Polservices

Active Private limited companyfounded 2006active for 20 yearsSylvain Dupuislaan 173, 1070 AnderlechtKBO/BCE: BE 0879.501.671

Polservices

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Overview

Lifetime

20 annual accounts with figures on one time axis

Compare with

Gross marginpeak €56,536 (2020)

€17,617▼ 57.9%

Resultlowest -€15,631 (2018)

-€4,531▼ €11,335

Equitypeak €32,358 (2007)

€4,469▼ 50.3%

Debts

€29,158▼ 32.7%

Board1 name since 2024

1 directorCZARKOWSKI Adam

Documentsfilings and deeds

18-09-202643 days before the deadline

2026abbreviated format

Gross margin from €41,804 to €17,617Loss of €4,531Equity from €9,000 to €4,469Debts from €43,296 to €29,158Cash from €7,160 to €18,361

Key points

from the 2026 annual accounts

Debts

€29,158 87% of the balance sheet

Financial debts 29%Suppliers 6%Taxes and wages 9%Other 56%

Of this, €20,632 falls due within a year.

Filings

20 annual accounts since 2007

The last five annual accounts were filed 24 to 43 days before the end of the period.

Position in the sector

€4,469

Less equity than 94% of companies in specialised construction. Sector median €329,358 · 395 companies.

Checked score

Fair

Financially stronger than 27% of micro companies in specialised construction (NACE 43)

Probability in this band: 1.5% to 4.2%

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.

Bankruptcy probability within 12 months 0.5% Low

0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value

Financial strength

Weak

Solvency

38-4equity 13.3% of total assets

Liquidity

68+37short-term debt 61.4% · cash 54.6%

Profitability

22-63return on assets -13.5%

Score breakdown

raises risk

Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year

Loss of €4,531 (financial year 2026)

Sector: Specialised construction activities (NACE 43)

lowers risk

Size: total assets €33,626

Liquidity: current ratio 1.15, cash €18,361

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 16% of them on solvency, 66% on liquidity, 15% on profitability and 9% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,221 companies had the same profile as Polservices has now. Each dot stands for 4 companies, two years later.

88.6%

were still trading

7.4%

stopped another way

3.8%

went bankrupt

Micro
20 years or older
solvency 10 to 30%
a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Polservices itself is lower: 0.5% within 12 months. It rests on far more data about Polservices than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,221 companies, not a prediction for Polservices. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No publishable credit limit, so credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity is tight, with a current ratio of 1.15 (1.04 in 2025), below the usual 1.5. Short-term debt is 61.4% and cash 54.6% of total assets. 86.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €33,626

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Loss of €4,531 (financial year 2026)

NBB · annual accounts

Liquidity: current ratio 1.15, cash €18,361

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 395 sector peers (2026).

NBB · sector comparison

Position among 395 sector peers

Solvency

better than 11%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

43 days early

2025

39 days early

2024

24 days early

2023

25 days early

2022

27 days early

2021

108 days early

2020

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 4 October (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

06-11-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

CZARKOWSKI Adam

Manager

Board & ownership

Recent changes

15-12-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0879501671

06-03-2024

Appointment: CZARKOWSKI Adam (director) Gazette deed

20-04-2021

Legal-form change · Resignations & appointments Partner: KORZENIEWSKI Adam (associé actif) · Partner: DARDZINSKI Tomasz (associé actif) · CZARKOWSKI Adam holds 114 shares (95%) · Gazette deed

21-02-2006

Incorporation published on 03-03-2006 · Gazette deed

All 32 events

Comparable companies

same main activity, similar in size and age

Company	Total assets	Gross margin	Solvency	Staff
Polservices Anderlecht	€33,626	€17,617	13.3%	-
@ Pro-mi Brussels	€35,762	€15,398	-70.3%	-
LIFT TECHNOLOGIES Sint-Genesius-Rode	€38,137	€14,109	65.6%	-
EURO CONCEPT TECHNOLOGY Pont-à-Celles	€27,960	€24,168	-163.9%	-
GEORGE CONSTRUCT Buggenhout	€26,819	€15,128	33.8%	-
Better Call Ben Brasschaat	€36,953	€14,980	68.2%	-
TALRENOVE Heist-op-den-Berg	€37,730	€25,450	59.5%	-

These companies have the same main activity as Polservices: other construction installation (NACE 43240). They are comparable in size and age: total assets between €26,800 and €38,100, founded between 2000 and 2010.

Official details

Source: KBO

Status: Active since 21-02-2006Normal situation
Activity: Other construction installationNACE 43240and 5 others
Establishment unit: 2.156.287.2341070 Anderlecht, since 20-02-2006
Financial year end: 31 March
Peppol: Reachable since 15-12-2025

Company details

Annual accounts to 31-03-2026

Gross margin: €17,617▼ 57.9%
Turnover: ≈ €230,000estimated
Loss: €4,531
Equity: €4,469▼ 50.3%
Total assets: €33,626▼ 35.7%
Staff: ≈ 0.4 FTEestimated
Filing: Filed on 18-09-2026, 43 days before the end of the filing period

Financials

Insights on Polservices

Polservices files the abbreviated format. That format states no turnover. The gross margin fell from €42,064 in 2007 to €17,617 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2026

abbreviated format, filed on 18-09-2026, 43 days before the deadline

Gross margin

€17,617

▼ 57.9%

Operating result

-€2,418

▼ €13,979

EBITDA

€2,813

▼ 83.3%

Cash flow

€699

▼ 94.2%

Solvency

13.3%

▼ 3.9 percentage points

Current ratio

1.15

▲ 0.11

The turnover shown is an estimate from the gross margin.

Turnover ≈ €230,000. Estimated: probably between €100,000 and €430,000.

Money flows

no detail for 2026

Balance sheet

balance sheet total €33,626 on 31-03-2026

What the company ownsHow it is paid for

Change in equityin euro

Change in cashin euro

Position in the sector

Compare with sector

Solvency13.3%

Higher than 18% of 9,940 companies in 2025.

Current ratio1.15

Higher than 21% of 9,805 companies in 2025.

Return on assets-13.5%

Higher than 75% of 9,873 companies in 2025.

Polservices Middle half of the sector 80% of the sector Abbreviated accounts in specialised construction (NACE 43)

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
Total assets`20/58`	33,626	52,296	50,921	54,986	55,787	74,130	84,515	51,354	62,438	44,012	63,714	62,963	73,792	78,701	59,011	51,443	82,784	59,192	91,005	108,312
Fixed assets`21/28`	9,901	15,132	20,377	8,360	16,908	33,273	53,101	27,519	33,720	3,915	11,175	17,743	23,986	38,097	21,638	33,562	45,415	35,583	51,276	64,275
Tangible fixed assets`22/27`	9,868	15,099	20,343	8,326	16,875	33,240	53,068	27,486	33,686	3,881	11,142	17,710	23,953	38,064	21,605	33,529	45,382	35,550	51,276	64,275
Plant, machinery and equipment`23`	-	-	-	-	222	444	732	1,439	1,299	2,046	3,419	3,182	2,027	5,577	6,188	1,657	1,730	1,003	3,786	3,943
Furniture and vehicles`24`	-	811	1,636	8,326	3,453	5,701	11,346	4,162	3,208	1,836	1,553	2,189	3,417	3,749	7,297	15,551	17,062	17,987	24,720	31,352
Leasing and similar rights`25`	9,868	14,288	18,707	-	13,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Financial fixed assets`28`	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	-	-
Current assets`29/58`	23,725	37,164	30,544	46,626	38,879	40,857	31,414	23,835	28,719	40,097	52,539	45,220	49,806	40,604	37,373	17,881	37,369	23,609	39,729	44,037
Stocks and contracts in progress`3`	-	971	971	2,773	2,773	-	-	-	-	-	-	-	-	-	-	-	-	-	4,640	4,640
Stocks`30/36`	-	971	971	2,773	2,773	-	-	-	-	-	-	-	-	-	-	-	-	-	4,640	4,640
Amounts receivable within one year`40/41`	2,848	28,324	12,222	30,044	11,197	33,300	9,667	13,327	16,671	28,758	41,227	38,563	42,922	38,300	21,306	12,894	29,311	20,420	22,073	35,669
Trade receivables`40`	524	28,277	11,514	26,033	7,362	30,797	6,378	10,059	12,389	25,804	31,751	27,696	36,717	31,144	15,624	4,412	27,366	10,975	7,873	25,631
Other amounts receivable`41`	2,324	47	709	4,011	3,836	2,503	3,289	3,268	4,282	2,955	9,476	10,867	6,205	7,156	5,682	8,482	1,945	9,445	14,200	10,038
Cash at bank and in hand`54/58`	18,361	7,160	16,582	12,865	9,185	5,954	19,595	9,258	6,130	6,476	11,312	6,656	6,883	2,303	13,966	2,974	8,058	1,747	47	2,964
Deferred charges and accrued income`490/1`	2,515	709	768	944	15,724	1,603	2,151	1,251	5,918	4,862	-	1	1	1	2,101	2,013	-	1,442	12,969	764
Balance sheet: equity and liabilities
Total equity and liabilities`10/49`	33,626	52,296	50,921	54,986	55,787	74,130	84,515	51,354	62,438	44,012	63,714	62,963	73,792	78,701	59,011	51,443	82,784	59,192	91,005	108,312
Equity`10/15`	4,469	9,000	2,196	401	906	5,534	11,448	251	5,309	20,941	22,680	27,707	31,526	29,485	30,336	15,644	22,114	16,721	19,311	32,358
Contributions`10/11`	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
Capital`10`	-	-	-	18,600	18,600	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Issued capital`100`	-	-	-	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
Reserves`13`	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860
Non-distributable reserves`130/1`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Legal reserve`130`	-	-	-	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860
Reserves not available under the articles`1311`	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Profit (loss) carried forward`14`	-17,450	-12,919	-19,723	-21,518	-21,013	-16,385	-10,471	-21,668	-16,610	-978	761	5,787	9,606	7,565	9,876	-4,816	1,654	-5,198	-2,608	11,898
Investment grants`15`	1,459	1,459	1,459	1,459	1,459	1,459	1,459	1,459	1,459	1,459	1,459	1,460	1,460	1,460	-	-	-	1,459	1,459	-
Amounts payable`17/49`	29,158	43,296	48,725	54,585	54,881	68,596	73,067	51,104	57,129	23,071	41,034	35,256	42,266	49,216	28,675	35,799	60,670	42,471	71,694	75,954
Amounts payable after more than one year`17`	8,526	7,603	12,585	1,590	8,085	14,436	27,766	14,911	22,642	-	-	7,617	13,919	19,852	5,247	9,179	16,430	14,165	26,637	38,295
Financial debts`170/4`	8,526	7,603	12,585	1,590	8,085	14,436	27,766	14,911	22,642	-	-	7,617	13,919	19,852	3,788	7,720	14,971	14,165	26,637	38,295
Other amounts payable`178/9`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,459	1,459	1,459	-	-	-
Amounts payable within one year`42/48`	20,632	35,694	36,139	29,853	46,797	54,160	45,301	36,193	34,487	23,071	41,034	27,639	28,347	29,364	23,428	26,620	43,862	27,928	44,679	33,152
Current portion of amounts payable after more than one year`42`	-	4,187	3,428	5,621	6,351	13,330	14,038	7,731	7,615	1,922	8,618	7,437	6,145	9,981	5,380	9,119	16,372	12,060	16,325	10,898
Financial debts`43`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,039	-
Credit institutions`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,039	-
Trade debts`44`	1,890	4,324	3,867	16,458	7,046	8,293	6,382	2,188	2,169	6,962	20,635	3,268	2,459	7,984	1,094	2,535	-	8,998	12,333	6,946
Suppliers`440/4`	1,890	4,324	3,867	16,458	7,046	8,293	6,382	2,188	2,169	6,962	20,635	3,268	2,459	7,984	1,094	2,535	-	8,998	12,333	1,332
Bills of exchange payable`441`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,614
Advances received on contracts in progress`46`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,377	1,377	14,871	-	-	-
Taxes, remuneration and social security`45`	2,504	7,744	10,206	7,774	6,257	5,395	1,739	3,073	702	567	893	4,257	3,752	3,745	2,499	3,682	8,372	3,886	8,018	11,098
Taxes`450/3`	4	947	3,098	-	762	-	543	-	437	404	893	892	245	245	2,465	435	-	1,112	2,575	7,322
Remuneration and social security`454/9`	2,500	6,797	7,108	7,774	5,495	5,395	1,196	3,073	265	163	-	3,365	3,507	3,500	34	3,247	8,372	2,774	5,443	3,776
Other amounts payable`47/48`	16,238	19,438	18,638	-	27,142	27,142	23,142	23,201	24,001	13,620	10,888	12,677	15,991	7,654	13,078	9,907	4,247	2,984	5,964	4,210
Accrued charges and deferred income`492/3`	-	-	-	23,142	-	-	-	-	-	-	-	-	-	-	-	-	378	378	378	4,506
Income statement
Turnover`70`	-	-	-	-	-	-	-	-	329,233	385,888	-	-	-	-	-	-	-	-	-	-
Non-recurring operating income`76A`	-	-	-	-	-	3,128	550	-	6,612	1,388	1,700	5,000	-	6,316	1,477	679	-	-	316	-
Gross operating margin`9900`	17,617	41,804	40,368	37,022	39,554	35,242	56,536	31,421	8,284	16,560	6,428	5,449	26,759	14,275	40,237	13,195	35,744	17,586	4,046	42,064
Goods, raw materials, services and sundry goods`60/61`	-	-	-	-	-	-	-	-	320,949	369,328	-	-	-	-	-	-	-	-	-	-
Remuneration, social security and pensions`62`	11,772	23,242	22,109	25,323	21,655	23,666	21,237	21,558	18,072	2,794	-	-	1,564	-	-	-	-	-	-	-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets`630`	5,231	5,244	11,730	8,548	16,365	16,758	17,945	9,738	9,279	9,224	10,101	10,326	15,415	14,400	16,725	19,076	20,486	16,031	15,929	5,925
Other operating charges`640/8`	3,033	1,756	2,009	1,277	2,485	3,720	2,558	4,633	3,066	4,326	1,872	1,784	3,488	5,456	4,675	3,552	2,072	1,653	1,364	216
Non-recurring operating charges`66A`	-	-	-	-	-	-	243	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating profit (loss)`9901`	-2,418	11,561	4,519	1,873	-951	-8,903	14,795	-4,509	-22,133	216	-5,545	-6,661	6,292	-5,581	18,837	-9,433	13,186	-98	-13,247	35,922
Financial income`75/76B`	39	11	0	-	123	5,132	568	145	6,932	1,565	180	-	-	-	9	39	5	-	1,550	47
Recurring financial income`75`	39	11	0	-	123	2,003	18	145	321	177	180	-	-	-	9	39	5	-	1,550	47
Non-recurring financial income`76B`	-	-	-	-	-	3,128	550	-	6,612	1,388	-	-	-	-	-	-	-	-	-	-
Financial charges`65/66B`	1,142	1,444	933	499	539	607	1,183	695	430	616	754	1,116	1,774	2,358	1,099	2,143	1,339	2,492	3,126	1,025
Recurring financial charges`65`	1,142	1,444	933	499	539	607	940	695	430	616	754	1,116	1,774	2,358	1,099	2,143	1,339	2,492	3,126	1,025
Non-recurring financial charges`66B`	-	-	-	-	-	-	243	-	-	-	-	-	-	-	-	-	-	-	-	-
Profit (loss) for the period before taxes`9903`	-3,521	10,128	3,586	1,374	-1,367	-4,378	14,180	-5,059	-15,631	1,165	-4,419	-2,777	4,518	-1,623	19,224	-10,858	11,852	-2,590	-14,506	34,944
Income taxes`67/77`	1,010	3,324	1,791	1,878	3,262	1,536	2,983	-	-	2,904	607	1,042	2,477	688	4,532	-4,388	5,000	-	-	12,586
Profit (loss) for the period`9904`	-4,531	6,804	1,795	-504	-4,629	-5,913	11,197	-5,059	-15,631	-1,739	-5,026	-3,819	2,041	-2,311	14,692	-6,470	6,852	-2,590	-14,506	22,358
Profit (loss) for the period to be appropriated`9905`	-4,531	6,804	1,795	-504	-4,629	-5,913	11,197	-5,059	-15,631	-1,739	-5,026	-3,819	2,041	-2,311	14,692	-6,470	6,852	-2,590	-14,506	22,358
Appropriation of the result
Profit (loss) to be appropriated`9906`	-17,450	-12,919	-19,723	-21,518	-21,013	-16,385	-10,471	-21,668	-16,610	-978	761	5,787	9,606	7,565	9,876	-4,816	1,654	-5,198	-2,608	22,358
Profit (loss) brought forward from the previous period`14P`	-12,919	-19,723	-21,518	-21,013	-16,385	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer to equity`691/2`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,460
Addition to contributions`691`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	8,600
To the legal reserve`6920`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,860
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2026 at the NBB, filed on 18-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-03-2026	abbreviated format	18-09-2026	2026-00522988	PDF
31-03-2025	full format	22-09-2025	2025-00505189	PDF
31-03-2024	full format	07-10-2024	2024-00498353	PDF
31-03-2023	full format	06-10-2023	2023-00479436	PDF
31-03-2022	full format	04-10-2022	2022-20451934	PDF
31-03-2021	full format	15-07-2021	2021-36200014	PDF
31-03-2020	full format	28-10-2020	2020-65200538	PDF
31-03-2019	full format	06-09-2019	2019-63700010	PDF
31-03-2018	full format	17-09-2018	2018-63400049	PDF
31-03-2017	full format	27-09-2017	2017-63500139	PDF
31-03-2016	full format	21-09-2016	2016-60700294	PDF
31-03-2015	full format	28-09-2015	2015-61300210	PDF
31-03-2014	full format	30-10-2014	2014-66100058	PDF
31-03-2013	full format	23-10-2013	2013-63800067	PDF
31-03-2012	full format	04-10-2012	2012-60400478	PDF
31-03-2011	full format	12-10-2011	2011-58000040	PDF
31-03-2010	full format	22-10-2010	2010-59000031	PDF
31-03-2009	full format	31-10-2009	2009-84000259	PDF
31-03-2008	full format	26-11-2008	2008-82600174	PDF
31-03-2007	full format	26-09-2007	2007-73600348	PDF

Key figures and ratios

per financial year, computed from the annual accounts

Line	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
EBITDA	2,813	16,806	16,250	10,421	15,414	7,855	32,740	5,230	-12,854	9,439	4,556	3,665	21,707	8,819	35,562	9,643	33,672	15,933	2,683	41,847
Cash flow	699	12,048	13,525	8,044	11,736	10,844	29,142	4,680	-6,352	7,484	5,075	6,507	17,456	12,089	31,417	12,606	27,338	13,441	1,423	28,283
Investment in fixed assets (approximation)	0	0	23,747	0	0	-3,070	34,946	3,538	39,084	1,963	3,533	2,462	1,302	30,858	6,398	18,244	30,317	33	2,930	70,200
Change in cash	11,202	-9,422	3,717	3,681	3,230	-13,641	10,337	3,128	-346	-4,836	4,656	-227	4,580	-11,663	10,992	-5,084	6,311	1,700	-2,918	-
Working capital	3,093	1,470	-5,595	16,773	-7,918	-13,303	-13,887	-12,358	-5,768	17,026	11,505	17,581	21,459	11,240	13,945	-8,739	-6,493	-4,319	-4,950	10,885
EBIT margin	-	-	-	-	-	-	-	-	-6.7%	0.1%	-	-	-	-	-	-	-	-	-	-
Solvency	13.3%	17.2%	4.3%	0.7%	1.6%	7.5%	13.5%	0.5%	8.5%	47.6%	35.6%	44.0%	42.7%	37.5%	51.4%	30.4%	26.7%	28.2%	21.2%	29.9%
Current ratio	1.15	1.04	0.85	1.56	0.83	0.75	0.69	0.66	0.83	1.74	1.28	1.64	1.76	1.38	1.60	0.67	0.85	0.85	0.89	1.33
Quick ratio	1.15	1.01	0.82	1.47	0.77	0.75	0.69	0.66	0.83	1.74	1.28	1.64	1.76	1.38	1.60	0.67	0.85	0.85	0.79	1.19
Debt to equity	6.52	4.81	22.19	-	-	12.39	6.38	-	10.76	1.10	1.81	1.27	1.34	1.67	0.95	2.29	2.74	2.54	3.71	2.35
ROE	-101.4%	75.6%	81.7%	-	-	-106.8%	97.8%	-	-294.4%	-8.3%	-22.2%	-13.8%	6.5%	-7.8%	48.4%	-41.4%	31.0%	-15.5%	-75.1%	69.1%
ROA	-13.5%	13.0%	3.5%	-0.9%	-8.3%	-8.0%	13.2%	-9.9%	-25.0%	-4.0%	-7.9%	-6.1%	2.8%	-2.9%	24.9%	-12.6%	8.3%	-4.4%	-15.9%	20.6%
Interest coverage	2.46	11.64	17.41	20.88	28.61	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Customer credit	-	-	-	-	-	-	-	-	14 days	24 days	-	-	-	-	-	-	-	-	-	-
Supplier credit	-	-	-	-	-	-	-	-	2 days	7 days	-	-	-	-	-	-	-	-	-	-

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	31-03-2026	31-03-2025	31-03-2024	31-03-2023	31-03-2022
Tangible fixed assets	-	-	€23,747	-	-
Depreciation and write-downs of the year	€5,231	€5,244	€11,730	€8,548	€16,365

Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)

Insights on Polservices

The operating result for 2026 is a loss of €2,418, after a profit of €11,561 in 2025. It is the lowest result since 2021.

Debt's share of the balance-sheet total rises from 82.8% to 86.7%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2024

CZARKOWSKI Adam

Director

appointed by deed of 06-03-2024 term without a fixed end

Signing authority: Each director alone
deed of 06-03-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

CZARKOWSKI Adam
Director

Board

Mandates as a list

CZARKOWSKI Adam
- Director, appointed by deed of 06-03-2024, still in office

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €18,600
Source: 2026 annual accounts

Articles of association

deed of 06-03-2024 (in French)

Duration: Unlimited
Kind of shares: “Assemblée générale à la majorité simple”
Annual meeting: Third Friday of September at 19:00
Dissolution rule: “Actif net risque de devenir ou est devenu négatif, deux mois maximum après constatée ou aurait dû l'être”

Network & group

No group

Polservices has no parent and no holdings in its annual accounts. CZARKOWSKI Adam is the only director. Polservices shares no director with another company.

Timeline

32 events since 2006

Board

Filings

Financial

Establishments

20062008201020122014201620182020202220242026

Deadline for the 2027 accounts: 31-10-2027

2026

18-09-2026

Annual accounts 2026 filed NBBabbreviated format · 43 days before the deadline

2025

15-12-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0879501671

22-09-2025

Annual accounts 2025 filed PDFfull format · 39 days before the deadline

2024

07-10-2024

Annual accounts 2024 filed PDFfull format · 24 days before the deadline

31-03-2024

Back to profit net €1,795 The net result is €1,795, after 3 loss-making years.

06-03-2024

Appointment: CZARKOWSKI Adam (director)2 points ▸

Director appointment, CZARKOWSKI Adam, mentioned twice in the deed
120 shares
The deed holds 9 more points.

Open the deed in the Belgian Official Gazette

2023

06-10-2023

Annual accounts 2023 filed PDFfull format · 25 days before the deadline

2022

04-10-2022

Annual accounts 2022 filed PDFfull format · 27 days before the deadline

2021

15-07-2021

Annual accounts 2021 filed PDFfull format · 108 days before the deadline

20-04-2021

Legal-form change · Resignations & appointmentsPartner: KORZENIEWSKI Adam (associé actif) · Partner: DARDZINSKI Tomasz (associé actif) · CZARKOWSKI Adam holds 114 shares (95%)4 points ▸

Partner, KORZENIEWSKI Adam (associé actif)
Partner, DARDZINSKI Tomasz (associé actif)
CZARKOWSKI Adam holds 114 shares (95%)
CZARKOWSKA Joanna holds 6 shares (5%)
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2020

28-10-2020

Annual accounts 2020 filed PDFfull format · 3 days before the deadline

31-03-2020

Back to profit net €11,197 The net result is €11,197, after 5 loss-making years.

2019

06-09-2019

Annual accounts 2019 filed PDFfull format · 55 days before the deadline

2018

17-09-2018

Annual accounts 2018 filed PDFfull format · 44 days before the deadline

31-03-2018

Weakest financial year net -€15,631 The net result drops to -€15,631, the lowest from 2007 to 2026. It recovers the following year.

2017

27-09-2017

Annual accounts 2017 filed PDFfull format · 34 days before the deadline

2016

21-09-2016

Annual accounts 2016 filed PDFfull format · 40 days before the deadline

2015

28-09-2015

Annual accounts 2015 filed PDFfull format · 33 days before the deadline

2014

30-10-2014

Annual accounts 2014 filed PDFfull format · 1 day before the deadline

31-03-2014

Back to profit net €2,041 The net result is €2,041, after one loss-making year.

2013

23-10-2013

Annual accounts 2013 filed PDFfull format · 8 days before the deadline

2012

04-10-2012

Annual accounts 2012 filed PDFfull format · 27 days before the deadline

31-03-2012

Back to profit net €14,692 The net result is €14,692, after one loss-making year.

31-03-2012

Liquidity more than doubled current ratio 1.60 The current ratio rises from 0.67 to 1.60. Short-term debt falls from €26,620 to €23,428.

2011

12-10-2011

Annual accounts 2011 filed PDFfull format · 19 days before the deadline

2010

22-10-2010

Annual accounts 2010 filed PDFfull format · 9 days before the deadline

31-03-2010

Back to profit net €6,852 The net result is €6,852, after 2 loss-making years.

2009

31-10-2009

Annual accounts 2009 filed PDFfull format · on the deadline day

2008

26-11-2008

Annual accounts 2008 filed PDFfull format · 26 days late

2007

26-09-2007

Annual accounts 2007 filed PDFfull format · 35 days before the deadline

2006

21-02-2006

Incorporation PDFpublished on 03-03-2006

20-02-2006

First establishment Sylvain Dupuislaan 173, Anderlecht

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

On 21 February 2006, Polservices was incorporated.¹ Total assets went from €51,354 in 2019 to €33,626 in 2026.²

Company details

Identity

Enterprise number: 0879.501.671
VAT number: BE 0879.501.671
Peppol ID: 0208:0879501671
Other Peppol ID: 9925:BE0879501671
Legal form: Private limited company
Status: Active, normal situation
Founded: 21-02-2006
Financial year: ends on 31 March
Annual meeting: Third Friday of September at 19:00
deed of 06-03-2024 (in French)
Peppol: Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: Polservices in French
Entity type: Legal entity
Duration: Unlimited
deed of 06-03-2024 (in French)
Registered office clause: “Région de Bruxelles-Capitale”
deed of 06-03-2024 (in French)

Activities

NACEBEL 2025

43240 Other construction installation main activity

43120 Site preparation

43221 Plumbing work

43230 Insulation installation

43350 Other building finishing work

43990 Other specialised construction activities

Codes under NACEBEL 2008

43299 Specialised construction activities main activity

43120 Site preparation

43221 Plumbing

43291 Specialised construction activities

43390 Specialised construction activities

43999 Specialised construction activities

Codes under NACEBEL 2003

45340 main activity

45112

45250

45320

45332

45450

Purpose: “Entreprise de construction générale,de travaux de plomberie et de zinguerie,entreprise de pose de sanitaires,de pose de revêtement de sol,de…”
Text of the purpose
“Entreprise de construction générale,de travaux de plomberie et de zinguerie,entreprise de pose de sanitaires,de pose de revêtement de sol,de pose de cloisons amovibles et faux plafonds,de pose de chapes,de pose de canalisations,aménagements de plaines de jeux et de sports,travaux de terrassement,travaux de pose et d'entretien de signalisations routières travaux de rejointoiement et de nettoyages de façades,pose d'isolation thermique et acoustique,entreprise de constructions métalliques,entreprise de nettoyage d'immeubles et de meubles,entreprise de fabrication de meubles en bois,entreprise de pose d'installation électrique,installation d'antennes.”
deed of 06-03-2024 (in French)

Registered office and establishments

1 establishment

Establishment	Since	Unit number
Sylvain Dupuislaan 173 registered office 1070 Anderlecht	20-02-2006	2.156.287.234

Buildings and parcels at the address

Ground area: 165 m²
Buildings: 63 m²
Volume, LiDAR: 425 m³
Tallest building: 9.6 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

Parcels

Cadastral parcel	Area	Buildings	Height / floors
21001A0360/00X013	165 m²	1 · 63 m²	9.6 m · 3

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0879.501.671

Overview

Lifetime

Key points

Debts

Filings

Position in the sector

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts to 31-03-2026

Insights on Polservices

Financials

Annual accounts 2026

Money flows

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency13.3%

Current ratio1.15

Return on assets-13.5%

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on Polservices

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

Invoicing and payment