POGIBAT
ActivePOGIBAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency36▲+28
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.84 in 2024), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
24.3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d late
2023
57 d late
2022
29 d late
2021
24 d early
2020
5 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k
2024 · €-33
2019: €-318
2020: €-3k
2021: €22k
2022: €-10k
2023: €-12k
2024: €-33
2019 → 2025
Working capital
€-2k▲ 39.4%
2024 · €-4k
2019: €-8k
2020: €-11k
2021: €10k
2022: €12k
2023: €-4k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€13k▲ 18.8%€385▼ 96.9%€352▼ 8.6%€10k▲ 2,873%
Operating result€22k-€-10k€-12k▼ 15.0%€930€11k▲ 1,052%
Net result€22k-€-10k€-12k▼ 16.9%€-33▲ 99.7%€10k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,052% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€14k▲ 14.5%
Current assets
€28k▲ 28.1%
Equity and liabilities €42k
Equity
€10k▲ 2,873%
Debt
€31k▼ 6.8%
The debt ratio falls from 99.0% to 74.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2024 · €6k
Cash flow
€17k▲
2024 · €5k
Solvency
25.2%▲
2024 · 1.0%
Current ratio
0.92▲
2024 · 0.84
Quick ratio
0.92▲
2024 · 0.84
Debt / equity
2.98
ROE
96.6%
ROA
24.3%▲
2024 · -0.1%
Interest coverage
29.68▲
2024 · 5.81
Debt
€31k▼
2024 · €33k
Debt ≤ 1 year
€30k▲
2024 · €26k
Debt > 1 year
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€42k▲
Fixed assets21/28€12k€14k▲
Tangible fixed assets22/27€12k€14k▲
Furniture and vehicles24€12k€14k▲
Financial fixed assets28€177-
Current assets29/58€22k€28k▲
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€2k€11k▲
Deferred charges and accrued income490/1€325€357▲
Equity and liabilities
Total equity and liabilities10/49€34k€42k▲
Equity10/15€352€10k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-20k€-10k▲
Amounts payable17/49€33k€31k▼
Amounts payable after more than one year17€8k€1k▼
Financial debts170/4€8k€1k▼
Amounts payable within one year42/48€26k€30k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€740€3k▲
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€9k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€14k€21k▲
Operating profit (loss)9901€930€11k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€963€595▼
Recurring financial charges65€963€595▼
Profit (loss) for the period before taxes9903€-33€10k▲
Profit (loss) for the period9904€-33€10k▲
Profit (loss) for the period to be appropriated9905€-33€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-10k▲
Profit (loss) brought forward from the previous period14P€-20k€-20k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
31-12
Financial
Liquidity times 59current ratio 1.62
Current ratio from 0.03 to 1.62.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Mechelen 4551950 KraainemGround area
1.2 ha
Building footprint
924 m²
Volume, LiDAR
34,236 m³
2 parcels, Flanders, Wallonia · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Bureau POGIBAT
since 20102.188.450.751
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 62087A0384/00H000 | Wallonia | 394 m² | 1 · 59 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MMK BOUW
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 9,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43990Other specialised construction activities
43999Specialised construction activities
69109Other legal services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.