CONSMET
ActiveCONSMET has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €8k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+39
Solvency100=
Growth53▼-1
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.45 against 2.64 in 2024), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
20.3%
Age of the figures
13 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €34k
neutral · Filed after the deadline
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 03-03-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
1 d late
2023
4 d late
2022
1 d early
2021
5 d early
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close12-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€79k▼ 2.9%
2024 · €82k
2019: €66k
2020: €75k
2021: €70k
2022: €74k
2023: €86k
2024: €82k
2019 → 2025
EBIT margin
14.8%▲ 9.6pp
2024 · 5.3%
2019: 4.1%
2020: 1.2%
2021: 8.9%
2022: 4.1%
2023: 3.4%
2024: 5.3%
2019 → 2025
Net result
€8k▲ 239%
2024 · €2k
2019: €2k
2020: €326
2021: €4k
2022: €1k
2023: €1k
2024: €2k
2019 → 2025
Working capital
€34k▲ 82.8%
2024 · €19k
2019: €47k
2020: €31k
2021: €37k
2022: €26k
2023: €15k
2024: €19k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€70k-€74k▲ 5.9%€86k▲ 16.7%€82k▼ 4.7%€79k▼ 2.9%
Equity€51k-€37k▼ 27.2%€24k▼ 36.8%€26k▲ 10.3%€34k▲ 31.7%
Operating result€6k-€3k▼ 51.3%€3k▼ 2.3%€4k▲ 47.4%€12k▲ 173%
Net result€4k-€1k▼ 72.0%€1k▲ 18.9%€2k▲ 89.3%€8k▲ 239%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 173% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €40k
Equity
€34k▲ 31.7%
Debt
€6k▼ 44.9%
The debt ratio falls from 30.5% to 15.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▲
2024 · €12k
Cash flow
€15k▲
2024 · €10k
Solvency
84.5%▲
2024 · 69.5%
Current ratio
6.45▲
2024 · 2.64
Quick ratio
6.45▲
2024 · 2.64
Debt / equity
0.18▼
2024 · 0.44
ROE
24.1%▲
2024 · 9.3%
ROA
20.3%▲
2024 · 6.5%
Interest coverage
120.52▲
2024 · 54.28
Debt
€6k▼
2024 · €11k
Debt ≤ 1 year
€6k▼
2024 · €11k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€40k▲
Fixed assets21/28€7k-
Tangible fixed assets22/27€7k-
Furniture and vehicles24€7k-
Current assets29/58€30k€40k▲
Amounts receivable after more than one year29€4k€10k▲
Other amounts receivable291€4k€10k▲
Amounts receivable within one year40/41€24k€20k▼
Trade receivables40€6k€6k▲
Other amounts receivable41€18k€14k▼
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€37k€40k▲
Equity10/15€26k€34k▲
Contributions10/11€16k€16k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€17k▲
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€6k▼
Current portion of amounts payable after more than one year42€6k€816▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€1k▼
Bills of exchange payable441-€2k
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Turnover70€82k€79k▼
Goods, raw materials, services and sundry goods60/61€69k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€13k€20k▲
Operating profit (loss)9901€4k€12k▲
Financial charges65/66B€213€158▼
Recurring financial charges65€213€158▼
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€17k▲
Profit (loss) brought forward from the previous period14P€6k€8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-07
Financial
Highest result since 2019net €8k ▲239%
Operating result €12k, net result €8k, both a record.
31-07
Financial
Liquidity doublescurrent ratio 6.45
Current ratio from 2.64 to 6.45; short-term debt falls from €11k to €6k.
01-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
Financial
Weakest financial yearnet €326 ▼81.3%
Net result drops to €326, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfstraten 739100 Sint-NiklaasGround area
198 m²
Building footprint
99 m²
Parcel 46447B0540/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
Consmet
since 20092.181.824.265
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0540/00S000 | Flanders | 198 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwwerken Frank Meulemans
BE 0809.637.026
Arendonk · Eq €34k
LA PRIM INVEST
BE 0797.407.108
Sint-Pieters-Leeuw · Eq €34k
BD Construct
BE 0794.340.126
Theux · Eq €34k
ART BOUW
BE 0746.706.493
Diest · Eq €34k
ARDOBUILD
BE 1017.844.655
Ardooie · Eq €34k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 12,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2009
Fiscal year end31-07
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43331Floor and wall tiling
43341Painting of buildings
43410Roofing work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.