POLINIVO
ActivePOLINIVO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735k and a net result of €452k. Equity is growing by ~104.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 8.74 against 2.99 in 2024; short-term debt: 11.4% and cash: 47% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
54.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€735k▲ 160%
2024 · €283k
2023: €142k
2024: €283k
2023 → 2025
Total assets
€829k▲ 89.1%
2024 · €439k
2023: €197k
2024: €439k
2023 → 2025
Net result
€452k▲ 109%
2024 · €216k
2023: €121k
2024: €216k
2023 → 2025
Working capital
€733k▲ 151%
2024 · €292k
2023: €156k
2024: €292k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€142k-€283k▲ 98.7%€735k▲ 160%
Operating result€140k-€248k▲ 76.9%€492k▲ 98.6%
Net result€121k-€216k▲ 77.6%€452k▲ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €829k
Fixed assets
€2k▲ 381%
Current assets
€827k▲ 88.8%
Equity and liabilities €829k
Equity
€735k▲ 160%
Debt
€95k▼ 39.1%
The debt ratio falls from 35.5% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€492k▲
2024 · €248k
Cash flow
€452k▲
2024 · €216k
Solvency
88.6%▲
2024 · 64.5%
Current ratio
8.74▲
2024 · 2.99
Quick ratio
8.74▲
2024 · 2.99
Debt / equity
0.13▼
2024 · 0.55
ROE
61.5%▼
2024 · 76.2%
ROA
54.5%▲
2024 · 49.2%
Interest coverage
4351.40▲
2024 · 333.97
Debt
€95k▼
2024 · €155k
Debt ≤ 1 year
€95k▼
2024 · €146k
Income taxes
€47k▲
2024 · €32k
Staff costs
€157k▲
2024 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€829k▲
Fixed assets21/28€408€2k▲
Tangible fixed assets22/27€348€2k▲
Furniture and vehicles24€348€2k▲
Financial fixed assets28€60€60=
Current assets29/58€438k€827k▲
Amounts receivable within one year40/41€47k€37k▼
Trade receivables40€47k€37k▼
Other amounts receivable41€5€37▲
Current investments50/53€325k€400k▲
Cash at bank and in hand54/58€66k€389k▲
Deferred charges and accrued income490/1€576€1k▲
Equity and liabilities
Total equity and liabilities10/49€439k€829k▲
Equity10/15€283k€735k▲
Contributions10/11€21k€21k=
Reserves13€262k€714k▲
Distributable reserves133€262k€714k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€155k€95k▼
Amounts payable within one year42/48€146k€95k▼
Financial debts43€6k€1k▼
Credit institutions430/8€6k€1k▼
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€77k€84k▲
Taxes450/3€63k€53k▼
Remuneration and social security454/9€14k€32k▲
Other amounts payable47/48€53k€0▼
Accrued charges and deferred income492/3€9k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€122k€157k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€564€676▲
Other operating charges640/8€0-
Gross operating margin9900€370k€650k▲
Operating profit (loss)9901€248k€492k▲
Financial income75/76B€448€7k▲
Recurring financial income75€448€7k▲
Financial charges65/66B€743€113▼
Recurring financial charges65€743€113▼
Profit (loss) for the period before taxes9903€247k€499k▲
Income taxes67/77€32k€47k▲
Profit (loss) for the period9904€216k€452k▲
Profit (loss) for the period to be appropriated9905€216k€452k▲
Appropriation of the result
Profit (loss) to be appropriated9906€216k€452k▲
Transfer to equity691/2€141k€452k▲
To other reserves6921€141k€452k▲
Profit to be distributed694/7€75k€0▼
Return on contributions (dividend)694€75k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €452k ▲109%
Operating result €492k, net result €452k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 8.74
Current ratio from 2.99 to 8.74; short-term debt falls from €146k to €95k.
30-06
Financial
Equity above €500kEq €735k ▲160%
3 profitable years in a row build equity to €735k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €283k ▲98.7%
2 profitable years in a row build equity to €283k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stefaniaplein 121050 ElseneGround area
223 m²
Building footprint
129 m²
Volume, LiDAR
2,325 m³
Parcel 21009A0361/00N005, Brussels · tallest building 26.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Polinivo
since 20212.319.846.951
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0361/00N005 | Brussels | 223 m² | 1 · 129 m² | 26.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 453,382 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 453,382 EUR |
Projects
BOOSTING THE INDUSTRIAL UPTAKE OF BIODEGRADABLE POLYMERS FOR PACKAGING APPLICATIONS BY IMPLEMENTING DIGITAL TOOLS AND ADVANCED TECHNIQUES TO ACHIEVE A HOLISTIC SUSTAINABILITY GOAL
European research
1 project · 453,381 EUR EU contributionProgrammes
HORIZON
Projects
Boosting the Industrial Uptake of Biodegradable polymers for packaging applications by implementing digital tools and advanced techniques to achieve a holistic sustainability goal
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 4,781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2021
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.