Zonhoven, since 09-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €74,380
- ▲ 606%
- Equity
- €87,420
- ▲ 570%
- Total assets
- €96,042
- ▲ 476%
- Staff
- ≈ 0 FTE
- estimated
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 days early
2024
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 14 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-07-2026 at the NBB all 2 filings
Equity
€87,420▲ 570%
2024 · €13,040
Net result
€74,380▲ 606%
2024 · €10,540
Total assets
€96,042▲ 476%
2024 · €16,684
Solvency
91.0%▲ 12.9pp
2024 · 78.2%
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€106,701
▲ 632%
2025
20242025
Net result
€74,380
▲ 606%
2025
middle half of the sector
20242025
Equity
€87,420
▲ 570%
2025
middle half of the sector
20242025
Total assets
€96,042
▲ 476%
2025
lowest quarter of the sector
20242025
Debt
€8,622
▲ 137%
2025
20242025
Working capital
€60,614
▲ 365%
2025
middle half of the sector
20242025
Solvency
91.0%
▲ 12.9pp
2025
highest quarter of the sector
20242025
Current ratio
8.03
▲ 3.45
2025
highest quarter of the sector
20242025
Return on assets (ROA)
77.4%
▲ 14.3pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€14,570-€106,701▲ 632%
Net result€10,540within the sector's middle half-€74,380within the sector's middle half▲ 606%
Equity€13,040below the sector's middle half-€87,420within the sector's middle half▲ 570%
Total assets€16,684below the sector's middle half-€96,042below the sector's middle half▲ 476%
Debt€3,644-€8,622▲ 137%
Working capital€13,040within the sector's middle half-€60,614within the sector's middle half▲ 365%
Solvency78.2%within the sector's middle half-91.0%above the sector's middle half▲ 12.9pp
Current ratio4.58above the sector's middle half-8.03above the sector's middle half▲ 3.45
Return on assets (ROA)63.2%above the sector's middle half-77.4%above the sector's middle half▲ 14.3pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 7.3 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96,042
Fixed assets
€26,807
Current assets
€69,235
Equity and liabilities €96,042
Equity
€87,420 ▲ 570%
Debt
€8,622 ▲ 137%
Debt's share of the balance-sheet total falls from 21.8% to 9.0%. Equity and debt are higher.
Key figures and ratios
ROE
85.1%▲
2024 · 80.8%
Debt ≤ 1 year
€8,622▲
2024 · €3,644
Income taxes
€27,861▲
2024 · €4,000
Staff costs
€407
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €28,144 |
| Depreciation and write-downs of the year | - | €1,337 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €407 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,337 | - |
| Other operating charges640/8 | - | €1,107 | - |
| Gross operating margin9900 | €14,570 | €109,553 | ▲ 652% |
| Operating profit (loss)9901 | €14,570 | €106,701 | ▲ 632% |
| Financial income75/76B | €0 | €165 | ▲ 3,295× |
| Recurring financial income75 | €0 | €165 | ▲ 3,295× |
| Financial charges65/66B | €29 | €4,625 | ▲ 159× |
| Recurring financial charges65 | €29 | €4,625 | ▲ 159× |
| Profit (loss) for the period before taxes9903 | €14,541 | €102,241 | ▲ 603% |
| Income taxes67/77 | €4,000 | €27,861 | ▲ 596% |
| Profit (loss) for the period9904 | €10,540 | €74,380 | ▲ 606% |
| Profit (loss) for the period to be appropriated9905 | €10,540 | €74,380 | ▲ 606% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €16,684 | €96,042 | ▲ 476% |
| Fixed assets21/28 | - | €26,807 | - |
| Tangible fixed assets22/27 | - | €26,807 | - |
| Plant, machinery and equipment23 | - | €10,620 | - |
| Furniture and vehicles24 | - | €12,230 | - |
| Other tangible fixed assets26 | - | €3,957 | - |
| Current assets29/58 | €16,684 | €69,235 | ▲ 315% |
| Stocks and contracts in progress3 | - | €6,799 | - |
| Stocks30/36 | - | €6,799 | - |
| Amounts receivable within one year40/41 | €12,100 | €8,721 | ▼ 27.9% |
| Trade receivables40 | €12,100 | €6,987 | ▼ 42.3% |
| Other amounts receivable41 | - | €1,734 | - |
| Cash at bank and in hand54/58 | €4,008 | €53,631 | ▲ 13× |
| Deferred charges and accrued income490/1 | €575 | €84 | ▼ 85.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €16,684 | €96,042 | ▲ 476% |
| Equity10/15 | €13,040 | €87,420 | ▲ 570% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €10,540 | €84,920 | ▲ 706% |
| Distributable reserves133 | €10,540 | €84,920 | ▲ 706% |
| Amounts payable17/49 | €3,644 | €8,622 | ▲ 137% |
| Amounts payable within one year42/48 | €3,644 | €8,622 | ▲ 137% |
| Trade debts44 | €1,342 | €5,671 | ▲ 322% |
| Suppliers440/4 | €1,342 | €5,671 | ▲ 322% |
| Taxes, remuneration and social security45 | €2,281 | €2,951 | ▲ 29.4% |
| Taxes450/3 | €2,281 | €2,951 | ▲ 29.4% |
| Other amounts payable47/48 | €20 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €10,540 | €74,380 | ▲ 606% |
| + Depreciation and write-downs630 | - | €1,337 | - |
| Operating cash flow (approximation) | €10,540 | €75,717 | ▲ 618% |
| Change in cash | - | €49,622 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
1 director, no change since 2026
Board 1
VAN DAEL Birgin
Current
Gewone, niet statutaire bestuurder · since 08-01-2024 · listed in the 2025 annual accounts, filed on 27-07-2026
Other functions 1
VAN DAEL Birgin
Current
Gewone, niet statutaire bestuurder · appointed in the act of 11-01-2024
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“EXTERNE VERTEGENWOORDIGINGSMACHT: Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder…”
deed of 11-01-2024Owners and capital
Shareholders
At incorporation
act of 11-01-2024 ↗
- VAN DAEL Birgin 100 shares (100%) · €2,500
Capital transactions
Capital over time
- 11-01-2024 Incorporation · €2,500 · 100 shares
Mandate history
2 people, 1 in office
- Board
- Other function
| Name | Functions and periods |
|---|---|
| VAN DAEL Birgin |
|
| Lieselotte Holsbeek |
|
Articles of association
Board and representation
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”“Beslist door de algemene vergadering of het mandaat al dan niet ten kosteloze titel wordt uitgeoefend”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “3 jaar, 1”
Articles of association, deed of 11-01-2024 (in Dutch)
Network & group
Polylim shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of Polylim. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
12-10
Gazette deed
Resignation: Lieselotte Holsbeek (director)2 points ▸
Gazette deed
Resignation: Lieselotte Holsbeek (director)
2 points ▸
- General meeting, 06-05-2026
- Director resignation, Lieselotte Holsbeek (director (not named in the articles))
27-07
micro format · 4 days before the deadline
2025
09-07
Gazette deed
Appointment: Lieselotte Holsbeek (director)2 points ▸
Gazette deed
Appointment: Lieselotte Holsbeek (director)
2 points ▸
- General meeting, 25-03-2025
- Director appointment, Lieselotte Holsbeek (director (not named in the articles))
07-07
micro format · 24 days before the deadline
2024
11-01
Gazette deed
IncorporationStarting capital €2,500 · Appointment: VAN DAEL Birgin (gewone, niet statutaire bestuurder) · Founder8 points ▸
Gazette deed
Incorporation
Starting capital €2,500 · Appointment: VAN DAEL Birgin (gewone, niet statutaire bestuurder) · Founder8 points ▸
- Incorporation, 08-01-2024
- Founder, VAN DAEL Birgin
- Founding capital, €2,500
- Capital, €2,500
- Registered office clause, “Zonhoven, Hengelhoefseweg 9” (deed in Dutch)
- Director appointment, VAN DAEL Birgin (gewone, niet statutaire bestuurder)
- Pre-incorporation commitments, “takeover”, 01-01-2024 (deed in Dutch)
- Power of attorney, NV FAK Vangermeersch
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Polylim in Dutch
Enterprise number
1004.448.460
Legal form
Private limited company
Status
Active, normale toestand
Founded
09-01-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-01-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 11-01-2024 (in Dutch)Registered office and establishments
Registered office
Hengelhoefseweg 9, 3520 Zonhoven, Belgium
Establishment unit
Polylim, Hengelhoefseweg 9, 3520 Zonhoven since 09-01-2024 · unit number 2.355.186.427
Activities
NACEBEL 2025VAT activities
64210
Activities of holding companies main activity
56111
Full-service restaurants
56112
Limited-service restaurants, excluding mobile food services
70100
Activities of head offices
70200
Business and other management consultancy
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
64200
Holdings main activity
56101
Full-service restaurants
56102
Limited-service restaurants
70100
Activities of head offices
70220
Business consulting
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 11-01-2024 (in Dutch)
“Uitbaten van kampeerterreinen en kampeerauto- en caravanterreinen; Verhuur van tenten en stacaravans; Verhuur van mobilhomes, minibussen en…”
20 activities
- Uitbaten van kampeerterreinen en kampeerauto- en caravanterreinen
- Verhuur van tenten en stacaravans
- Verhuur van mobilhomes, minibussen en bestelwagens
- Uitbaten van eetgelegenheden met volledige en beperkte bediening
- Diverse administratieve activiteiten ten behoeve van kantoren
- Diverse ondersteunende activiteiten ten behoeve van kantoren
- Ter beschikkingstellen van faciliteiten voor recreatiedoeleinden
- Overige zakelijke dienstverlening
- Sport- en recreatieonderwijs
- Ondersteunende diensten in verband met de sportbeoefening
- Overige menselijke gezondheidszorg; haar- en schoonheidsverzorging
- Detailhandel in herenbovenkleding in gespecialiseerde winkels
- Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels
- Detailhandel in schoeisel in gespecialiseerde winkels
- Mediarepresentatie
- Promotie en organisatie van sportevenementen als zelfstandige activiteit of voor rekening van derden
- De activiteiten van handelsbemiddeling
- Verhuur en lease van sport en recreatieartikelen
- House sitting en uitlaten honden, zorgdiensten voor huisdieren
- Verkoop, aankoop, verhuur van patrimonium in het kader van het voorwerp
Invoicing and payment
VAT number
BE 1004.448.460
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Monday of June at 17:00
deed of 11-01-2024 (in Dutch)Recognitions · licences · registrations
Food safety, FASFC
1 siteZonhovenunit number 2.355.186.427
Sites & property
Location
Buildings and parcels at the address
Ground area
333 m²
Building footprint
327 m²
Building volume
1,346 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71442D0082/00A010 | Flanders | 333 m² | 1 · 327 m² | 6.8 m · 1 |