Turnover
≈ €84,000 estimated
The accounts state no turnover.
MEMOQUARTZ
Lifetime
2 annual accounts with figures on one time axispeak €39,189 (2024)
€16,081▼ 59.0%
peak €30,482 (2024)
€7,458▼ 75.5%
peak €37,940 (2025)
€37,940▲ 24.5%
€14,873▼ 58.9%
Board1 name since 2023
1 directorLEYMAN Damien
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €39,189 to €16,081Result from €30,482 to €7,458Registered office moved from Seraing to Stree 24-04Equity from €30,482 to €37,940Debts from €36,184 to €14,873Investments €5,725
Key points
from the 2025 annual accountsInvestments
€5,725 2.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.02 was 1.73 in 2024
Short-term debts fell from €36,184 to €14,873.
Checked score
71
Healthy
Financially stronger than 64% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.4 percentage points vs 04-2025
06-2025: 0.9%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.1%▼ -0.8 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.5 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.02, cash €25,783
Size: total assets €52,813
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 65% of them on solvency, 75% on liquidity, 49% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MEMOQUARTZ has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MEMOQUARTZ itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MEMOQUARTZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.02 (1.73 in 2024), above the usual 1.5. Short-term debt is 28.2% and cash 48.8% of total assets. 28.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 21 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Modave to Clavier
New registered office: Odet 54, 4560 Clavier · Previous registered office: Rue les Trixhes 10, 4577 Modave · General meeting of 29-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002219737
Registered office moved from Seraing to Stree
New registered office: Rue les Trixhes 10 à 4577 STREE · Previous registered office: Rue des Villas 132/14, 4100 Seraing · General meeting of 01-04-2025 · Gazette deed
Incorporation
Founding capital of €10,000 · Founder: LEYMAN Damien (comparant) · Appointment: LEYMAN Damien (director) · published on 16-11-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MEMOQUARTZ Clavier | €52,813 | €16,081 | 71.8% | - |
| IS&S IT Beyne-Heusay | €58,262 | €15,623 | 68.9% | - |
| POLARFOX DIGITAL Dison | €42,757 | €15,365 | 41.3% | - |
| BAES TECHNOLOGY RESOURCES Berchem-Sainte-Agathe | €50,877 | €16,793 | 38.5% | - |
| WEBOUND Nivelles | €50,593 | €16,029 | 73.5% | - |
| Huug Tielt-Winge | €50,956 | €18,232 | 77.9% | - |
| OCCAM LABS Diepenbeek | €61,920 | €15,632 | 61.4% | - |
These companies have the same main activity as MEMOQUARTZ: computer programming (NACE 62100). They are comparable in size and age: total assets between €42,800 and €61,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 13-11-2023Normal situation
- Activity
- Computer programmingNACE 62100and 5 others
- Establishment unit
- 2.352.241.7834560 Clavier, since 13-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €52,813▼ 20.8%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on MEMOQUARTZ
MEMOQUARTZ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,940 and a net result of €7,458.
Its solvency ranks better than 73% of 3,405 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MEMOQUARTZ
- What is the company number of MEMOQUARTZ?
- The company number of MEMOQUARTZ is 1002.219.737. The VAT number is the same number with BE in front: BE 1002.219.737.
- Where is MEMOQUARTZ based?
- The registered office is at Odet 54, 4560 Clavier.Company details
- What does MEMOQUARTZ do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of MEMOQUARTZ?
- MEMOQUARTZ is a private limited company (BV).
- When was MEMOQUARTZ founded?
- MEMOQUARTZ was founded on 13-11-2023.
- Is MEMOQUARTZ still active?
- Yes, MEMOQUARTZ is an active enterprise in the KBO register.
- What is the turnover of MEMOQUARTZ?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €16,081 and 68 comparable companies (NACE 62100). It probably lies between €41,000 and €160,000. It is a rough estimate.Financials
- Is MEMOQUARTZ profitable?
- In financial year 2025, MEMOQUARTZ made a profit of €7,458.
- Where can I find the annual accounts of MEMOQUARTZ?
- MEMOQUARTZ filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MEMOQUARTZ due?
- MEMOQUARTZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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