Polylim is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87k and a net result of €74k. Its solvency ranks better than 89% of 7980 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 570%
2024 · €13k
2024: €13k
2024 → 2025
Net result
€74k▲ 606%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€96k▲ 476%
2024 · €17k
2024: €17k
2024 → 2025
Solvency
91.0%▲ 12.9pp
2024 · 78.2%
2024: 78.2%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€13k-€87k▲ 570%
Operating result€15k-€107k▲ 632%
Net result€11k-€74k▲ 606%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 632% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€27k
Current assets
€69k
Equity and liabilities €96k
Equity
€87k▲ 570%
Debt
€9k▲ 137%
The debt ratio falls from 21.8% to 9.0%. Equity and debt are higher.
Key figures and ratios
Solvency
91.0%▲
2024 · 78.2%
ROE
85.1%▲
2024 · 80.8%
ROA
77.4%▲
2024 · 63.2%
Debt
€9k▲
2024 · €4k
Debt ≤ 1 year
€9k▲
2024 · €4k
Income taxes
€28k▲
2024 · €4k
Staff costs
€407
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€96k▲
Fixed assets21/28-€27k
Tangible fixed assets22/27-€27k
Plant, machinery and equipment23-€11k
Furniture and vehicles24-€12k
Other tangible fixed assets26-€4k
Current assets29/58€17k€69k▲
Stocks and contracts in progress3-€7k
Stocks30/36-€7k
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€12k€7k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€4k€54k▲
Deferred charges and accrued income490/1€575€84▼
Equity and liabilities
Total equity and liabilities10/49€17k€96k▲
Equity10/15€13k€87k▲
Contributions10/11€3k€3k=
Reserves13€11k€85k▲
Distributable reserves133€11k€85k▲
Amounts payable17/49€4k€9k▲
Amounts payable within one year42/48€4k€9k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€20€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€407
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8-€1k
Gross operating margin9900€15k€110k▲
Operating profit (loss)9901€15k€107k▲
Financial income75/76B€0€165▲
Recurring financial income75€0€165▲
Financial charges65/66B€29€5k▲
Recurring financial charges65€29€5k▲
Profit (loss) for the period before taxes9903€15k€102k▲
Income taxes67/77€4k€28k▲
Profit (loss) for the period9904€11k€74k▲
Profit (loss) for the period to be appropriated9905€11k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€74k▲
Transfer to equity691/2€11k€74k▲
To other reserves6921€11k€74k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hengelhoefseweg 93520 ZonhovenGround area
333 m²
Building footprint
327 m²
Volume, LiDAR
1,346 m³
Parcel 71442D0082/00A010, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Polylim
since 20242.355.186.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0082/00A010 | Flanders | 333 m² | 1 · 327 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonhoven2.355.186.427
Similar companies · same sector, comparable size
CHÂTEAU BAGARRE
BE 1007.446.849
Waterloo · Eq €87k
BRIDELANCE JEROME
BE 0772.702.988
Gent · Eq €87k
LEFUGO
BE 0793.333.702
Antwerpen · Eq €87k
4GTRA
BE 1007.024.603
Geetbets · Eq €87k
DENDOLIV
BE 0764.938.634
Brugge · Eq €87k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2024
Fiscal year end31-12
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
64200Holdings
64210Activities of holding companies
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.