Point Urbain
Open bankruptcyA bankruptcy procedure is open for Point Urbain according to publications in the Belgian State Gazette; curator: PHILIPPE TERMOTE.
Summary
The 2019 annual accounts show negative equity (-€456,251) and a net result of -€181,530.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 11 March 2021
- Supervising judge
- Alain Koevoets
- Official Gazette
- 17-03-2021 (pdf) ↗search the document for 2021/110176
Deadlines
- Provisional date payments stopped
- 11 March 2021A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 1 April 2021Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 10 April 2021art. XX.104 and XX.155 CEL
- First verification report
- passed on 7 May 2021Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 11 March 2022Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Philippe TermoteCockerillkaai 18, 2000 Antwerpen 1p.termote@lige.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Public relations and communication consultancy sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2019, micro schema
Turnover
€330,164
EBIT margin
-51.2%
Net result
-€181,530▼ 1.6%
2018 · -€178,655
Working capital
-€242,417
2018 · €328,103
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019
Turnover€330,164
Operating result-€163,200--€168,881▼ 3.5%
Net result-€178,655--€181,530▼ 1.6%
EBIT margin-51.2%
Equity-€189,740--€456,251▼ 140%
Total assets€1.0m-€875,913▼ 13.6%
Debt€1.2m-€1.3m▲ 10.7%
Working capital€328,103--€242,417
Staff (FTE)1.5-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €168,881 in 2019 against €163,200 in 2018; the loss grows.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €875,913
Fixed assets
€727,632 ▲ 52.1%
Current assets
€148,281 ▼ 72.3%
Key figures and ratios
EBITDA
-€103,080▲
2018 · -€116,268
Cash flow
-€115,729▲
2018 · -€131,723
Solvency
-52.1%▼
2018 · -18.7%
Current ratio
0.38▼
2018 · 2.58
Debt to equity
-2.92▲
2018 · -5.25
ROA
-20.7%▼
2018 · -17.6%
Interest coverage
-3.00
Debt ≤ 1 year
€390,698▲
2018 · €207,656
Debt > 1 year
€941,466▼
2018 · €996,125
Income taxes
€296▲
2018 · €95
Staff costs
€124,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Turnover70 | - | €330,164 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €396,194 | - |
| Remuneration, social security and pensions62 | - | €124,114 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,932 | €65,801 | ▲ 40.2% |
| Other operating charges640/8 | - | €6,783 | - |
| Non-recurring operating charges66A | - | €9,640 | - |
| Gross operating margin9900 | -€39,191 | €37,457 | ▲ 196% |
| Operating profit (loss)9901 | -€163,200 | -€168,881 | ▼ 3.5% |
| Financial income75/76B | - | €21,952 | - |
| Recurring financial income75 | €12,808 | €21,952 | ▲ 71.4% |
| Financial charges65/66B | - | €34,305 | - |
| Recurring financial charges65 | €28,169 | €34,305 | ▲ 21.8% |
| Profit (loss) for the period before taxes9903 | -€178,561 | -€181,234 | ▼ 1.5% |
| Income taxes67/77 | €95 | €296 | ▲ 213% |
| Profit (loss) for the period9904 | -€178,655 | -€181,530 | ▼ 1.6% |
| Profit (loss) for the period to be appropriated9905 | -€178,655 | -€181,530 | ▼ 1.6% |
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.0m | €875,913 | ▼ 13.6% |
| Fixed assets21/28 | €478,282 | €727,632 | ▲ 52.1% |
| Intangible fixed assets21 | €52,577 | €33,458 | ▼ 36.4% |
| Tangible fixed assets22/27 | €191,705 | €219,174 | ▲ 14.3% |
| Plant, machinery and equipment23 | - | €29,117 | - |
| Furniture and vehicles24 | - | €13,377 | - |
| Other tangible fixed assets26 | - | €176,680 | - |
| Financial fixed assets28 | €234,000 | €475,000 | ▲ 103% |
| Current assets29/58 | €535,759 | €148,281 | ▼ 72.3% |
| Amounts receivable within one year40/41 | €179,170 | €136,512 | ▼ 23.8% |
| Trade receivables40 | - | €74,168 | - |
| Other amounts receivable41 | - | €62,344 | - |
| Cash at bank and in hand54/58 | €355,233 | €8,936 | ▼ 97.5% |
| Deferred charges and accrued income490/1 | - | €2,833 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.0m | €875,913 | ▼ 13.6% |
| Equity10/15 | -€189,740 | -€456,251 | ▼ 140% |
| Contributions10/11 | €18,600 | €37,200 | ▲ 100% |
| Capital10 | - | €37,200 | - |
| Issued capital100 | - | €37,200 | - |
| Profit (loss) carried forward14 | -€208,340 | -€493,451 | ▼ 137% |
| Amounts payable17/49 | €1.2m | €1.3m | ▲ 10.7% |
| Amounts payable after more than one year17 | €996,125 | €941,466 | ▼ 5.5% |
| Financial debts170/4 | - | €941,466 | - |
| Amounts payable within one year42/48 | €207,656 | €390,698 | ▲ 88.1% |
| Current portion of amounts payable after more than one year42 | - | €63,306 | - |
| Trade debts44 | €204,121 | €142,377 | ▼ 30.2% |
| Suppliers440/4 | - | €142,377 | - |
| Taxes, remuneration and social security45 | - | €20,409 | - |
| Taxes450/3 | - | €2,773 | - |
| Remuneration and social security454/9 | - | €17,636 | - |
| Other amounts payable47/48 | - | €164,606 | - |
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€178,655 | -€181,530 | ▼ 1.6% |
| + Depreciation and write-downs630 | €46,932 | €65,801 | ▲ 40.2% |
| Operating cash flow (approximation) | -€131,723 | -€115,729 | ▲ 12.1% |
| Investment in fixed assets (approximation) | - | -€315,151 | - |
| Change in cash | - | -€346,297 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
17-03
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 11-03-2021
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
SignalNBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2016
Ground area
1,165 m²
Building footprint
153 m²
Volume, LiDAR
1,533 m³
2 parcels, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Point Urbain
since 20162.259.797.518
JJ House
since 20192.283.817.884
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0361/00G000 | Flanders | 1,028 m² | 1 · 41 m² | 15.0 m · 5 fl. |
| 11303C0219/00E003 | Flanders | 137 m² | 1 · 112 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PHILIPPE TERMOTE COCKERILLKAAI 18,
2000 ANTWERPEN 1 |
11-03-2021 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
78100Employment placement agencies
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.