Equity
€34,338 from €93,199 in 2023
Equity fell by 63% in 2 years.
Poha
Lifetime
6 annual accounts with figures on one time axispeak €117,587 (2023)
-€2,588▼ €12,298
lowest -€10,106 (2025)
-€10,106▼ €11,353
peak €93,199 (2023)
€34,338▼ 22.7%
€2,783▲ 64.7%
Board1 name since 2020
1 directorHOUBEN Bart
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €9,710 to -€2,588Loss of €10,106Equity from €44,445 to €34,338Debts from €1,690 to €2,783
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 34 to 45 days before the end of the period.
Position in the sector
-€10,106
Lower net result than 88% of companies in office administrative support. Sector median €16,210 · 9,687 companies.
Turnover not published (micro format)
Checked score
93
Excellent
Financially stronger than 49% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €10,106 (financial year 2025)
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 6.05, cash €11,270
Equity €34,338 (92.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 82% on liquidity, 5% on profitability and 20% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Poha has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Poha itself is lower: 0.1% within 12 months. It rests on far more data about Poha than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Poha. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.05 (12.18 in 2024), above the usual 1.5. Short-term debt is 7.5% and cash 30.4% of total assets. 7.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
45 days early
2024
37 days early
2023
44 days early
2022
34 days early
2021
34 days early
2020
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 37 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0744812520
Incorporation
Founder: HOUBEN Bart · Founding capital of €1,000, 10 shares · Appointment: HOUBEN Bart (director) · published on 10-03-2020 · Gazette deed
First establishment
Tweekleinewegenstraat 28, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Poha Leuven | €37,121 | -€2,588 | 92.5% | - |
| EL.LA.MA Zaventem | €36,876 | -€9,248 | -96.0% | - |
| Steph Gusto Dendermonde | €36,028 | -€7,404 | -21.9% | - |
| Human Potential Developers Ghent | €36,488 | €845 | 75.6% | - |
| SBR Management & Consulting Antwerp | €33,042 | -€9,500 | 59.0% | - |
| API Community Belgium Hooglede | €36,850 | -€18,400 | 99.7% | - |
| FORESTMATIC Wavre | €42,631 | -€287 | 100.0% | - |
These companies have the same main activity as Poha: other business support services (NACE 82990). They are comparable in size and age: total assets between €33,000 and €42,600, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 06-03-2020Normal situation
- Activity
- Other business support servicesNACE 82990and 5 others
- Establishment unit
- 2.300.331.3433001 Leuven, since 06-03-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 13-03-2026
Annual accounts 2025
- €37,121▼ 19.5%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on Poha
Poha files the micro format. That format states no turnover. The gross margin fell from €63,995 in 2020 to -€2,588 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Poha
- What is the company number of Poha?
- The company number of Poha is 0744.812.520. The VAT number is the same number with BE in front: BE 0744.812.520.
- Where is Poha based?
- The registered office is at Tweekleinewegenstraat 28, 3001 Leuven.Company details
- What does Poha do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of Poha?
- Poha is a private limited company (BV).
- When was Poha founded?
- Poha was founded on 06-03-2020.
- Is Poha still active?
- Yes, Poha is an active enterprise in the KBO register.
- What is the turnover of Poha?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Poha profitable?
- In financial year 2025, Poha made a loss of €10,106.
- Where can I find the annual accounts of Poha?
- Poha filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Poha due?
- Poha must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.