POESKAFFEE
ActivePOESKAFFEE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.87M and a net result of €821k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 82% of 3616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 4.05 in 2024), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
29%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
on the day
2022
on the day
2021
28 d early
2020
4 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.87M▼ 26.7%
2024 · €2.55M
2019: €679k
2020: €865k
2021: €1.16M
2022: €1.57M
2023: €1.97M
2024: €2.55M
2019 → 2025
Total assets
€2.83M▼ 18.0%
2024 · €3.45M
2019: €2.61M
2020: €2.69M
2021: €2.57M
2022: €2.82M
2023: €2.96M
2024: €3.45M
2019 → 2025
Net result
€821k▲ 43.4%
2024 · €573k
2019: €210k
2020: €186k
2021: €293k
2022: €416k
2023: €399k
2024: €573k
2019 → 2025
Working capital
€701k▼ 45.7%
2024 · €1.29M
2019: €-177k
2020: €-108k
2021: €250k
2022: €666k
2023: €1.07M
2024: €1.29M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.16M-€1.57M▲ 35.9%€1.97M▲ 25.3%€2.55M▲ 29.0%€1.87M▼ 26.7%
Operating result€385k-€564k▲ 46.4%€537k▼ 4.7%€780k▲ 45.1%€1.12M▲ 44.1%
Net result€293k-€416k▲ 42.0%€399k▼ 4.1%€573k▲ 43.5%€821k▲ 43.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.83M
Fixed assets
€1.59M▼ 8.5%
Current assets
€1.24M▼ 27.5%
Equity and liabilities €2.83M
Equity
€1.87M▼ 26.7%
Debt
€965k▲ 6.6%
The debt ratio rises from 26.2% to 34.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€1.37M▲
2024 · €1.01M
Cash flow
€1.06M▲
2024 · €798k
Solvency
65.9%▼
2024 · 73.8%
Current ratio
2.29▼
2024 · 4.05
Quick ratio
2.29▼
2024 · 4.05
Debt / equity
0.52▲
2024 · 0.36
ROE
44.0%▲
2024 · 22.5%
ROA
29.0%▲
2024 · 16.6%
Interest coverage
46.80▲
2024 · 33.63
Debt
€965k▲
2024 · €905k
Debt ≤ 1 year
€542k▲
2024 · €423k
Debt > 1 year
€422k▼
2024 · €480k
Income taxes
€296k▲
2024 · €195k
Staff costs
€1.50M▲
2024 · €1.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.45M€2.83M▼
Fixed assets21/28€1.74M€1.59M▼
Tangible fixed assets22/27€1.74M€1.59M▼
Land and buildings22€623k€577k▼
Plant, machinery and equipment23€1.10M€1.01M▼
Furniture and vehicles24€12k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.71M€1.24M▼
Amounts receivable within one year40/41€1.09M€33k▼
Trade receivables40€92k€8k▼
Other amounts receivable41€1.00M€25k▼
Cash at bank and in hand54/58€620k€1.21M▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€3.45M€2.83M▼
Equity10/15€2.55M€1.87M▼
Contributions10/11€160k€160k=
Capital10€160k€160k=
Issued capital100€160k€160k=
Reserves13€2.39M€1.71M▼
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Distributable reserves133€2.37M€1.69M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€905k€965k▲
Amounts payable after more than one year17€480k€422k▼
Financial debts170/4€480k€422k▼
Amounts payable within one year42/48€423k€542k▲
Current portion of amounts payable after more than one year42€136k€62k▼
Trade debts44€157k€170k▲
Suppliers440/4€157k€170k▲
Taxes, remuneration and social security45€130k€310k▲
Taxes450/3€62k€244k▲
Remuneration and social security454/9€68k€66k▼
Accrued charges and deferred income492/3€1k€679▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.36M€1.50M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€226k€242k▲
Other operating charges640/8€21k€40k▲
Non-recurring operating charges66A€119k€0▼
Gross operating margin9900€2.50M€2.91M▲
Operating profit (loss)9901€780k€1.12M▲
Financial income75/76B€17k€23k▲
Recurring financial income75€17k€23k▲
Financial charges65/66B€30k€29k▼
Recurring financial charges65€30k€29k▼
Profit (loss) for the period before taxes9903€767k€1.12M▲
Income taxes67/77€195k€296k▲
Profit (loss) for the period9904€573k€821k▲
Profit (loss) for the period to be appropriated9905€573k€821k▲
Appropriation of the result
Profit (loss) to be appropriated9906€573k€821k▲
Transfer from equity791/2-€1.50M
Transfer to equity691/2€573k€821k▲
To other reserves6921€573k€821k▲
Profit to be distributed694/7-€1.50M
Return on contributions (dividend)694-€1.50M
Social balance
Average headcount (FTE)908748.026.3▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation4 facts ▸
- General meeting, 11/02/2026
- Director appointment, Loic Vanbiervliet (niet-statutaire bestuurder)
- Mandate compensation, Loic Vanbiervliet
- Power of attorney, NV TITECA
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €821k ▲43.4%
Operating result €1.12M, net result €821k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €2MEq €2.55M ▲29%
6 profitable years in a row build equity to €2.55M.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €1MEq €1.16M ▲33.9%
3 profitable years in a row build equity to €1.16M.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €186k ▼11.3%
Net result drops to €186k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 88 days late
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 32 days late
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 47 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Loic Vanbiervliet
CurrentNon-statutory director · since 01-01-2026
01-01-2026
Loic Vanbiervliet: Appointed as Non-statutory director
14-07-2022
Doris VELTHOF: Resigned as Manager
20-03-2014
Doris VELTHOF: Resigned as Director
20-03-2014
VANBIERVLIET Alexander: Resigned as Director
20-03-2014
VANBIERVLIET David: Resigned as Director
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooststraat 228400 OostendeGround area
249 m²
Parcel 35013A4609/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
TEA-ROOM CAPUCINO
since 19982.081.049.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A4609/00A000 | Flanders | 249 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.081.049.876
Dual-learning approval
5 live approvals · 4 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
Similar companies · same sector, comparable size
DAMAREST
BE 0443.037.206
Jurbise · Eq €1.78M
IGESKA
BE 0876.072.524
Mouscron · Eq €1.97M
KARENLALA
BE 0567.913.917
Sint-Gillis (bij-Brussel) · Eq €1.98M
THE SUMMIT
BE 0477.552.081
Gent · Eq €1.99M
Sense Operations
BE 0466.843.281
Antwerpen · Eq €2.00M
Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 1,339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-01-1997
Fiscal year end30-06
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.