POGGE
ActiveSummary
POGGE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €10k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 1095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-12
Solvency62▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.29 in 2023; short-term debt: 62.6% and cash: 40.2% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.6%
Return on assets
2.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-07-2025, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d early
2023
14 d early
2022
31 d late
2021
26 d late
2020
26 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 19.0%
2023 · €12k
2019: €12k
2020: €22k
2021: €45k
2022: €26k
2023: €12k
2019 → 2024
Working capital
€72k▲ 10.2%
2023 · €65k
2019: €-86k
2020: €-46k
2021: €15k
2022: €52k
2023: €65k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€128k▲ 52.1%€144k▲ 12.3%€136k▼ 5.6%€120k▼ 11.7%
Operating result€55k-€82k▲ 49.5%€53k▼ 34.9%€33k▼ 38.6%€31k▼ 3.7%
Net result€22k-€45k▲ 104%€26k▼ 42.7%€12k▼ 53.7%€10k▼ 19.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 4% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €328k
Fixed assets
€51k ▼ 29.3%
Current assets
€277k ▼ 3.8%
Equity and liabilities €328k
Equity
€120k ▼ 11.7%
Debt
€208k ▼ 7.1%
Debt's share of the balance-sheet total rises from 62.2% to 63.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▼
2023 · €54k
Cash flow
€31k▼
2023 · €34k
Current ratio
1.35▲
2023 · 1.29
Quick ratio
0.99▼
2023 · 1.01
Debt to equity
1.73▲
2023 · 1.64
ROE
8.0%▼
2023 · 8.7%
ROA
2.9%▼
2023 · 3.3%
Interest coverage
4.30▼
2023 · 5.66
Debt ≤ 1 year
€205k▼
2023 · €222k
Income taxes
€11k▼
2023 · €12k
Staff costs
€85k▲
2023 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€359k€328k▼
Fixed assets21/28€72k€51k▼
Intangible fixed assets21€69k€49k▼
Tangible fixed assets22/27€3k€2k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€57€57=
Current assets29/58€288k€277k▼
Stocks and contracts in progress3€63k€75k▲
Stocks30/36€63k€75k▲
Amounts receivable within one year40/41€69k€65k▼
Trade receivables40€58k€54k▼
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€152k€132k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€359k€328k▼
Equity10/15€136k€120k▼
Contributions10/11€12k€12k=
Reserves13€119k€94k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€118k€92k▼
Profit (loss) carried forward14€4k€14k▲
Amounts payable17/49€223k€208k▼
Amounts payable within one year42/48€222k€205k▼
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€99k€81k▼
Suppliers440/4€99k€81k▼
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€959€280▼
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€33k€37k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62€76k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€555€611▲
Non-recurring operating charges66A-€227
Gross operating margin9900€131k€138k▲
Operating profit (loss)9901€33k€31k▼
Financial income75/76B€321€1k▲
Recurring financial income75€321€1k▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€23k€20k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€12k€10k▼
Profit (loss) for the period to be appropriated9905€12k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€14k▼
Profit (loss) brought forward from the previous period14P€12k€4k▼
Transfer from equity791/2-€26k
Profit to be distributed694/7€20k€26k▲
Return on contributions (dividend)694€20k€26k▲
Social balance
Average headcount (FTE)90872.02.1▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼19%
Net result drops to €10k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Highest result since 2019net €45k ▲104%
Operating result €82k, net result €45k, both a record.
31-12
Financial
Equity above €100kEq €128k ▲52.1%
3 profitable years in a row build equity to €128k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 6 days late
2016
25-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsesteenweg 3611030 SchaarbeekGround area
111 m²
Building footprint
100 m²
Volume, LiDAR
1,335 m³
Parcel 21910E0169/00V000, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
APOTEEK
since 19972.084.644.915
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0169/00V000 | Brussels | 111 m² | 1 · 100 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.084.644.915
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
73300Public relations and communication consultancy
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.