Human Potential Developers
ActiveSummary
Human Potential Developers has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,575 and a net result of -€1,357. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-71
Solvency100▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.26 against 3.17 in 2024; short-term debt: 22.5% and cash: 7.1% of total assets), and 24.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.6%
Return on assets
-3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
31 d late
2021
84 d late
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€27,575▼ 4.7%
2024 · €28,932
Total assets
€36,488▼ 11.7%
2024 · €41,331
Net result
-€1,357
2024 · €6,215
Working capital
€26,776▼ 0.4%
2024 · €26,873
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,816▼ 73.5%€4,705▲ 23.3%€4,390▼ 6.7%€8,504▲ 93.7%-€792
Net result€3,569within the sector's middle half▼ 69.7%€3,466within the sector's middle half▼ 2.9%€2,905within the sector's middle half▼ 16.2%€6,215within the sector's middle half▲ 114%-€1,357below the sector's middle half
Equity€16,346within the sector's middle half▲ 27.9%€19,812within the sector's middle half▲ 21.2%€22,717within the sector's middle half▲ 14.7%€28,932within the sector's middle half▲ 27.4%€27,575within the sector's middle half▼ 4.7%
Total assets€16,592below the sector's middle half▼ 2.6%€23,034below the sector's middle half▲ 38.8%€28,122below the sector's middle half▲ 22.1%€41,331below the sector's middle half▲ 47.0%€36,488below the sector's middle half▼ 11.7%
Debt€246▼ 94.2%€3,222▲ 1,209%€5,405▲ 67.8%€12,399▲ 129%€8,913▼ 28.1%
Working capital€14,814within the sector's middle half▲ 24.1%€16,262within the sector's middle half▲ 9.8%€19,693within the sector's middle half▲ 21.1%€26,873within the sector's middle half▲ 36.5%€26,776within the sector's middle half▼ 0.4%
Solvency98.5%above the sector's middle half▲ 23.5pp86.0%above the sector's middle half▼ 12.5pp80.8%above the sector's middle half▼ 5.2pp70.0%within the sector's middle half▼ 10.8pp75.6%within the sector's middle half▲ 5.6pp
Current ratio61.18above the sector's middle half▲ 57.376.05above the sector's middle half▼ 55.134.64above the sector's middle half▼ 1.403.17within the sector's middle half▼ 1.484.26above the sector's middle half▲ 1.09
Return on assets (ROA)21.5%within the sector's middle half▼ 47.6pp15.0%within the sector's middle half▼ 6.5pp10.3%within the sector's middle half▼ 4.7pp15.0%within the sector's middle half▲ 4.7pp-3.7%below the sector's middle half▼ 18.8pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €792 after €8,504 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,488
Fixed assets
€1,499 ▼ 27.2%
Current assets
€34,989 ▼ 10.9%
Equity and liabilities €36,488
Equity
€27,575 ▼ 4.7%
Debt
€8,913 ▼ 28.1%
Debt's share of the balance-sheet total falls from 30.0% to 24.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€47▼
2024 · €9,930
Cash flow
-€518▼
2024 · €7,640
Debt to equity
0.32▼
2024 · 0.43
ROE
-4.9%▼
2024 · 21.5%
Interest coverage
0.32▼
2024 · 145.07
Debt ≤ 1 year
€8,213▼
2024 · €12,399
Income taxes
€419▼
2024 · €2,221
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €502 | €1,295 | €1,457 | €1,426 | €839 | ▼ 41.1% |
| Other operating charges640/8 | €348 | €537 | €883 | €641 | €798 | ▲ 24.4% |
| Gross operating margin9900 | €4,666 | €6,537 | €6,730 | €10,571 | €845 | ▼ 92.0% |
| Operating profit (loss)9901 | €3,816 | €4,705 | €4,390 | €8,504 | -€792 | ▼ 109% |
| Financial income75/76B | - | €3 | €0 | - | - | - |
| Recurring financial income75 | - | €3 | €0 | - | - | - |
| Financial charges65/66B | €113 | €51 | -€35 | €68 | €146 | ▲ 113% |
| Recurring financial charges65 | €113 | €51 | -€35 | €68 | €146 | ▲ 113% |
| Profit (loss) for the period before taxes9903 | €3,703 | €4,657 | €4,425 | €8,436 | -€938 | ▼ 111% |
| Income taxes67/77 | €134 | €1,191 | €1,520 | €2,221 | €419 | ▼ 81.1% |
| Profit (loss) for the period9904 | €3,569 | €3,466 | €2,905 | €6,215 | -€1,357 | ▼ 122% |
| Profit (loss) for the period to be appropriated9905 | €3,569 | €3,466 | €2,905 | €6,215 | -€1,357 | ▼ 122% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16,592 | €23,034 | €28,122 | €41,331 | €36,488 | ▼ 11.7% |
| Fixed assets21/28 | €1,532 | €3,549 | €3,024 | €2,059 | €1,499 | ▼ 27.2% |
| Tangible fixed assets22/27 | €1,532 | €3,549 | €3,024 | €2,059 | €1,499 | ▼ 27.2% |
| Plant, machinery and equipment23 | €1,286 | €2,591 | €1,649 | €466 | €76 | ▼ 83.7% |
| Furniture and vehicles24 | €246 | €958 | €1,375 | €1,593 | €1,423 | ▼ 10.7% |
| Current assets29/58 | €15,060 | €19,484 | €25,098 | €39,271 | €34,989 | ▼ 10.9% |
| Amounts receivable within one year40/41 | €9,218 | €14,158 | €21,998 | €30,824 | €32,402 | ▲ 5.1% |
| Trade receivables40 | €1,332 | €2,468 | €2,979 | €2,289 | €1,846 | ▼ 19.3% |
| Other amounts receivable41 | €7,885 | €11,690 | €19,019 | €28,536 | €30,556 | ▲ 7.1% |
| Cash at bank and in hand54/58 | €5,543 | €5,326 | €3,100 | €7,397 | €2,587 | ▼ 65.0% |
| Deferred charges and accrued income490/1 | €300 | - | - | €1,050 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16,592 | €23,034 | €28,122 | €41,331 | €36,488 | ▼ 11.7% |
| Equity10/15 | €16,346 | €19,812 | €22,717 | €28,932 | €27,575 | ▼ 4.7% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | - | €21,717 | €27,932 | €27,932 | = |
| Distributable reserves133 | - | - | €21,717 | €27,932 | €27,932 | = |
| Profit (loss) carried forward14 | €15,346 | €18,812 | - | - | -€1,357 | - |
| Amounts payable17/49 | €246 | €3,222 | €5,405 | €12,399 | €8,913 | ▼ 28.1% |
| Amounts payable within one year42/48 | €246 | €3,222 | €5,405 | €12,399 | €8,213 | ▼ 33.8% |
| Trade debts44 | €74 | €663 | €1,016 | €762 | €783 | ▲ 2.8% |
| Suppliers440/4 | €74 | €663 | €1,016 | €762 | €783 | ▲ 2.8% |
| Taxes, remuneration and social security45 | €172 | €2,559 | €4,389 | €11,637 | €7,430 | ▼ 36.1% |
| Taxes450/3 | €172 | €2,559 | €3,939 | €4,887 | €615 | ▼ 87.4% |
| Remuneration and social security454/9 | - | - | €450 | €6,750 | €6,815 | ▲ 1.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €700 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,569 | €3,466 | €2,905 | €6,215 | -€1,357 | ▼ 122% |
| + Depreciation and write-downs630 | €502 | €1,295 | €1,457 | €1,426 | €839 | ▼ 41.1% |
| Operating cash flow (approximation) | €4,072 | €4,761 | €4,363 | €7,640 | -€518 | ▼ 107% |
| Investment in fixed assets (approximation) | - | -€3,313 | -€931 | -€461 | -€279 | ▲ 39.5% |
| Change in cash | - | -€217 | -€2,226 | €4,297 | -€4,810 | ▼ 212% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€1,357
Net result drops to -€1,357, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 84 days late
2021
30-06
Financial
Liquidity times 16current ratio 61.18
Current ratio from 3.80 to 61.18; short-term debt falls from €4,257 to €246.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Ground area
248 m²
Building footprint
97 m²
Volume, LiDAR
708 m³
Parcel 44432C1006/00A002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Human Potential Developers
since 20192.292.814.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1006/00A002 | Flanders | 248 m² | 1 · 97 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 6,283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2019
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
86931Psychology services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730987941
Also
9925:BE0730987941
Registered
30-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.