POLY-STYL
ActivePOLY-STYL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €126k and a net result of €18k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 3569 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
63
/ 100
Healthy▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-30
Solvency21=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.06 in 2023), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3569 sector peers (2024).
NBB · sector comparisonPosition among 3569 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
on the day
2022
28 d late
2021
12 d early
2020
68 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€0
2020 · €0
2020: €0
2020 → 2021
EBIT margin
Not included in this filing
Net result
€18k▼ 85.3%
2023 · €120k
2018: €-63k
2019: €11k
2020: €15k
2021: €913
2022: €-86k
2023: €120k
2018 → 2024
Working capital
€45k▲ 13.6%
2023 · €39k
2018: €-24k
2019: €-598
2020: €48k
2021: €85k
2022: €-57k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€0-€0
Equity€117k-€118k▲ 0.8%€-12k€109k€126k▲ 16.3%
Operating result€18k-€8k▼ 54.9%€-79k€133k€45k▼ 66.3%
Net result€15k-€913▼ 93.9%€-86k€120k€18k▼ 85.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 66% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €962k
Fixed assets
€210k▲ 7.8%
Current assets
€752k▲ 12.7%
Equity and liabilities €962k
Equity
€126k▲ 16.3%
Debt
€835k▲ 10.9%
The debt ratio falls from 87.4% to 86.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€103k▼
2023 · €175k
Cash flow
€76k▼
2023 · €162k
Solvency
13.1%▲
2023 · 12.6%
Current ratio
1.06=
2023 · 1.06
Quick ratio
0.79▲
2023 · 0.71
Debt / equity
6.61▼
2023 · 6.93
ROE
14.0%▼
2023 · 110.7%
ROA
1.8%▼
2023 · 14.0%
Interest coverage
5.98▼
2023 · 20.25
Debt
€835k▲
2023 · €753k
Debt ≤ 1 year
€707k▲
2023 · €628k
Debt > 1 year
€128k▲
2023 · €123k
Income taxes
€11k▲
2023 · €6k
Staff costs
€676k▲
2023 · €579k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€862k€962k▲
Fixed assets21/28€195k€210k▲
Intangible fixed assets21€18k€13k▼
Tangible fixed assets22/27€176k€197k▲
Plant, machinery and equipment23€82k€74k▼
Furniture and vehicles24€95k€123k▲
Current assets29/58€667k€752k▲
Stocks and contracts in progress3€221k€197k▼
Stocks30/36€221k€197k▼
Amounts receivable within one year40/41€329k€530k▲
Trade receivables40€322k€521k▲
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€111k€16k▼
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€862k€962k▲
Equity10/15€109k€126k▲
Contributions10/11€20k€20k=
Reserves13€75k€92k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€90k▲
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€753k€835k▲
Amounts payable after more than one year17€123k€128k▲
Financial debts170/4€123k€128k▲
Amounts payable within one year42/48€628k€707k▲
Current portion of amounts payable after more than one year42€72k€95k▲
Financial debts43-€39k
Credit institutions430/8-€39k
Trade debts44€146k€223k▲
Suppliers440/4€146k€223k▲
Advances received on contracts in progress46€345k€254k▼
Taxes, remuneration and social security45€64k€70k▲
Taxes450/3€6k-
Remuneration and social security454/9€58k€70k▲
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€3k€30▼
Income statement
Code20232024
Remuneration, social security and pensions62€579k€676k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€58k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€20k€25k▲
Gross operating margin9900€775k€813k▲
Operating profit (loss)9901€133k€45k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€9k€17k▲
Recurring financial charges65€9k€17k▲
Profit (loss) for the period before taxes9903€126k€29k▼
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€120k€18k▼
Profit (loss) for the period to be appropriated9905€120k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€31k▲
Profit (loss) brought forward from the previous period14P€-107k€13k▲
Transfer to equity691/2-€17k
To other reserves6921-€17k
Social balance
Average headcount (FTE)908710.111.1▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €120k
Net result €120k after one loss-making year.
31-12
Financial
Equity above €100kEq €109k
Equity rises from €-12k to €109k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-86k ▼9462%
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 68 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲12.5%
Equity rises from €91k to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Drijvers Christine
CurrentDirector · since 01-09-2022
01-09-2022
Appointed as Director
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Fort(Flh) 954400 FlémalleGround area
9,538 m²
Building footprint
3,008 m²
Volume, LiDAR
25,902 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Semailles 40, 4400 Flémalle
since 19962.074.787.834
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62055C0231/00F000 | Wallonia | 8,135 m² | 1 · 2,596 m² | 11.4 m · 3 fl. |
| 62037B0026/00D000 | Wallonia | 1,403 m² | 1 · 412 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryPOLY-STYL SRL37632
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Etablissement Henri Levin
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ATELIER MENCHIOR
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Of 596 companies in sector 22260 we hold annual accounts for 278. 133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-12-1995
Fiscal year end31-12
Activities, NACEBEL
22260Manufacture of rubber and plastic products
25240
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:04 231 29 05
Fax:04 231 29 07