IGOR Home Interior
ActiveSummary
IGOR Home Interior has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €815k and a net result of €28k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 75% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+1
Solvency94▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.78 in 2024; short-term debt: 30.7% and cash: 13.1% of total assets), and 30.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
2.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
5 d late
2023
106 d late
2022
15 d late
2021
3 d late
2020
1 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 27.3%
2024 · €22k
2019: €11k
2020: €-57k▼ -646% vs 2019lowest in 7 years
2021: €205k▲ +457% vs 2020
2022: €180k▼ -12.3% vs 2021
2023: €244k▲ +35.4% vs 2022highest in 7 years
2024: €22k▼ -90.9% vs 2023
2025: €28k▲ +27.3% vs 2024
2019 → 2025
Working capital
€687k▼ 17.5%
2024 · €834k
2019: €791k
2020: €760k▼ -3.9% vs 2019
2021: €958k▲ +26.0% vs 2020
2022: €759k▼ -20.8% vs 2021
2023: €972k▲ +28.1% vs 2022highest in 7 years
2024: €834k▼ -14.2% vs 2023
2025: €687k▼ -17.5% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€954k-€763k▼ 20.0%€1.01M▲ 31.9%€937k▼ 6.9%€815k▼ 13.0%
2021: €954k
2022: €763k▼ -20.0% vs 2021lowest in 5 years
2023: €1.01M▲ +31.9% vs 2022highest in 5 years
2024: €937k▼ -6.9% vs 2023
2025: €815k▼ -13.0% vs 2024
Operating result€271k-€300k▲ 10.5%€349k▲ 16.4%€49k▼ 86.0%€56k▲ 13.8%
2021: €271k
2022: €300k▲ +10.5% vs 2021
2023: €349k▲ +16.4% vs 2022highest in 5 years
2024: €49k▼ -86.0% vs 2023lowest in 5 years
2025: €56k▲ +13.8% vs 2024
Net result€205k-€180k▼ 12.3%€244k▲ 35.4%€22k▼ 90.9%€28k▲ 27.3%
2021: €205k
2022: €180k▼ -12.3% vs 2021
2023: €244k▲ +35.4% vs 2022highest in 5 years
2024: €22k▼ -90.9% vs 2023lowest in 5 years
2025: €28k▲ +27.3% vs 2024
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€129k ▼ 35.2%
Current assets
€1.05M ▼ 19.5%
Equity and liabilities €1.18M
Equity
€815k ▼ 13.0%
Debt
€363k ▼ 35.7%
Debt's share of the balance-sheet total falls from 37.6% to 30.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€142k▲
2024 · €131k
Cash flow
€114k▲
2024 · €104k
Current ratio
2.90▲
2024 · 2.78
Quick ratio
0.71▼
2024 · 0.80
Debt to equity
0.44▼
2024 · 0.60
ROE
3.5%▲
2024 · 2.4%
ROA
2.4%▲
2024 · 1.5%
Interest coverage
13.60▲
2024 · 6.15
Debt ≤ 1 year
€362k▼
2024 · €469k
Debt > 1 year
€725▼
2024 · €95k
Income taxes
€19k▲
2024 · €15k
Staff costs
€332k▼
2024 · €354k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.50M€1.18M▼
Fixed assets21/28€198k€129k▼
Tangible fixed assets22/27€198k€128k▼
Land and buildings22€14k€11k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€57k€52k▼
Leasing and similar rights25€121k€60k▼
Financial fixed assets28€200€200=
Current assets29/58€1.30M€1.05M▼
Stocks and contracts in progress3€928k€793k▼
Stocks30/36€928k€793k▼
Amounts receivable within one year40/41€208k€91k▼
Trade receivables40€28k€16k▼
Other amounts receivable41€180k€75k▼
Cash at bank and in hand54/58€152k€154k▲
Deferred charges and accrued income490/1€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.18M▼
Equity10/15€937k€815k▼
Contributions10/11€431k€431k=
Reserves13€31k€31k=
Non-distributable reserves130/1€31k€31k=
Reserves not available under the articles1311€31k€31k=
Profit (loss) carried forward14€476k€354k▼
Amounts payable17/49€564k€363k▼
Amounts payable after more than one year17€95k€725▼
Financial debts170/4€95k€725▼
Amounts payable within one year42/48€469k€362k▼
Current portion of amounts payable after more than one year42€89k€94k▲
Trade debts44€191k€180k▼
Suppliers440/4€191k€180k▼
Taxes, remuneration and social security45€76k€72k▼
Taxes450/3€28k€24k▼
Remuneration and social security454/9€48k€48k▲
Other amounts payable47/48€113k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€354k€332k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€86k▲
Other operating charges640/8€3k€968▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€489k€474k▼
Operating profit (loss)9901€49k€56k▲
Financial income75/76B€10k€2k▼
Recurring financial income75€10k€2k▼
Financial charges65/66B€21k€10k▼
Recurring financial charges65€21k€10k▼
Profit (loss) for the period before taxes9903€37k€47k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€22k€28k▲
Profit (loss) for the period to be appropriated9905€22k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€567k€504k▼
Profit (loss) brought forward from the previous period14P€545k€476k▼
Profit to be distributed694/7€92k€150k▲
Return on contributions (dividend)694€92k€150k▲
Social balance
Average headcount (FTE)90877.46.9▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €360k | €364k | €354k | €332k | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68k | €67k | €73k | €82k | €86k | ▲ 4.8% |
| Other operating charges640/8 | - | €868 | €948 | €3k | €968 | ▼ 62.0% |
| Non-recurring operating charges66A | - | €1k | €19k | €2k | - | - |
| Gross operating margin9900 | €643k | €729k | €806k | €489k | €474k | ▼ 3.1% |
| Operating profit (loss)9901 | €271k | €300k | €349k | €49k | €56k | ▲ 13.8% |
| Financial income75/76B | - | €18k | €14k | €10k | €2k | ▼ 80.5% |
| Recurring financial income75 | €37k | €18k | €14k | €10k | €2k | ▼ 80.5% |
| Financial charges65/66B | - | €70k | €23k | €21k | €10k | ▼ 51.1% |
| Recurring financial charges65 | €32k | €70k | €23k | €21k | €10k | ▼ 51.1% |
| Profit (loss) for the period before taxes9903 | €276k | €247k | €340k | €37k | €47k | ▲ 26.8% |
| Income taxes67/77 | €71k | €67k | €97k | €15k | €19k | ▲ 25.9% |
| Profit (loss) for the period9904 | €205k | €180k | €244k | €22k | €28k | ▲ 27.3% |
| Profit (loss) for the period to be appropriated9905 | €205k | €180k | €244k | €22k | €28k | ▲ 27.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.75M | €1.87M | €1.79M | €1.50M | €1.18M | ▼ 21.5% |
| Fixed assets21/28 | €325k | €258k | €222k | €198k | €129k | ▼ 35.2% |
| Tangible fixed assets22/27 | €324k | €257k | €222k | €198k | €128k | ▼ 35.2% |
| Land and buildings22 | - | €1k | €2k | €14k | €11k | ▼ 21.6% |
| Plant, machinery and equipment23 | - | €12k | €9k | €7k | €5k | ▼ 23.8% |
| Furniture and vehicles24 | - | €3k | €30k | €57k | €52k | ▼ 8.5% |
| Leasing and similar rights25 | - | €241k | €181k | €121k | €60k | ▼ 50.1% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €1.42M | €1.61M | €1.57M | €1.30M | €1.05M | ▼ 19.5% |
| Stocks and contracts in progress3 | €1.04M | €1.02M | €1.14M | €928k | €793k | ▼ 14.6% |
| Stocks30/36 | - | €1.02M | €1.14M | €928k | €793k | ▼ 14.6% |
| Amounts receivable within one year40/41 | €86k | €439k | €217k | €208k | €91k | ▼ 56.4% |
| Trade receivables40 | - | €50k | €10k | €28k | €16k | ▼ 42.7% |
| Other amounts receivable41 | - | €389k | €207k | €180k | €75k | ▼ 58.5% |
| Cash at bank and in hand54/58 | €283k | €143k | €194k | €152k | €154k | ▲ 1.2% |
| Deferred charges and accrued income490/1 | - | €10k | €23k | €14k | €11k | ▼ 20.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.75M | €1.87M | €1.79M | €1.50M | €1.18M | ▼ 21.5% |
| Equity10/15 | €954k | €763k | €1.01M | €937k | €815k | ▼ 13.0% |
| Contributions10/11 | - | €431k | €431k | €431k | €431k | = |
| Reserves13 | €31k | €31k | €31k | €31k | €31k | = |
| Non-distributable reserves130/1 | - | €31k | €31k | €31k | €31k | = |
| Reserves not available under the articles1311 | - | €31k | €31k | €31k | €31k | = |
| Profit (loss) carried forward14 | €493k | €301k | €545k | €476k | €354k | ▼ 25.6% |
| Amounts payable17/49 | €793k | €1.11M | €788k | €564k | €363k | ▼ 35.7% |
| Amounts payable after more than one year17 | €328k | €254k | €184k | €95k | €725 | ▼ 99.2% |
| Financial debts170/4 | - | €254k | €184k | €95k | €725 | ▼ 99.2% |
| Amounts payable within one year42/48 | €464k | €855k | €601k | €469k | €362k | ▼ 22.9% |
| Current portion of amounts payable after more than one year42 | - | €75k | €83k | €89k | €94k | ▲ 6.5% |
| Trade debts44 | €272k | €285k | €319k | €191k | €180k | ▼ 5.8% |
| Suppliers440/4 | - | €285k | €319k | €191k | €180k | ▼ 5.8% |
| Taxes, remuneration and social security45 | - | €100k | €174k | €76k | €72k | ▼ 5.0% |
| Taxes450/3 | - | €36k | €125k | €28k | €24k | ▼ 14.6% |
| Remuneration and social security454/9 | - | €64k | €48k | €48k | €48k | ▲ 0.7% |
| Other amounts payable47/48 | - | €395k | €25k | €113k | €15k | ▼ 86.7% |
| Accrued charges and deferred income492/3 | - | - | €4k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €205k | €180k | €244k | €22k | €28k | ▲ 27.3% |
| + Depreciation and write-downs630 | €68k | €67k | €73k | €82k | €86k | ▲ 4.8% |
| Operating cash flow (approximation) | €273k | €247k | €317k | €104k | €114k | ▲ 9.6% |
| Investment in fixed assets (approximation) | - | €0 | €-37k | €-58k | €-16k | ▲ 72.1% |
| Change in cash | - | €-140k | €51k | €-42k | €2k | ▲ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 106 days late
2023
31-03
Financial
Highest result since 2019net €244k ▲35.4%
Operating result €349k, net result €244k, both a record.
31-03
Financial
Equity above €1MEq €1.01M ▲31.9%
3 profitable years in a row build equity to €1.01M.
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 15 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
31-03
Financial
Back to profitnet €205k
Net result €205k after one loss-making year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1998
Ground area
1,017 m²
Building footprint
682 m²
Volume, LiDAR
6,065 m³
Parcel 25112B0114/00B000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Avenue Vésale 1, 1300 Wavre
since 19982.087.602.128
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0114/00B000 | Wallonia | 1,017 m² | 1 · 682 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Poldimar
BE 0463.705.332
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ATELIER WYNANT
BE 0423.337.791
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YOUNG LINE FURNITURE
BE 0872.249.239
Izegem · Eq €832,203
Of 679 companies in sector 46494 we hold annual accounts for 530. 383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-1998
Fiscal year end31-03
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
Scores and ratios are computed by Checked and are not a credit decision.