TECURA
ActiveSummary
The annual accounts of TECURA for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-11k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 18% of 2284 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency31▼-19
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.99 against 1.22 in 2024; short-term debt: 84.8% and cash: 33.5% of total assets), and 93.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
-18.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2284 sector peers (2025).
NBB · sector comparisonPosition among 2284 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
28 d early
2023
28 d early
2022
33 d early
2021
33 d early
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▼ 74.6%
2024 · €14k
2018: €35k
2019: €43k▲ +23.1% vs 2018
2020: €47k▲ +9.7% vs 2019highest in 8 years
2021: €37k▼ -21.5% vs 2020
2022: €38k▲ +3.5% vs 2021
2023: €36k▼ -5.6% vs 2022
2024: €14k▼ -60.7% vs 2023
2025: €4k▼ -74.6% vs 2024lowest in 8 years
2018 → 2025
Total assets
€58k▲ 3.3%
2024 · €56k
2018: €51k
2019: €67k▲ +30.6% vs 2018highest in 8 years
2020: €49k▼ -26.9% vs 2019lowest in 8 years
2021: €55k▲ +13.2% vs 2020
2022: €50k▼ -10.1% vs 2021
2023: €57k▲ +13.6% vs 2022
2024: €56k▼ -0.9% vs 2023
2025: €58k▲ +3.3% vs 2024
2018 → 2025
Net result
€-11k▲ 51.8%
2024 · €-22k
2018: €16k
2019: €28k▲ +76.0% vs 2018highest in 8 years
2020: €4k▼ -85.5% vs 2019
2021: €25k▲ +513% vs 2020
2022: €12k▼ -53.2% vs 2021
2023: €10k▼ -18.1% vs 2022
2024: €-22k▼ -325% vs 2023lowest in 8 years
2025: €-11k▲ +51.8% vs 2024
2018 → 2025
Working capital
€-490
2024 · €8k
2018: €26k
2019: €36k▲ +38.2% vs 2018highest in 8 years
2020: €35k▼ -3.6% vs 2019
2021: €25k▼ -28.1% vs 2020
2022: €28k▲ +12.8% vs 2021
2023: €22k▼ -22.1% vs 2022
2024: €8k▼ -65.9% vs 2023
2025: €-490▼ -107% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€38k▲ 3.5%€36k▼ 5.6%€14k▼ 60.7%€4k▼ 74.6%
2021: €37k
2022: €38k▲ +3.5% vs 2021highest in 5 years
2023: €36k▼ -5.6% vs 2022
2024: €14k▼ -60.7% vs 2023
2025: €4k▼ -74.6% vs 2024lowest in 5 years
Operating result€34k-€19k▼ 43.6%€18k▼ 4.4%€-17k€-6k▲ 62.4%
2021: €34khighest in 5 years
2022: €19k▼ -43.6% vs 2021
2023: €18k▼ -4.4% vs 2022
2024: €-17k▼ -192% vs 2023lowest in 5 years
2025: €-6k▲ +62.4% vs 2024
Net result€25k-€12k▼ 53.2%€10k▼ 18.1%€-22k€-11k▲ 51.8%
2021: €25khighest in 5 years
2022: €12k▼ -53.2% vs 2021
2023: €10k▼ -18.1% vs 2022
2024: €-22k▼ -325% vs 2023lowest in 5 years
2025: €-11k▲ +51.8% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€9k ▼ 31.3%
Current assets
€49k ▲ 14.3%
Equity and liabilities €58k
Equity
€4k ▼ 74.6%
Debt
€54k ▲ 29.5%
Debt's share of the balance-sheet total rises from 74.8% to 93.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-71▲
2024 · €-11k
Cash flow
€-4k▲
2024 · €-16k
Current ratio
0.99▼
2024 · 1.22
Debt to equity
15.11▲
2024 · 2.97
ROE
-293.1%▼
2024 · -154.7%
ROA
-18.2%▲
2024 · -39.0%
Interest coverage
-0.02▲
2024 · -2.42
Debt ≤ 1 year
€49k▲
2024 · €35k
Debt > 1 year
€5k▼
2024 · €7k
Income taxes
€577▲
2024 · €569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€58k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€42k€49k▲
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€11k€18k▲
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€18k€19k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€56k€58k▲
Equity10/15€14k€4k▼
Contributions10/11€6k€6k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-20k€-31k▼
Amounts payable17/49€42k€54k▲
Amounts payable after more than one year17€7k€5k▼
Financial debts170/4€7k€5k▼
Amounts payable within one year42/48€35k€49k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€26k€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-10k€1k▲
Operating profit (loss)9901€-17k€-6k▲
Financial income75/76B€13€56▲
Recurring financial income75€13€56▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-21k€-10k▲
Income taxes67/77€569€577▲
Profit (loss) for the period9904€-22k€-11k▲
Profit (loss) for the period to be appropriated9905€-22k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-31k▼
Profit (loss) brought forward from the previous period14P-€-20k
Transfer from equity791/2€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €5k | €6k | €6k | €6k | ▲ 11.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €150 | - | - | - |
| Other operating charges640/8 | €917 | €1k | €1k | €1k | €1k | ▼ 1.0% |
| Gross operating margin9900 | €40k | €25k | €26k | €-10k | €1k | ▲ 112% |
| Operating profit (loss)9901 | €34k | €19k | €18k | €-17k | €-6k | ▲ 62.4% |
| Financial income75/76B | €3 | €3 | €8 | €13 | €56 | ▲ 325% |
| Recurring financial income75 | €3 | €3 | €8 | €13 | €56 | ▲ 325% |
| Financial charges65/66B | €931 | €679 | €2k | €5k | €4k | ▼ 18.7% |
| Recurring financial charges65 | €931 | €679 | €2k | €5k | €4k | ▼ 18.7% |
| Profit (loss) for the period before taxes9903 | €33k | €18k | €16k | €-21k | €-10k | ▲ 53.2% |
| Income taxes67/77 | €7k | €6k | €6k | €569 | €577 | ▲ 1.5% |
| Profit (loss) for the period9904 | €25k | €12k | €10k | €-22k | €-11k | ▲ 51.8% |
| Profit (loss) for the period to be appropriated9905 | €25k | €12k | €10k | €-22k | €-11k | ▲ 51.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €55k | €50k | €57k | €56k | €58k | ▲ 3.3% |
| Fixed assets21/28 | €12k | €10k | €14k | €14k | €9k | ▼ 31.3% |
| Tangible fixed assets22/27 | €12k | €10k | €14k | €14k | €9k | ▼ 31.3% |
| Land and buildings22 | €5k | €4k | €3k | €2k | €2k | ▼ 18.6% |
| Plant, machinery and equipment23 | €4k | €4k | €2k | €6k | €5k | ▼ 5.9% |
| Furniture and vehicles24 | €3k | €2k | €9k | €6k | €2k | ▼ 62.7% |
| Current assets29/58 | €44k | €40k | €43k | €42k | €49k | ▲ 14.3% |
| Amounts receivable within one year40/41 | €9k | €14k | €23k | €17k | €24k | ▲ 36.6% |
| Trade receivables40 | €5k | €14k | €23k | €11k | €18k | ▲ 67.0% |
| Other amounts receivable41 | €4k | €276 | €9 | €6k | €5k | ▼ 15.7% |
| Cash at bank and in hand54/58 | €31k | €20k | €13k | €18k | €19k | ▲ 8.0% |
| Deferred charges and accrued income490/1 | €3k | €5k | €7k | €7k | €5k | ▼ 24.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €55k | €50k | €57k | €56k | €58k | ▲ 3.3% |
| Equity10/15 | €37k | €38k | €36k | €14k | €4k | ▼ 74.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €31k | €32k | €30k | €28k | €28k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €29k | €30k | €30k | €28k | €28k | = |
| Profit (loss) carried forward14 | - | - | - | €-20k | €-31k | ▼ 52.7% |
| Amounts payable17/49 | €19k | €12k | €21k | €42k | €54k | ▲ 29.5% |
| Amounts payable after more than one year17 | - | - | - | €7k | €5k | ▼ 25.0% |
| Financial debts170/4 | - | - | - | €7k | €5k | ▼ 25.0% |
| Amounts payable within one year42/48 | €19k | €12k | €21k | €35k | €49k | ▲ 40.3% |
| Current portion of amounts payable after more than one year42 | - | €6k | - | €2k | €2k | ▲ 4.1% |
| Trade debts44 | €923 | €2k | €6k | €4k | €8k | ▲ 89.6% |
| Suppliers440/4 | €923 | €2k | €6k | €4k | €8k | ▲ 89.6% |
| Taxes, remuneration and social security45 | - | €4k | €10k | €2k | €4k | ▲ 77.0% |
| Taxes450/3 | - | €3k | €10k | €2k | €4k | ▲ 77.0% |
| Remuneration and social security454/9 | - | €528 | - | - | - | - |
| Other amounts payable47/48 | €18k | - | €4k | €26k | €35k | ▲ 32.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €12k | €10k | €-22k | €-11k | ▲ 51.8% |
| + Depreciation and write-downs630 | €6k | €5k | €6k | €6k | €6k | ▲ 11.4% |
| Operating cash flow (approximation) | €31k | €17k | €16k | €-16k | €-4k | ▲ 73.4% |
| Investment in fixed assets (approximation) | - | €-3k | €-10k | €-5k | €-2k | ▲ 62.2% |
| Change in cash | - | €-11k | €-7k | €5k | €1k | ▼ 70.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 7current ratio 18.52
Current ratio from 2.50 to 18.52; short-term debt falls from €24k to €2k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €28k ▲76%
Operating result €39k, net result €28k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2012
Ground area
772 m²
Building footprint
106 m²
Volume, LiDAR
681 m³
Parcel 13322E0079/00M000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vloedlaan 7, 2370 Arendonk
since 20122.211.844.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322E0079/00M000 | Flanders | 772 m² | 1 · 106 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MACASART
BE 0711.895.668
Liège · Eq €3,595
VEGAKI
BE 1026.337.501
Damme · Eq €3,578
COVERIT
BE 0735.615.831
Vorst · Eq €3,565
GTM Sigma
BE 0804.572.339
Antwerpen · Eq €3,623
VALAMO
BE 0780.618.980
Péruwelz · Eq €3,632
Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 2,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
41001General construction of residential buildings
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.