POLYFAC
ActivePOLYFAC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-3k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+29
Solvency82▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.45 in 2024; short-term debt: 42.7% and cash: 66.9% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
43 d early
2023
14 d early
2022
7 d late
2021
23 d late
2020
10 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 8.7%
2024 · €35k
2018: €12k
2019: €21k
2020: €28k
2021: €44k
2022: €51k
2023: €39k
2024: €35k
2018 → 2025
Total assets
€56k▲ 2.3%
2024 · €55k
2018: €47k
2019: €60k
2020: €72k
2021: €86k
2022: €81k
2023: €56k
2024: €55k
2018 → 2025
Net result
€-3k▲ 27.5%
2024 · €-4k
2018: €-5k
2019: €8k
2020: €8k
2021: €16k
2022: €7k
2023: €-11k
2024: €-4k
2018 → 2025
Working capital
€29k▲ 2.9%
2024 · €28k
2018: €456
2019: €15k
2020: €21k
2021: €41k
2022: €37k
2023: €30k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€51k▲ 15.4%€39k▼ 22.8%€35k▼ 10.8%€32k▼ 8.7%
Operating result€17k-€10k▼ 42.6%€-10k€-4k▲ 59.7%€-2k▲ 39.1%
Net result€16k-€7k▼ 57.1%€-11k€-4k▲ 61.6%€-3k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€3k▼ 58.2%
Current assets
€53k▲ 10.7%
Equity and liabilities €56k
Equity
€32k▼ 8.7%
Debt
€24k▲ 22.0%
The debt ratio rises from 35.8% to 42.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€967▲
2024 · €429
Cash flow
€381▲
2024 · €278
Solvency
57.3%▼
2024 · 64.2%
Current ratio
2.22▼
2024 · 2.45
Quick ratio
2.22▼
2024 · 2.45
Debt / equity
0.75▲
2024 · 0.56
ROE
-9.6%▲
2024 · -12.1%
ROA
-5.5%▲
2024 · -7.7%
Interest coverage
6.93▲
2024 · 2.84
Debt
€24k▲
2024 · €20k
Debt ≤ 1 year
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€56k▲
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€48k€53k▲
Amounts receivable within one year40/41€19k€14k▼
Trade receivables40€19k€14k▼
Other amounts receivable41€37€37=
Cash at bank and in hand54/58€27k€37k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€55k€56k▲
Equity10/15€35k€32k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€10k€7k▼
Amounts payable17/49€20k€24k▲
Amounts payable within one year42/48€20k€24k▲
Trade debts44€2k€742▼
Suppliers440/4€2k€742▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€17k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€1k€842▼
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€-4k€-2k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€151€586▲
Recurring financial charges65€151€140▼
Non-recurring financial charges66B-€446
Profit (loss) for the period before taxes9903€-4k€-3k▲
Profit (loss) for the period9904€-4k€-3k▲
Profit (loss) for the period to be appropriated9905€-4k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€7k▼
Profit (loss) brought forward from the previous period14P€15k€10k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼262%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲109%
Operating result €17k, net result €16k, both a record.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarweg 192520 RanstGround area
2,241 m²
Building footprint
121 m²
Volume, LiDAR
721 m³
2 parcels, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Polyfac
since 20122.216.332.610
Red Fox Paint-ball
since 20182.304.391.881
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092B0118/00C000 | Flanders | 1,662 m² | - | - |
| 11015C0225/00R006 | Flanders | 579 m² | 1 · 121 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:04880488/36.43.37