POLIKEM
ActiveSummary
POLIKEM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €730k and a net result of €228k. Equity is growing by ~38% per year across the filed fiscal years. Its solvency ranks better than 86% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.74 against 6.4 in 2024; short-term debt: 17.4% and cash: 69.2% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
25.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€730k▲ 45.5%
2024 · €502k
2023: €349k
2024: €502k
2023 → 2025
Total assets
€884k▲ 48.7%
2024 · €594k
2023: €485k
2024: €594k
2023 → 2025
Net result
€228k▲ 49.7%
2024 · €153k
2023: €149k
2024: €153k
2023 → 2025
Working capital
€730k▲ 45.7%
2024 · €501k
2023: €349k
2024: €501k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€349k-€502k▲ 43.7%€730k▲ 45.5%
Operating result€193k-€191k▼ 0.8%€283k▲ 47.9%
Net result€149k-€153k▲ 2.3%€228k▲ 49.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €884k
Equity
€730k ▲ 45.5%
Debt
€154k ▲ 65.9%
Debt's share of the balance-sheet total rises from 15.6% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€284k▲
2024 · €193k
Cash flow
€229k▲
2024 · €154k
Current ratio
5.74▼
2024 · 6.40
Debt to equity
0.21▲
2024 · 0.18
ROE
31.3%▲
2024 · 30.4%
ROA
25.8%▲
2024 · 25.7%
Interest coverage
333.47▲
2024 · 86.04
Debt ≤ 1 year
€154k▲
2024 · €93k
Income taxes
€69k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€594k€884k▲
Fixed assets21/28€503€0▼
Intangible fixed assets21€503€0▼
Current assets29/58€594k€884k▲
Amounts receivable within one year40/41€31k€270k▲
Trade receivables40€28k€168k▲
Other amounts receivable41€2k€103k▲
Current investments50/53€470k€0▼
Cash at bank and in hand54/58€93k€612k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€594k€884k▲
Equity10/15€502k€730k▲
Contributions10/11€200k€200k=
Profit (loss) carried forward14€302k€530k▲
Amounts payable17/49€93k€154k▲
Amounts payable within one year42/48€93k€154k▲
Trade debts44€50k€88k▲
Suppliers440/4€50k€88k▲
Taxes, remuneration and social security45€42k€66k▲
Taxes450/3€42k€66k▲
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€503▼
Other operating charges640/8€118€387▲
Gross operating margin9900€193k€284k▲
Operating profit (loss)9901€191k€283k▲
Financial income75/76B€8k€15k▲
Recurring financial income75€8k€15k▲
Financial charges65/66B€2k€850▼
Recurring financial charges65€2k€850▼
Profit (loss) for the period before taxes9903€197k€297k▲
Income taxes67/77€44k€69k▲
Profit (loss) for the period9904€153k€228k▲
Profit (loss) for the period to be appropriated9905€153k€228k▲
Appropriation of the result
Profit (loss) to be appropriated9906€302k€530k▲
Profit (loss) brought forward from the previous period14P€149k€302k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2023net €228k ▲49.7%
Operating result €283k, net result €228k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €500kEq €502k ▲43.7%
2 profitable years in a row build equity to €502k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berg 1A9950 LievegemGround area
1,060 m²
Building footprint
229 m²
Volume, LiDAR
1,411 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POLIKEM
since 20212.324.307.664
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E1034/00H000 | Flanders | 638 m² | 1 · 135 m² | 8.2 m · 2 fl. |
| 44072E1014/00X002 | Flanders | 422 m² | 1 · 95 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.A.T. Beheer
BE 0466.781.123
Malle · Eq €728,751
NASOHA
BE 0845.536.924
Waterloo · Eq €727,891
VEXTI
BE 0691.835.078
Destelbergen · Eq €727,847
HD Consultancy
BE 0826.014.782
Lubbeek · Eq €732,183
M-PACKAGING
BE 0758.939.777
Wuustwezel · Eq €732,250
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
46120Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.