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Complete company report
Generated 11-08-2026
Active BE 0524.999.533Private limited company (pre-2019)

POLYCARS

Rue de Beaumont 242 ·6030 Charleroi, Belgium· 13 yrs active
Conclusion Checked

The KBO register records legal situation 013 for POLYCARS (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show negative equity (€-28k) and a net result of €-3k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-28k
Net result €-3k
Active 13 yrs
Board 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health17Profitability58Solvency33Growth58Stability40
41 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 17
Profitability 58
Solvency 33
Growth 58
Stability 40
Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based
0 / 100
Low riskRegister: dissolution or liquidation
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 013 for this company; it does not feed the figure above.
Trust signals 1 signals
Register: dissolution or liquidation
The KBO register records legal situation 013 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
17 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 01-08-2023 with the NBB · fiscal year 2022 · micro
€-40k€-20k€0Operating result 2018: €-3k€-3kNet result 2018: €-20k€-20kOperating result 2019: €-14k€-14kNet result 2019: €-35k€-35kOperating result 2020: €-2k€-2kNet result 2020: €-37k€-37kOperating result 2021: €6k€6kNet result 2021: €6k€6kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3k20182019202020212022
Operating resultNet result
EBITDA
€7k
+313.6% 18-22
Net profit
€-3k
- 18-22
Cash flow
€7k
- 18-22
Total assets
€12k
-22.1% 18-22
Equity
€-28k
-13.0% 18-22
Working capital
€-28k
-4.7% 18-22
Debt
€40k
-0.2% 18-22
Debt ≤ 1y
€40k
-0.2% 18-22
Current ratio
0.29
-10.1% 18-22
Quick ratio
0.18
+34.3% 18-22
Solvency
-241.0%
-45.1% 18-22
Debt / equity
-1.41
+11.7% 18-22
ROE
11.5%
- 18-22
ROA
-27.8%
- 18-22
Interest coverage
30.95
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€12k
Equity€-28k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€-28k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.29
Quick ratio0.18
Working capital ratio-241.0%
Solvency-241.0%
Debt / equity-1.41
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-27.8%
ROE11.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€12k
Current assets 29/58€12k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€677
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€12k
Equity 10/15€-28k
Contributions / capital 10/11€6k
Reserves 13€2
Accumulated profits (losses) 14€-35k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€23
Operating result 9901€-3k
Financial income 75€858
Financial charges 65€1k
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • TIJARTI ABDOU
    Director
    State Gazette act 25003184 (07-01-2025)
    Current
    07-01-2025 → present
Former directors (1)
  • TAIBI ABDELOUAHAD
    Director
    State Gazette act 25003184 (07-01-2025)
    Former
    - → 07-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation02-04-2013
StatusActive
Postal code6030
Establishment units 1 location
POLYCARS
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20132.217.908.562
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52014B0220/00R000 Wallonia 420 m² 1 · 107 m² 11.7 m · 3 fl.
52044B0535/00D010 Wallonia 219 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-01-2025
State Gazette act Capital & shares
2024
02-04-2024
State Gazette act Capital & shares
2023
01-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
31-07-2023
State Gazette act Capital & shares
2022
14-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
12-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
11-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgisch Staatsblad, acts 3 acts
Capital history · 3
07-01-2025
Capital change
02-04-2024
Capital change
31-07-2023
Capital change
All acts · 3 updated 1 year ago
2025
07-01-2025 Transaction in capital or shares Capital & shares
Technical details 
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  "notary": {
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    "office_city": "CHARLEROI",
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  "act_meta": {
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    "filing_date": "2024-12-23",
    "act_kind_objet": "Objet de l\u0027acte:"
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    "act_date": "2024-12-23",
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    "underlying_resolution_date": "2024-12-16"
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  "bedrijfsrevisor": null,
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2024
02-04-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
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          "name": "DERRAZ Kamal",
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        },
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  "notary": {
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-04-02",
    "filing_date": "2024-03-15",
    "act_kind_objet": "CESSION DE PARTS SOCIALES / DEMISSION-NOMINATION D\u0027UN ADMINISTRATEUR / TRANSFERT DU SIEGE SOCIAL"
  },
  "decision": {
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    "act_date": "2024-03-15",
    "unanimous": true,
    "under_authorized_capital": false,
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  },
  "bedrijfsrevisor": null,
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  "publication_proxy": {
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  "co_filed_documents": [],
  "shareholders_after": [
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    },
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      "kbo": null,
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}
2023
31-07-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "act_meta": {
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    "pub_date": null,
    "filing_date": "2023-07-17",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
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    "act_date": "2023-07-17",
    "unanimous": true,
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    "underlying_resolution_date": "2023-07-17"
  },
  "bedrijfsrevisor": null,
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    "name_full": "POLYCARS",
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  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
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      "pct": null,
      "kind": "person",
      "name": "Deshayes Judica\u00EBl",
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    },
    {
      "kbo": null,
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      "kind": "person",
      "name": "D\u00DCNZEN Michel",
      "role": null,
      "n_shares": 0,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "DERUDDER Evelyne",
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR POLYCARS
Registered office
Rue de Beaumont 242
6030 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative